Monthly Archives: December 2012

Tipping, Showers, and Invitations: The New Etiquette or Money Grabs?

My newspaper carrier puts a card in our paper every holiday season thanking us for subscribing, wishing us a Merry Christmas, and asking for a tip. At the bottom it reads, “Please tip your carrier. Checks for tips should be … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 8 Comments

Disabling the Internet to Improve Productivity

I’ve written before about my issues with concentration and productivity. One of my biggest problems is with the Internet. It’s a fabulous resource, but it’s also a huge time suck. If you’re a very disciplined person you may not find … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , , , , , , | 2 Comments

Love and Hate at CVS: Minimum Wage Challenge

I have a love-hate relationship with CVS. I love that I can get things there for free / nearly free (one of my goals for this minimum wage challenge is to try to get all of my personal care products … Continue reading

Posted in Frugal, Minimum Wage Challenge, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 10 Comments

Housesitting In Arizona: Minimum Wage Challenge

It appears that the first week of the minimum wage challenge will begin on the right foot. I just got word from the parents of a friend that they would like me to house sit for them for a week … Continue reading

Posted in Housing, Making Money, Minimum Wage Challenge, Personal Finance, Saving Money, Travel | Tagged , , , , , , , | 8 Comments

What It Really Means to Cosign a Loan

A news story caught my eye last week. This sad story made me realize that many people have no idea what they’re getting into when they agree to cosign on a loan for someone else. In this case, a mother … Continue reading

Posted in Debt, Personal Finance | Tagged , , , , , , , | 2 Comments

Comfort Zone: Minimum Wage Challenge

I’m an introvert. This usually surprises most people that I meet, but that’s because most people don’t really understand introverts well. There’s an assumption that introverts are shy, quiet and timid, but anyone who knows me knows that those descriptions … Continue reading

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Is Your Frugality Making Other People Crazy?

I don’t like to spend money. There, I’ve admitted it. Even when it’s for something that I know I’ll love and can easily afford, something inside me clenches up and I don’t want to spend. (I blame genetics. My father … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , | 8 Comments

Frequently Asked Questions: Minimum Wage Challenge

I have the distinct feeling that I’m going to get a few comments over and over again for this minimum wage challenge, so it probably makes sense for me to create a Frequently Asked Questions (FAQs) area. This will allow … Continue reading

Posted in Minimum Wage Challenge | Tagged , , , , , | 6 Comments

Preparation: Minimum Wage Challenge

Apparently I am already cheating on the minimum wage challenge even though I haven’t even started it. At least, this is the argument my sister has decided to make. I recently sent out a “Christmas wish list” to friends and … Continue reading

Posted in Budgeting, Holidays, Minimum Wage Challenge, Personal Finance, Saving Money | Tagged , , , , , , | 14 Comments

Controlling Worry

We all worry about our finances to some degree. Even if everything seems to be going great in your financial world, uncertainties over world events, “fiscal cliffs,” and issues like healthcare and retirement can make you worry. If you have … Continue reading

Posted in Health, Personal Finance | Tagged , , , , | 3 Comments

Making Things Isn’t Always Cheaper

Making your own things, sewing your own clothes, or making gifts are often touted as ways to save money. After all, the thought goes, you can make something for less than it would cost to buy the item. Unfortunately, while … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

Save Time and Money Next Christmas

So we’re in the thick of the holiday season right now. You’re busy and harried, so it’s too early to think about next Christmas, right? Wrong. Some common advice to prepare for next year is to hit the after-Christmas sales … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , | 10 Comments

I Have No Money

It’s one of the worst feelings you can ever have. That moment when you see there is still a week left until you get you next paycheck and you have no money, little food and you have no idea how … Continue reading

Posted in Credit Cards, Debt, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 75 Comments

Car or Carless: Minimum Wage Challenge

The fact that I really dislike driving would seem to make the choice here rather easy. If I had my choice, I would not drive at all (and quite frankly, it’s ironic the amount that I do drive with this … Continue reading

Posted in Budgeting, Cars, Insurance, Personal Finance, Saving Money | Tagged , , , , , , , | 15 Comments

Determining Value

Recently I was invited to a lunch at a very pricey, exclusive restaurant in town. I accepted because it was a professional thing and I felt like the contacts I would make would justify the price tag. I was right, … Continue reading

Posted in Food / Groceries, Personal Finance | Tagged , , , , , | 3 Comments

10 Inexpensive Winter Activities

With winter now upon us, many people are planning their weekend getaways or fun winter activities. There are so many different activities to partake in during the winter, but fortunately, not all of them are as expensive as skiing. If … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments

The Significance of Income Level

When people start throwing around financial advice (and when you’re deciding which advice to take), one of the considerations that often gets ignored is the significance of income level. Advice gets thrown around about what to cut and how to … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , , , , | 5 Comments

Renting or Homeless? Minimum Wage Challenge

One of the biggest decisions I need to make that will determine whether this living well on minimum wage challenge will be successful or not is my living conditions. I’ve spent a lot of time thinking about this and there … Continue reading

Posted in Frugal, Housing, Minimum Wage Challenge, Personal Finance, Saving Money, Travel | Tagged , , , , , , | 18 Comments

Preliminary Basic Budget Minimum Wage Challenge

I hate budgeting. I simply don’t like taking the time out of my day to run through the numbers when I could be doing so many more interesting things. One of the reasons that I think that I am relatively … Continue reading

Posted in Budgeting, Frugal, Minimum Wage Challenge, Personal Finance | Tagged , , , , , , | 6 Comments

Is Minimalism The Way To Go?

Financial gurus often talk about spending on experiences rather than stuff. The idea is that stuff will break, become obsolete, or never get used in the first place, whereas experiences will stay with you for a lifetime. Experiences are said … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , | 2 Comments