Comments on: Do You Need Long Term Disability Insurance? http://www.pfadvice.com/2012/10/10/do-you-need-long-term-disability-insurance/ Bridging the gap between saving money and investing Wed, 22 May 2013 14:04:13 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: Kevin @ Ask For Benefits http://www.pfadvice.com/2012/10/10/do-you-need-long-term-disability-insurance/comment-page-1/#comment-1016838 Kevin @ Ask For Benefits Mon, 15 Oct 2012 14:56:36 +0000 http://www.savingadvice.com/articles/?p=11978#comment-1016838 Long term disability is fit for people with cash reserves.

Many policies have long waiting periods before benefits begin. People who live check to check may fall hopelessly behind before payments begin. Those with a cash reserve to meet daily expenses find a long term policy best.

Temporary disabilities are far more common that permanent conditions. Short term policies may work better for a larger portion of the population.

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