Monthly Archives: March 2013

Reflections on a Purge

This winter I have focused on purging my house of excess stuff. I’ve never thought of myself as having a lot of stuff (and compared to some I don’t), but a real dig in to the deepest recesses of my … Continue reading

Posted in Housing, Personal Finance | Tagged , , , , , , , , | 2 Comments

Save Money As Soon As You Wake Up

For those of us who aren’t morning people, the thought of actively saving money as soon as we wake up might seem like an impossible task. However, there are plenty of things you can do to save money that don’t … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 6 Comments

Seeing Coupons as Money

Some people hate to use coupons. Some can’t be bothered, some don’t see that the time required is worth the savings, some are embarrassed, some figure coupons are only for junk food (they aren’t), and some are afraid of being … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 5 Comments

Complaining Just to Get Free Stuff

We all want to be treated fairly and receive the products and services that we pay for. We want things to match our expectations and the manufacturer’s promises. When things fail to live up to those promises or expectations, it’s … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , | 14 Comments

10 Legitimate Reasons Not to Get Your Finances in Order

When it comes to putting in the time and effort to get personal finances in order, I have heard a lot of supposedly good reasons why people haven’t started. There is no doubt that there are a lot of sacrifices … Continue reading

Posted in Personal Finance | Tagged , , , , , , , | 3 Comments

20 Free and Inexpensive Creativity Boosters

We all have times where we need to be creative. Creativity helps us solve problems at work or home, come up with new uses for old products, and entertain ourselves. Many people don’t believe that they are creative, that it’s … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , , | Leave a comment

10 Reasons a Staycation Can Be Better Than a Vacation

In the past couple of years, the bad economy has forced many people to take a “staycation” instead of a vacation. A staycation means staying in your local area instead of traveling domestically or internationally. Of course, that doesn’t mean … Continue reading

Posted in Personal Finance, Saving Money, Travel | Tagged , , , , , , | 2 Comments

Planned Obsolescence: The Scourge of Frugality

If you’re a frugal person, the concept of planned obsolescence stinks. There’s no polite way to put it. Manufacturers create things to last a short period of time, forcing you to upgrade or buy a new one at regular intervals. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 8 Comments

10 Habits Keeping You Poor

Nobody wants or sets out to be poor. While there are many factors which can contribute to people finding themselves in a position of not having much money such as lack of education, medical expenses and job loss, the reality … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance | Tagged , , , , , , , | 13 Comments

Cold Turkey vs. The Slow and Gradual Approach

When you’re ready to improve your financial life, how should you go about it? Do you immediately cease all unnecessary spending, slash expenses to the bone, and use all of your extra money to pay down debt? Or do you … Continue reading

Posted in Budgeting, Debt, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments

10 Ways to Keep Your Belongings Private and Reduce the Risk of Theft

One of the easiest ways to prevent theft (aside from locking the doors, which is something too many people neglect but is effective) is to keep what you buy and what you own private. If other people know what you … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , , | 6 Comments

10 Healthy Soda Alternatives

Soda can be a delicious treat, but as many of us know, it’s a treat that’s loaded with sugar and calories. Like many delicious drinks, soda isn’t exactly a healthy drink. If you’re looking to cut back on your soda … Continue reading

Posted in Food / Groceries, Health, Personal Finance | Tagged , , , , , , , , , , , | Leave a comment

What Constitutes a Financial Red Flag in a Relationship?

Many months ago, one of my posts about how financially secure people eat leftovers turned up on another message board that I frequent. That board has nothing to do with finance, but the poster came across my article when she … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , | 6 Comments

10 Ways to Save Money Planting a Garden

Gardens can be a wonderful addition to your home. Not only do they provide you with fresh produce, but they can add a nice atmosphere to your back yard. Unfortunately, sometimes gardening can become expensive. Here are a few ways … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 4 Comments

Become What You Envy

I have a relative who does nothing but whine about how she doesn’t have certain things, how she never gets to travel, she doesn’t have any money, and she’ll never own a nice car. Well, while I tend to think … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 1 Comment

What If You Don’t Want to Retire?

I have an uncle who is pushing ninety years old. He still gets up early, gets dressed, and goes to work every day and often on weekends. He doesn’t do it for the money; he’s covered in that department. He … Continue reading

Posted in Health, Making Money, Personal Finance, Retirement | Tagged , , , , , , | 2 Comments

10 Alternatives to Cable TV

Are you tired of paying an outrageously high cable bill each month? Do you have a cable package for hundreds of channels, but only watch about a dozen? Do you just not want to deal with the cable company anymore? … Continue reading

Posted in Entertainment, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 5 Comments

The Paradox of Stuff: Own Less, Use More

Most of us tend to think that more is better, especially when it comes to our “stuff.” If two pairs of shoes is good, ten must be great. If a library of thirty DVD’s is good, a hundred must be … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 7 Comments

10 Places to Find Lost Money at Home

There are a lot of places to look for coins when you are walking about outside. When there is a need to quickly find a few dollars, however, you may want to search in your house instead. Money sometimes gets … Continue reading

Posted in Personal Finance | Tagged , , , , , , , | 8 Comments

Optimism Can Wreck Your Finances

Optimism is generally a good thing. It’s good to look toward the future with hope and confidence. Research shows that optimists tend to be happier and live longer than pessimists. Optimists are healthier and deal with adversity better than their … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 2 Comments