I have a relative who does nothing but whine about how she doesn’t have certain things, how she never gets to travel, she doesn’t have any money, and she’ll never own a nice car. Well, while I tend to think that most of her whining is over pretty superficial stuff (she does have a loving husband, good kids, and a decent house, which is way more than many...
We must have the same relative. In the case of my relative it is poor spending choices and delaying gratification to obtain their much sought after goals. A couple of times I suggested another approach the response I received is “I can’t”. Which says to me they are not willing to change.