We all want to be able to put more money away for the future, rainy days, or those special goals that are dear to our hearts. Unfortunately, sometimes in our zeal to save money, we devise some strategies that end up backfiring. This usually happens when we feel like we have a discipline problem with money. We think that if it’s in a bank account we’ll spend it, so we ...
These are excellent tips, especially when it comes to having enough in your checking account to avoid overdraft fees. It makes no sense to earn a couple of dollars in interest when you pay a $30 overdraft fee in another account. This kind of financial foolishness adds up quickly.