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Monthly Archives: March 2013
Reflections on a Purge
This winter I have focused on purging my house of excess stuff. I’ve never thought of myself as having a lot of stuff (and compared to some I don’t), but a real dig in to the deepest recesses of my … Continue reading
Posted in Housing, Personal Finance
Tagged Cleaning, excess stuff, junk, memories, minimalism, purging stuff, spring cleaning, throw away, too much stuff
2 Comments
Save Money As Soon As You Wake Up
For those of us who aren’t morning people, the thought of actively saving money as soon as we wake up might seem like an impossible task. However, there are plenty of things you can do to save money that don’t … Continue reading
Posted in Food / Groceries, Frugal, Personal Finance, Saving Money
Tagged breakfast, early morning, getting up, morning coffee, morning shower, morning TV, save money
6 Comments
Seeing Coupons as Money
Some people hate to use coupons. Some can’t be bothered, some don’t see that the time required is worth the savings, some are embarrassed, some figure coupons are only for junk food (they aren’t), and some are afraid of being … Continue reading
Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping
Tagged coupon clipping, couponing, Coupons, food, groceries, grocery shopping, save money
5 Comments
10 Ways to Save Money on Easter
Like most holidays, preparing for Easter can put a dent into your budget if you aren’t careful. If you have children, you probably know that buying new clothes, gifts, or other Easter accessories adds up very quickly, and can cause … Continue reading
Complaining Just to Get Free Stuff
We all want to be treated fairly and receive the products and services that we pay for. We want things to match our expectations and the manufacturer’s promises. When things fail to live up to those promises or expectations, it’s … Continue reading
Posted in Personal Finance, Saving Money
Tagged blacklisted, complaining, complaint letter, fake complaints, free stuff, freebies, legitimate gripe, stealing
10 Comments
10 Legitimate Reasons Not To Get Your Finances In Order
When it comes to putting in the time and effort to get personal finances in order, I have heard a lot of supposedly good reasons why people haven’t started. There is no doubt that there are a lot of sacrifices … Continue reading
Posted in Personal Finance
Tagged baby steps, excuses, finances, financial sacrifices, getting started, legitimate reasons, money management, save money
3 Comments
20 Free and Inexpensive Creativity Boosters
We all have times where we need to be creative. Creativity helps us solve problems at work or home, come up with new uses for old products, and entertain ourselves. Many people don’t believe that they are creative, that it’s … Continue reading
10 Reasons A Staycation Can Be Better Than A Vacation
In the past couple of years, the bad economy has forced many people to take a “staycation” instead of a vacation. A staycation means staying in your local area instead of traveling domestically or internationally. Of course, that doesn’t mean … Continue reading
Posted in Personal Finance, Saving Money, Travel
Tagged inexpensive vacation, local activities, local travel, save money, staycation, vacation, visitors center
2 Comments
Planned Obsolescence: The Scourge of Frugality
If you’re a frugal person, the concept of planned obsolescence stinks. There’s no polite way to put it. Manufacturers create things to last a short period of time, forcing you to upgrade or buy a new one at regular intervals. … Continue reading
10 Habits Keeping You Poor
Nobody wants or sets out to be poor. While there are many factors which can contribute to people finding themselves in a position of not having much money such as lack of education, medical expenses and job loss, the reality … Continue reading
Posted in Budgeting, Credit Cards, Debt, Personal Finance
Tagged bad habits, financial trouble, money habits, money issues, money trouble, no money, poor habits, spending money
10 Comments
Cold Turkey vs. The Slow and Gradual Approach
When you’re ready to improve your financial life, how should you go about it? Do you immediately cease all unnecessary spending, slash expenses to the bone, and use all of your extra money to pay down debt? Or do you … Continue reading
10 Ways to Keep Your Belongings Private and Reduce the Risk of Theft
One of the easiest ways to prevent theft (aside from locking the doors, which is something too many people neglect but is effective) is to keep what you buy and what you own private. If other people know what you … Continue reading
Posted in Personal Finance, Shopping
Tagged bragging, conceal valuables, flaunt, lock doors, privacy, robbed, theft risk, valuables
5 Comments
10 Healthy Soda Alternatives
Soda can be a delicious treat, but as many of us know, it’s a treat that’s loaded with sugar and calories. Like many delicious drinks, soda isn’t exactly a healthy drink. If you’re looking to cut back on your soda … Continue reading
Posted in Food / Groceries, Health, Personal Finance
Tagged black tea, coffee, flavored water, fruit juice, green tea, iced tea, izze, lemonade, pop, seltzer, soda, soda alternatives
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What Constitutes a Financial Red Flag in a Relationship?
Many months ago, one of my posts about how financially secure people eat leftovers turned up on another message board that I frequent. That board has nothing to do with finance, but the poster came across my article when she … Continue reading
10 Ways to Save Money Planting a Garden
Gardens can be a wonderful addition to your home. Not only do they provide you with fresh produce, but they can add a nice atmosphere to your back yard. Unfortunately, sometimes gardening can become expensive. Here are a few ways … Continue reading
Become What You Envy
I have a relative who does nothing but whine about how she doesn’t have certain things, how she never gets to travel, she doesn’t have any money, and she’ll never own a nice car. Well, while I tend to think … Continue reading
Posted in Personal Finance
Tagged envy, gratitude, making effort, no whining, success, wants, whining
1 Comment
What If You Don’t Want to Retire?
I have an uncle who is pushing ninety years old. He still gets up early, gets dressed, and goes to work every day and often on weekends. He doesn’t do it for the money; he’s covered in that department. He … Continue reading
10 Alternatives to Cable TV
Are you tired of paying an outrageously high cable bill each month? Do you have a cable package for hundreds of channels, but only watch about a dozen? Do you just not want to deal with the cable company anymore? … Continue reading
Posted in Entertainment, Personal Finance, Saving Money
Tagged Cable alternatives, cable bill, cable TV, Hulu, instant video, iTunes, Netflix, online streaming, Roku, VGA cable, Vudu
5 Comments
The Paradox of Stuff: Own Less, Use More
Most of us tend to think that more is better, especially when it comes to our “stuff.” If two pairs of shoes is good, ten must be great. If a library of thirty DVD’s is good, a hundred must be … Continue reading
Posted in Frugal, Personal Finance, Saving Money, Shopping
Tagged buy less, clutter, less is better, less stuff, more is better, overwhelmed, too many choices, too much stuff
7 Comments
10 Places to Find Lost Money at Home
There are a lot of places to look for coins when you are walking about outside. When there is a need to quickly find a few dollars, however, you may want to search in your house instead. Money sometimes gets … Continue reading
Posted in Personal Finance
Tagged couch cushions, finding coins, finding money, forgotten money, found money, hidden money, look for money, lost coins
5 Comments