10 No Spend Challenges Everyone Should Try

no spend challenge

If you’re looking for a way to get a new perspective on how you spend money, one of the best ways to do this is to do some type of “no spend” challenge. While there are a number of things that a no spend challenge can help improve, probably the main benefit is that it’ll force you to break spending habits that you may not have even known you had. By finding these spending habits, being aware of them, and then coming up with solutions to change them, you put yourself in a position to use your money more effectively and on the things that are really important to you. In this way, no spend challenges are a wonderful way to help you get some insight into your current per


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98 Responses to 10 No Spend Challenges Everyone Should Try

  1. Just over the half way point for my no spend January and I wasted too much money on fast food so now there is no cash left for the month except the coin I can find.

    Freezing cold in Canada today and it means that I will use much more gas to get my car warm and keep the windshiedl clear. I have the weekend off and will have to have a no drive weekend to save the gas for getting to work.

    Lots of food in the pantry so I will be stuck eating my own cooking until the end of January. At least I still have lots of toilet tissue.

  2. Gina says:

    I’ve done many no-spend days but have never tried a month. I’d like to do it in February since it’s the shortest one :)

  3. Danielle P says:

    We’ve tried some of these no spending challenges. My other half has a hard time with impulse buying and will try to justify it. We learned it’s something to be worked on constantly.

  4. CB in the City says:

    I do these challenges a lot. My favorite is the $300 challenge — trying to keep all variable non-bill spending under $300. Quite a challenge for me but a good way to sample post-retirement living.

  5. Stacy says:

    I like the no buying food challenge idea, it will really help us stop buying food when we have a pantry and freezer full of food already.

  6. MY says:

    I’ve never done these challenges and never even thought of it before. But I think it will be a great exercise for me to learn how to live within my means and stick to my budget by getting rid of unnecessary purchases. It will make me think twice about what I need, what I want, my budget, and my overall financial goal.
    Thank you.

  7. Gabe A. says:

    It would allow me to utilize my money in a more productive manner.

  8. Brandy says:

    I’ve done this before… it’s great because it really requires you to focus in on what’s important to be spending on.

  9. Debbie Q says:

    We have undertaken a permanent cable challenge and we are loving it. It just became too expensive to pay for channels that we never used.

  10. Sandra J says:

    Thanks for the giveaway!

  11. sue brandes says:

    It would help me have better control of my money.

  12. sheila scroggins says:


  13. amber says:

    I think i could learn the difference between needs and wants

  14. Selene M. says:

    I’d definitely save money and perhaps it would be the start of regular saving.

  15. Leslie J says:

    I love trying no spend challenges, but I often fail at them miserably…. no enough discipline and “life” seems to always get in the way.

  16. Elisabeth says:

    I should definitely participate in the No Eating Out Challenge as we eat out wayyy to much. That will save us money and pounds!

  17. rachel says:

    Saving money is great, so if this helps, I’m all for it

  18. cathy henatyszen says:

    I have never done one of these challenges, but I am fully aware that often we spend too much on things we do not need, I have a father who is a hoarder, so I try to really watch what I spend my money on.

  19. kelly nicholson says:

    What do you think you would gain from trying a no spend challenge?

    money saved..ha ha

  20. jeffrey says:

    Very true — it’s easy to cheat if you want on the shorter ones (longer ones a re a bit more difficult). It all depends on how you approach it.

  21. Mary says:

    I had a no-spend week, 2 weeks before Christmas, which allowed me to focus on what I had spent and how much I could spend. The week before Christmas was mostly food purchases and a couple of small items. It can be done.

  22. Denise Donaldson says:

    I have use lots of coupons and not spent anything, so that is my no spend challenge. :)

  23. Biku Toria says:

    I don’t spend much right now, so 9/10 days I do not spend anything.

  24. Jenny says:

    I think it’s great for getting you to think more about how you spend your money.

    Another challenge you might want to try: a drink only water challenge. No soda, coffee, tea, juice, alcohol, etc. Of course this can be modified however you like. I keep milk in mine because I think it’s healthy and not something that I drink in excess (should probably be drinking more, actually). You could also allow yourself to add lemon, lime, cucumber, etc, to your water for extra flavor, or not.

    This is a good challenge for both your health and your wallet. Drinks can add a lot to a grocery or restaurant bill, and tap water is nearly free. It could also break a caffeine addiction or help to readjust taste buds that are used to a huge hit of sugar (soda) several times daily.

  25. Cindy Merrill says:

    I did No spend challenge on Coffee Shops- learned how to make lattes and specialty drinks.

  26. Katherine says:

    Less clutter I am trying to buy as few groceries as posible~

  27. Pearl says:

    I learned that I could use what’s left in the kitchen creatively.

  28. Sarah says:

    I’ve never specifically done one of thees challenges, but we’ve done something similar to the no food spending challenge at times. It’s amazing how many meals you can come up with just from what you have on hand.

    Thanks for the giveaway!

  29. Anon in Seattle says:

    I am tracking and trying no spend days this month. I seem to average 2 per week. It’s been eye-opening to me to realize what a habit spending some money every day was for me. It’s been sort of a game so far, but also is making me think about the mindless spending I have been doing.

  30. Elizabeth says:

    It would help me find hidden expenses.

  31. Anya says:

    Lol, some much-needed self-control. Not that I don’t already have any, but I must admit to my fair share of impulse buying! Ahhh, I must resist! Thanks for the giveaway! :)

  32. Andrew Wade says:

    It’s always good for me to take on a challenge that encourages me to break out of my routines (including spending routines) and seriously examine them.

  33. Riann says:

    I think I’d learn how those little things we don’t think about really add up!

  34. nicole w says:

    it would really show me my bad habits I’m sure!

  35. Angel Jacklyn says:

    I’ve never tried a no-spend challenge before, but I’m sure from the experience of it alone I would walk away with a few extra bucks & 2nd guessing future spending decisions.

  36. secretarysaving says:

    I have. We will do a no eating out food challenge.

  37. Holly says:

    I need to try the No eating out challenge, that is definitely our biggest budget buster.

  38. Gianna says:

    I do all of that frequently! I would love a new way to save.

  39. Felicia says:

    Think these challenges will add to those savings for my emergency fund.

  40. Kate says:

    I want to stop my lunch time habbits. I have a tendency to bring food from home and then buy something outside the office instead. I hope this challenge will help me to make better decisions to eat healthier and with more frugality.

  41. Darla Mathews says:

    I currently do the No Cable Package but that also includes no cable at all. We do have a subscription to Netflix but I find that’s all I really need and it’s MUCH cheaper than cable. Prefer reading anyway.

  42. Kathie Weiss-Lefebvre says:

    All good ideas, because they all work. I love clearing out my pantry — because then it’s easier to do an inventory of the shrinking remains, clean all my cupboards, and then buy some fresh non-perishable staples in bulk (only on sale, and only with a coupon).

  43. Colleen Boudreau says:

    I would gain a larger bank account lol.

  44. Naznin Azeez says:

    I have been on a no spend day challenge. I learned that I really can cut down on my expenses!.. Thank you for this amazing giveaway..

  45. Hope says:

    We often do a week here or there where we do not buy food at the grocery store. It started as something we did out of necessity – we were out of money and needed to eat. But occasionally I am just too tired to deal with a trip to the grocery store on Sunday, so I take a good hard look at what we have in the pantry. I am amazed when a week passes by and we haven’t starved to death. The only caveat is that during those weeks we *really* miss having fresh fruits and veggies in the house – even if we have plenty of frozen and canned stuff to get us by.

  46. molli vandehey says:

    i have unoffically tried to this, and gained an understanding of the things we do spend and how we can limit those thigns….

  47. Lamar Bowen says:

    I stopped eating out once and I definitely noticed the savings.

  48. Pingback: How To Get Your Budget Back On Track With 3 Easy Steps | Ask The Young Professional

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