Don’t Overlook the Tiny Things

making small changes

Once all of the big items in a budget are under control (things like lowering debt payments, cutting out unnecessary expenses, negotiating better deals on services, eating at home more, buying store brands, etc.), people often find themselves wondering where to go from there. If cutting the big things has solved your financial problems or given you the extra money you need, great. Maybe you don’t have to go any further. But if you still need or want to make cuts, you have to start looking at much smaller things.

The good news is that there are a lot of these tiny things in most people’s lives. Many people never realize it because they don’t look that closely. However, if y


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4 Responses to Don’t Overlook the Tiny Things

  1. ella says:

    I believe that every centavo counts. So, looking at the smallest things will help you save a lot. Before, I disregard the first digit of the cost. Now, looking at the picture closer, I realized that I need to cut the budget down to the very last digit of it.

  2. jay says:

    Good advice. Not surprisingly, doing with less of (or without) these “tiny” things can also make a huge, positive impact on the environment.

  3. Minny says:

    Absolutley Ella. ‘A penny saved is a penny earned’ is a saying here. The easiest money you will ever have is that from your main job.

  4. Gail says:

    I haven’t bought paper napkins in years and I can usually make a roll of paper towels last a year. We use cloth napkins picked up at yard sales and there is essentially no extra cost to washing them if you throw them in with your towels on laundry day. I found when I switched over to hankies that they are LESS irritating to your nose and hold up much better that paper although I do keep some paper tissues around for company or really big blows! I knew my DIL was a girl after my own heart when she was visiting once before they got married and she asked if she could borrow some hankies as she had forgotten to bring hers!

    Why would anyone be embarrassed to be using plastic grocery bags in the bathroom that guests might see? Who cares what they think? I see those same size bags being sold at the store and I wonder what idiot would buy them when they are going to get 10 or more free on checkout! Perhaps seeing an old grocery bag as a can liner would help your friends get a hint of why you aren’t having money problems like them.

    What is embarassing is if you have a huge house and no toilet paper available. I visited a friend’s house once that had 6 (SIX) bathrooms. I needed to go and asked to use the BR. Just a sec she says and comes back in a minute or two–“sorry we don’t have any toilet paper”. Since that point I’ve seen that she and her husband have declared bankruptcy twice. What is the point of having such a house when everyone in the county can read in the paper that you had to file for bankruptcy? If they had started off with a much smaller house and stuck with it, they could have paid their bills and been able to afford toilet paper!

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