Monthly Archives: May 2013

What to Do When a Big Expense Doesn’t Work Out

I went to graduate school with another woman who, let’s just say, didn’t end up with the same happy experience that I did. Very early on in the program, it became clear that the program wasn’t a good fit for … Continue reading

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10 Friends Who Can Hurt Your Finances

Friends. They can certainly be a blessing in anyone’s life. Unfortunately, we sometimes have friends who have negative qualities which can affect our lives and relationships as well. It’s far too easy to ignore the signs and pretend that these … Continue reading

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Do You Want to Be The “Special Case” or The “Success Story?”

When it comes to doing the difficult things in life like saving money, losing weight, getting a better job or more education, creating an emergency fund, or engaging in almost any form of self-improvement, a lot of people claim to … Continue reading

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13 Important Skills Kids Learn When Running a Business

When I was growing up, there was a girl up the street who was constantly running some sort of business. She did lemonade stands in the summer, bake sales, dog walking, car washing, lawn mowing, rented books and toys to … Continue reading

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Sister Not Happy I’m A Vacation Guide: Day 136 – 139

After finding out the cost of the 90,000 mile car check-up, I decided to try to get a few more no-spend-days under my belt for the minimum wage challenge. While I did do a hike with a friend, I mostly … Continue reading

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12 Ways to Save Money on National Trails Day

National Trails Day (sponsored each year by the American Hiking Society) occurs on the first Saturday each June. This day was set up to honor the many trails that have been created across the United States. While there are many … Continue reading

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The Target Red Card Decision

Lately I’ve been thinking about getting the Target Red debit card. (Note that this post is strictly about the debit card. Target also offers a credit card which offers similar benefits to the debit card, but also acts like a … Continue reading

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Your To Do List May Be Longer Than You Think

I read a lot of books and articles on things like brain science, psychology, productivity, and memory. One thing that tends to come up often as I read is that the brain sees any incomplete task or goal as part … Continue reading

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Debt Reduction Diet: 10 Ways Debt Reduction Is Like Dieting

Dieting is probably not the first word that comes to mind when you think of debt reduction. However, when it comes to trying to reduce your debt, many of the steps you have to take are very similar to the … Continue reading

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You Can Never Do It All, So Don’t Waste Money Trying

I have a friend who is into Star Wars. I mean really into Star Wars. He has every release of the movies going back to VHS. He has the trading cards, all of the books, the toys going back to … Continue reading

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90,000 Mile Car Service Shock: Day 135

I knew that there would be hiccups from time to time in the minimum wage challenge. It would be wonderful if spending was something that could always be prepared for and anticipated, but the reality is that unexpected costs will … Continue reading

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Causing a Blood Test Commotion: Day 134

It was a pretty uneventful day in regard to spending since most of the day was spent catching up on the things I had put off while on the three day trip. When it comes to the minimum wage challenge, … Continue reading

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35 Things to Do on a Rainy Day

Sometimes, when the weather isn’t pretty, it’s tempting to go out and do something that’s going to cost you money. The movies, a restaurant, a bar, a trip to the mall or the bookstore. All of these offer some relief … Continue reading

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Finding Those Special Spots at Fern Canyon: Days 131 – 133

After the recent house sitting gig and the amount of money I saved during that time, I decided that a short trip was in order even while on the minimum wage challenge. I opted to head to Redwood National Park … Continue reading

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10 Places You Can Get Stuff for Free

Everyone loves a freebie. Most people are aware that there are a lot of places where you can get small, free samples online, but is it possible to get bigger and more expensive items for free? Most people don’t think … Continue reading

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Don’t Believe the Salesmen

We enjoy camping in our RV. As a result, I spend a lot of time on RV-related message boards. This week I saw a sad story. A family wanted to get into the camping lifestyle, so they went to the … Continue reading

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I’m An Idiot Home Exercise Room Edition: Days 122 – 130

As predicted, eight of the last nine days have been no-spend-days as I continue to house sit and work on my writing. This has been great news for the minimum wage challenge. As mentioned before, I had everything that I … Continue reading

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10 Laundry Gadgets That Save Money

When it comes to doing laundry, there are a lot of little things that you can do to save money. There are ways to save money while using both the washer and the dryer, and there are also a number … Continue reading

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Sometimes Quitting Equals Winning

People like to refer to life as a game or a competition. The winners are the ones who accumulate the most or best things, achieve the most success, or get the most power. That’s the conventional wisdom, anyway, which means … Continue reading

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15 Ways to Deal With Emotions Without Retail Therapy

“I’m so messed up. I’m going out for a little retail therapy. Wanna come?” So began a recent conversation with my neighbor. I’ll admit that she’s got every reason to be upset: Her kids are in trouble, there are financial … Continue reading

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