10 Financial Resolutions Everyone Should Make

New Year's resolutions

While some people think it’s better to avoid making New Year’s Resolutions, it’s important to get specific as possible if you do decide to do make them. If you’re they type where New Year’s resolutions help motivate you to achieve those goals, here are some that you should consider relating to your finances:

Save More

It’s easy to tell yourself that you’re going to save more money, but do you ever follow through with those promises? You might start saving for a month before deciding that you’d rather spend that money on other “necessities”. However, saving can be fairly easy. Even someone living on a strict budget can find ways to


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100 Responses to 10 Financial Resolutions Everyone Should Make

  1. Melissa A says:

    I’m planning on cutting down on unnecessary spending.

    <3 Melissa

  2. Sara says:

    Not making rash decisions with large purchases or anything out of anger

  3. Mya Murphy says:

    I would like to start a savings!!! And stick to it.

  4. JD says:

    I just reviewing financial and personal goals and have decided to cut down on grocery spending. Wish me luck!

  5. Jess says:

    Save Save Save!

  6. soha molina says:

    Make more, save more.

  7. Jill says:

    I take care of 7 on minimum wage. It can be done.

  8. amybelle2001 says:

    I’m planning to set aside money for a 529 plan.

  9. Ada says:

    I’m planning on not buying any new clothing (or accessories, or shoes, or jewelry) this year, and save for a travel fund.

  10. jenni webb says:

    I plan to winnnnn $$$!!

  11. Joan says:

    We just plan to keep battling our debt!

  12. Charlotte Raynor says:

    I plan to write more article online therefore increasing my income. Thanks for the giveaway!

  13. Pam says:

    I want to have a 6 month emergency fund.

  14. Lisa P. says:

    Looking forward to paying down some debt.

  15. Jacqueline Lane says:

    I plan on growing all my own vegetables in my backyard for my large family, thus saving money not having to buy it all! :)

  16. Bill Elliott says:

    Planning to save more money this year by spending less

  17. Charity L. says:

    I am planning on saving more. Also going to cut back on the little things that add up and then going to give that to a charity or mission work. Thanks for the challenge!

  18. Vesta says:

    My plan is to reduce spending, build an emergency fund and pay debt through ebay sales (declutter my life) and craft sales

  19. Candice says:

    Max out my Roth, and save for a new house.

  20. Jordan says:

    I’ve written a budget – which includes mandatory savings and I will be sticking to it and reviewing after months end to adjust if necessary

  21. Daniella says:

    Curb my impulse buys

  22. Rachel says:

    I just started a $10 a day series. I’m trying to save $10 a day for the month of January. I did well at the start of last year, but by summer, I was just surviving. Here’s to new goals!

  23. Jill Jones says:

    Cutting back on spending

  24. Kati says:

    This is the year I fix my credit! I am so excited to get back on track!

  25. I will finally be starting my retirement planning!

  26. Amy Peschel says:

    I will be going back to work.

  27. Joanne says:

    Saving for a family holiday.

  28. Daniel M says:

    it’s pretty difficult to do any of that when you already are at a minimum existence

  29. Terri says:

    Not buying things I don’t need, no fast food (that’s part of my “eat more healthy” resolution)

  30. Jerry says:

    We’ll be starting our retirement funds this year.

  31. min says:

    I’ll need to hire someone to do my taxes.

  32. Denise Donaldson says:

    I plan on saving more money

  33. patientsaver says:

    Finding a job is #1.

  34. Dani says:

    I’m hosting a January food and budget challenge this month, along with a fellow friend and blogger. We are aiming to feed our families and purchase household items, all for under $250. Our hope is that this will become a staple idea in our homes, allowing us to save money for other items like debt and savings accounts.

  35. Michelle Bryan says:

    spending less, making more. :)

  36. sue brandes says:

    I would like to save more.

  37. Gina says:

    We’re keeping everything the same, actually, since we’re down to just one debt (student loan). Should be paid off by July!

  38. Sue says:

    I finished my 2013 budget and will be buying a house in the first quarter. This summer, I’ll plant a garden to save money and also because I don’t like pesticides used on my vegetables. I don’t have any debt however I do plan on paying my home off early once I get it.

  39. clynsg says:

    My biggest plan for this next year is to buy a different house, which will mean some expenses to do some cosmetic work on this one, sell it, and hopefully find something well within my budget to buy!

  40. Joretta Foster says:

    to close out atleast 2 credit cards

  41. Cheryl Grandy says:

    I’m going to open an emergency fund savings account.

  42. Kaci Guisinger Harrison says:

    I really have no clue. Try to cut out the 50-100.00 we spend each weekend on eating out. I’d love to cut my addiction to easy dining. ugh!

  43. Sarah says:

    I’d like to try to spend my money more carefully, give more, and save more.

  44. Joni Mason says:

    I plan to become more frugal. I still have not been able to find a job and I’m going to have to cut all but the bare minimum of needs.
    Thank you SO much for the giveaway!!!

  45. Chrystal D says:

    I want to save more each month.

  46. Mike says:

    I am planning to refinance my mortgage.

  47. Jenny says:

    I’m just trying to keep my head above water at this point. And with some possibly large changes on the horizon, I’m trying to save a little up for this.

  48. shelley says:

    little things like…no more buying coffee three times a week and I like the idea of putting small bills in piggy bank and leaving them there.

  49. C says:

    Cut down on spending

  50. Invest more in 2013 than 2012.

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