Monthly Archives: January 2013

Bye-Bye $485: Day 29

Reality set in today as I received my monthly health insurance bill: a painful $485. That will be nearly $6,000 a year out of the $17,000 budget or about one-third of all the money I have. This makes it very … Continue reading

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Not My Best Moment: Day 28

If there were ever a reward for people who somehow seem to embarrass themselves on an ongoing basis, I would certainly be in the running to receive it. I kept up that tradition with flying colors today. I usually take … Continue reading

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The Goal List

We all have financial goals. Maybe you want to retire early, travel more, pay down debt, or save more money. Having goals is what drives us forward and keeps us from staying in the same place. Unfortunately, many of us … Continue reading

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Dull Razor Blades: Day 27

One of the risks which comes along with traveling from house to house to house is that sometimes I forget things. I have plenty of razors (TIP: I get them for free from drug stores — every time a razor … Continue reading

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What Do You Need?

If you want to get ahead financially, one of the most important questions you can ask yourself is, “What do I need?” It seems like such a simple question, one where the answers should be immediately obvious. You need food, … Continue reading

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Car Repair Failure & Golden Gate Bridge: Day 25 & 26

Why is it that when there is something wrong with a car, whatever seems to be wrong with it miraculously resolves itself the minute that you bring the car in to get repaired? Today was the last day I had … Continue reading

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TV Panic: Day 23 & 24

With the end of the current house sitting job, I have three days before the next one begins. Since I’ve managed to not have to pay anything for lodging so far this month, I figured that I should try to … Continue reading

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10 Things to Do Instead of Complaining

Like most people, I sometimes find myself complaining about money or “stuff.” Sometimes I get frustrated by work and money issues, or when there’s something I want that I can’t afford, either immediately or ever. There will always be people … Continue reading

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10 Reasons To Consider A Returnship

Have you been out of work for awhile? Maybe it’s been one year, maybe it’s been five, or maybe it’s been ten or fifteen years. The longer you’re out of work, whether because of the bad economy or personal choices, … Continue reading

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Doing More Than Is Expected: Day 22

This might sound a little strange, but I’m finding that if I want to save money and reduce my costs as part of this minimum wage challenge, one of the best ways to do that is to do more than … Continue reading

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52 Week Savings Challenge

Click image to enlarge or print here (pdf) If you’re looking for a great way to start saving money right now that will net you over $1300 in 1 year, we’ve put together an easy system which offers a good … Continue reading

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Clicking Clutch and Ghost Redwoods: Day 21

If you haven’t noticed yet, I love the outdoors. One of the things that I wanted to make sure while attempting this minimum wage challenge was that I still got outdoors on a regular basis. With January 21 being a … Continue reading

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Is Brand Loyalty Costing You Money?

Most of us have brands and products that we prefer over others. Maybe we prefer the taste or we’ve found that Product A works better than Product B. Sometimes our loyalty is rooted in the prestige a brand confers upon … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

$5 Down The Drain: Day 20

Despite my sister insisting that going out for coffee isn’t a real date, I had plans to meet a friend of a friend who was supposedly “perfect” for me at a local coffee shop. I had a few reservations about … Continue reading

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Don’t Count on Windfalls

I’ve spent the past couple of weeks listening to the bitter complaints over the “loss” of the two percent Social Security tax holiday. In case you’ve missed it (or you aren’t from the U.S. and didn’t follow our “fiscal cliff” … Continue reading

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What’s A Real Date? Day 19

Apparently, my thoughts of going to a coffee shop or hiking don’t qualify as a “real date” according to my sister. While I realize this is just another attempt by her to try to get me to spend more money … Continue reading

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Near Money Disaster: Day 18

As I previously noted, I like to leave places in better shape than when I arrived, so I spent most of the morning vacuuming and cleaning up the house where I had been house sitting. I consider myself a fairly … Continue reading

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Cooking Injury: Day 17

I really thought that I had graduated from cooking injuries now that I am doing a minimum wage challenge rather than a food challenge, but that doesn’t appear to be the case. I have two nice lumps on my head … Continue reading

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What Does It Mean to Be Rich?

Everybody wants to be rich. And there are many people in the world who certainly appear to have achieved it. What’s funny, though, is that I’ve never met a single person who says that they feel rich, wealthy, or well-off. … Continue reading

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10 No Spend Challenges Everyone Should Try

If you’re looking for a way to get a new perspective on how you spend money, one of the best ways to do this is to do some type of “no spend” challenge. While there are a number of things … Continue reading

Posted in Budgeting, Credit Cards, Entertainment, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 98 Comments