Monthly Archives: April 2013

10 Cleaning Gadgets That Save Money & Time

If you still haven’t started your spring cleaning, there’s a good chance that it’s because you simply don’t like to clean. This is nothing to be ashamed of. There are a lot of us who simply look upon cleaning as … Continue reading

Posted in Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , | 8 Comments

The Discomfort of Being Frugal

I’ve noticed something about myself. I am uncomfortable in high-spending situations. And this is true even when I’m not the one paying. Not long ago, a potential vendor took me to lunch at a swanky restaurant. He was paying, but … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , | 5 Comments

Workplace Ethics

A couple of weeks ago, I came across a post on another message board from a person who admitted to spending forty percent of his time at work surfing the Internet for personal reasons. He was even going so far … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , , , , | 5 Comments

10 Common Excuses People Give for Not Saving Money

There are many people in this economy who have legitimate reasons for not saving money. But there are also a lot of other people who claim that they’re incapable of saving money when saving money would only require them to … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , , | 11 Comments

Start Thinking

One of the things that gets people into trouble financially (and in a lot of other areas, too) is failing to actually think about what they’re doing. We’re all guilty of putting our lives on autopilot. We buy the brands … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance | Tagged , , , , , | 3 Comments

10 Travel Apps That Save Money

For those who enjoy traveling, one of the best tools that they have can often be found in their pocket. While your phone isn’t the first gadget that most people think about when planning a vacation, there are now plenty … Continue reading

Posted in Personal Finance, Saving Money, Travel | Tagged , , , , , , , | 2 Comments

The 97 Month Car Loan

Lenders rolled out an extra-long-term car loan last week: The 97 month loan. (That’s eight years, folks.) The lenders claim that this is because the average price of a new car has risen to $31,000 and extra-long loans are the … Continue reading

Posted in Cars, Debt, Personal Finance | Tagged , , , , , , | 6 Comments

Earth Day and Frugality

Earth Day is coming. It’s one of those days I actually look forward to each year. While I get sick of the “greenwashing” that the big corporations engage in every year, I do enjoy some of the local celebrations at … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , , | 1 Comment

Four Ways to Work from Home

I see plenty of people, both online and off, who are desperate to work from home. Despite the fact that working from home is definitely not for everyone, many people idealize the lifestyle and want it for themselves. It’s funny, … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 5 Comments

Blowing Money on Grail Objects

I have a friend who has lusted after a certain board game for years, now. It’s out of print and if you can find it on the secondary market in good to mint condition, it usually sells for north of … Continue reading

Posted in Budgeting, Personal Finance, Shopping | Tagged , , , , , , | 5 Comments

Control Your Personal Economy

If you’ve watched much TV lately or listened to the radio, you’ve probably heard some of Fidelity’s new ads that say, “Let us help you take control over your personal economy.” Their website explains, “Your Personal Economy includes the things … Continue reading

Posted in Budgeting, Debt, Food / Groceries, Frugal, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , , | 3 Comments

Don’t Fall For “The Advertising Will Save You” Money Gambit

Manufacturers, retailers, and advertisers love to tell us that advertising will save us money. They like to tell us that placing ads in and on everything from video games to toilet paper will save consumers money. The theory is that … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , , | 3 Comments

10 Lifestyle Investments to Avoid

One of the selling tactics that I have been hearing more and more these days is to make purchases as a “lifestyle investment.” The entire term bothers me in a number of ways, but the worst part is be bringing … Continue reading

Posted in Cars, Debt, Housing, Investing, Personal Finance, Shopping | Tagged , , , , , , , , | 7 Comments

Give Yourself the Gift of Time

We all have a finite amount of time to be on this earth. The time we have to spend with loved ones, to pursue fun hobbies, to do work we love, and to explore this world is limited. Time is … Continue reading

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Don’t Dismiss Your Hometown Paper

I live in a rural community and we get three newspapers here. The first is our main, statewide paper. Though it’s a daily paper, I only subscribe to the Sunday edition of that one for the coupons and sales flyers. … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 2 Comments

10 Things Worth Splurging On

If you’re on a tight budget or limited income, you’re probably pretty price conscious. However, while buying cheaper items can be great in some instances, there are certain items where you should splurge a little when buying. Many of the … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , | 3 Comments

Rewarding Yourself Without Breaking Your Budget

We all feel the need to reward ourselves sometimes. Maybe we reach a tough goal such as losing fifty pounds, or we accomplish a significant milestone on the way to a larger goal, such as finishing the novel that must … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , , | 5 Comments

10 Ways to Save Money on Coffee

There are many people who will willingly confess that they have an addiction to coffee. It’s one of those drinks that quite a few people insist they need to consume at least once or twice a day. However, any coffee … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

We Are All Going to Die

A few years ago, I faced my mortality head on. An unexpected allergic reaction nearly killed me. Up to that point I, like most people, hadn’t spent a lot of time thinking about death. Sure, I’d done the unpleasant task … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , | 7 Comments