Monthly Archives: November 2012

10 Ways To Save Money On Ski Equipment

Do you enjoy skiing? Maybe it’s one of your favorite pastimes or maybe it’s something you only indulge in occasionally. Or maybe you’ve always wanted to learn how to ski but were worried about how expensive equipment and lessons could … Continue reading

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Save Money: It Doesn’t Matter Where You Go To College

By Mitchell Pauly The notion that going to a “good” college is a ticket to a brighter future should be taken on a case by case basis, but this isn’t what American society would have you believe. I want you … Continue reading

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When Savings Strategies Backfire

We all want to be able to put more money away for the future, rainy days, or those special goals that are dear to our hearts. Unfortunately, sometimes in our zeal to save money, we devise some strategies that end … Continue reading

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10 Organizations That Pay For Themselves

There are plenty of organizations out there that claim that it’s worthwhile joining their ranks. It’s important to evaluate a membership to make sure it makes sense for your particular needs. Even when you have to pay, there are times … Continue reading

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Don’t Chase The Cult Of The New

On one of the board gaming forums I frequent the term, “Cult of the new” is frequently tossed about by posters. What they’re referring to are all the new games that come out each year. They’re new, hot, and hyped … Continue reading

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In Praise Of The Cafeteria

One of my favorite restaurants in town isn’t the swanky chain restaurant, the fine dining establishment, or the fast food place. It’s the simple cafeteria. You know the drill: You push your tray down the line past the steam tables … Continue reading

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Why Did You Shop Black Friday?

While it’s estimated that some 147 million people will participate in Black Friday, this is not the only choice that people had on how to celebrate. The day after Thanksgiving is also Buy Nothing Day, the biggest no spend day … Continue reading

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The Value Of Going Deep

In this day and age of factoids, time saving gadgets, news that’s more infotainment than real news, and our harried pace of life, most of us find ourselves just skimming the surface of information, hobbies, and work skills. We absorb … Continue reading

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20 Ways To Help Your Favorite Nonprofit Organization For Free

I hear from people who are struggling with money that one of the things that bothers them the most is their inability to financially help their favorite nonprofits and charities. The view that the only way to help these organizations … Continue reading

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When Your Needs Become Wants

One of the keys to financial success is learning how to separate wants from needs. It sounds easy. A refrigerator is a need. A car (in most cases) is a need. Housing is a need. Utility usage is a need. … Continue reading

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New, Crisp Bills Save Money

Do you want to know a really simple way to save money? The next time you go to the bank, any money you take out, make sure to ask for brand new bills. That’s it. Once you have the new … Continue reading

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10 Reasons to Avoid Black Friday

With Black Friday just around the corner, you might be wondering if you should take a peak at the advertisements and possibly wade into the crowds to try to score a great deal. Don’t! Seriously, it isn’t worth it. You’re … Continue reading

Posted in Budgeting, Credit Cards, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 6 Comments

National Clean Out Your Refrigerator Day & 10 Ways To Save Money With Your Refrigerator

While I am sure that you were already well aware that November 15 is National Clean Out Your Refrigerator Day (how could anyone not know this?), there are a number of steps that you can take to save money while … Continue reading

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Free Turkey: 12 Ways To Get One For Thanksgiving

I recently received an email asking me if I could give some pointers on how to get a free turkey for Thanksgiving since I’d managed to buy and cook a full Thanksgiving meal for six people for under one dollar … Continue reading

Posted in Food / Groceries, Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 9 Comments

12 Inexpensive Ways to Improve Your Home’s Air Quality

People spend a fortune trying to “improve” the air quality in their homes. They buy fabric sprays, air fresheners, candles, special vacuum cleaners, and expensive purification machines. Unfortunately, most of the candles, plug-ins, and sprays just make things worse. They … Continue reading

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When The Manufacturer Won’t Honor The Warranty: How to Get Service

You’d think that if a manufacturer offers a warranty, getting service or a replacement under that warranty would be easy. You’d think that al you’d have to do is call the manufacturer, provide proof of purchase, and get your problem … Continue reading

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Don’t Skimp on Safety

I recently wrote a piece about backing up your computer’s hard drive. At the end, I mentioned that if you don’t have the money to afford a backup mechanism you shouldn’t get the computer because the risk of data loss … Continue reading

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10 Ways To Prevent and Reduce Food Waste

Everyone would like to save money on food if it means they can still get the same quality for a better price. One are where most people can save on their food bill is to reduce the amount of food … Continue reading

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Spend Money Where It Matters Most

One problem people have when it comes to money is prioritizing. They either don’t have the ability to sort out what matters most, or they simply can’t decide what’s most important. It’s a skill people need to master because achieving … Continue reading

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Save Money and Time: Read the Manual

How many times have you brought home a new appliance, electronic gizmo, or power tool and promptly tossed the instruction manual without reading it. “I’ll just wing it,” you say to yourself. You may be able to do that, but … Continue reading

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