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Monthly Archives: July 2012
Get To Know Your Neighbors To Save Money
Many of us tend to go about our daily business without stopping to say hi to our neighbors. Even if we do give them a polite nod in acknowledgement, we rarely get to know them. Getting to know your neighbors … Continue reading
Posted in Frugal, Personal Finance, Relationships, Saving Money
Tagged borrow, free labor, friendly neighbors, help others, neighbors, save money, sharing, swap
2 Comments
The Simple Question That Saves Money
When it comes to personal finance, the one question that can save you a lot of money, time, and heartache is, “Why?” Too often, though, it’s the question people don’t ask. I learned a long time ago to ask why … Continue reading
Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping
Tagged ask, ask questions, but why, do I need this, dumb question, motives, needs, wants, why?
3 Comments
EcoButton: Computer Gadgets That Save Money
We all know that we should do it, but most of us don’t because it’s either too much of a hassle or we simply forget. Every time we leave our computer and it remains running, we are wasting energy. While … Continue reading
Posted in Frugal, Money Saving Gadgets, Personal Finance, Saving Money, Shopping, Utilities
Tagged computer energy, computer gadget, eco button, EcoButton, save energy, USB gadget, wasting energy
1 Comment
Increase Productivity: Break Your Day Into Periods
A couple of weeks ago I wrote about the benefits of a timer for increasing productivity. When you use a timer, you can break tough or dreaded tasks down into small increments of time. Doing this can keep you from … Continue reading
Posted in Personal Finance
Tagged divide time, increase productivity, productivity, schedule, time management
1 Comment
10 Great Financial Gifts For Kids
Whether it is for a birthday, Christmas or any other gift giving event, there are a lot of great money management and personal finance educational gifts that you can purchase. Everyone knows that kids love money, but often they don’t … Continue reading
Don’t Overlook the Tiny Things
Once all of the big items in a budget are under control (things like lowering debt payments, cutting out unnecessary expenses, negotiating better deals on services, eating at home more, buying store brands, etc.), people often find themselves wondering where … Continue reading
Posted in Food / Groceries, Frugal, Personal Finance, Saving Money
Tagged baggies, cleaning products, detergent, dryer sheets, foil, frugality, money leaks, paper products, tiny leaks, toiletries, trash bags, use less
4 Comments
Reasons Not To Buy The Cheapest Airline Ticket
I have a lot of friends that go online and buy the cheapest ticket that they can find. This would seem to be a good way to save money, but the reality is that buying the least expensive ticket isn’t … Continue reading
Financial Excuses: Can’t vs Won’t
I see many people ask for financial advice, both on the Internet and in real life. When the advice is given, the person will often say, “But I can’t do that,” in response. This happens particularly when it’s advice they … Continue reading
Aging is Expensive Even When You Aren’t Old
We all know that we’ll likely face increased costs as we age. Most of those will come from healthcare costs as we fight diseases ranging from cancer to arthritis to dementia. While we’re aware of those increasing expenses, we assume … Continue reading
Posted in Food / Groceries, Health, Personal Finance, Shopping
Tagged aging, better diet, body, growing old, Hair care, healthcare, high maintenance, skin care, supplements
7 Comments
10 Steps To Better Finances In Ten Minutes
One of the things that keeps a lot of people from beginning to get their finances in order is the fear that it’s going to take a lot of time and effort to do so. While it’s certainly true that … Continue reading
25 Uses For Old Cans
Chances are that you encounter some form of can almost every day. Maybe it’s the small can from the dog/cat food. Maybe it held vegetables or another canned good. There are also bigger coffee cans and paint cans. And don’t … Continue reading
Posted in Frugal, Personal Finance, Saving Money
Tagged aluminum cans, can art, can storage, cans, paint cans, repurpose cans, reuse cans, tin cans
2 Comments
10 Ways To Earn Money While Getting Exercise
One of the best things you can do financially for yourself is be smart about the things that you do in the limited amount of time you have each day. Most people who decide that they need to get more … Continue reading
Posted in Frugal, Health, Making Money, Personal Finance, Saving Money, Work
Tagged deliveries, diet, dog walking, earn money, exercise, landscaping, make money, mow lawns, odd-jobs, raking leaves, shoveling snow, tour guide
3 Comments
Inexpensive Summer Snacks for the Neighborhood
It’s summertime and that means that the kids are out of school. And they’re hungry. If you live in a neighborhood where the kids play together all day long, you’ve probably found yourself facing a horde of hungry kids. Even … Continue reading
Do What You Want With Your Money, But Have a Reason
Personal finance is just that. Personal. My choices and actions with money are not going to be the same as your choices and actions. Maybe I dream of travel and you dream of a Lamborghini. Maybe you want to pay … Continue reading
10 Free Ways to Make Someone’s Day
Never underestimate how big of an impact a small gesture can make. It really is amazing that simple things can have such an impact. Just saying something can have a huge impact, but it isn’t limited to words. Think about … Continue reading
Posted in Frugal, Personal Finance, Relationships
Tagged compliments, gestures, happiness, helping strangers, kindness, lend a hand, letters, listen to others, share, smiles
2 Comments
Graduating College Without Debt
My neighbor’s child, Lisa, just graduated from college. She could have gone to some prestigious private schools or out-of-state colleges, but she chose to go to a smaller in-state college to save big bucks on tuition. She also considered a … Continue reading
Saving Money With Safe Sex
There are many compelling reasons to practice safe sex, but a couple of reasons often not discussed are that it could possibly be the best financial advice you can give your kids and the amount of money that you can … Continue reading
Posted in Personal Finance, Relationships, Saving Money
Tagged condoms, cost of kids, free condoms, safe sex, Saving Money, stds, unplanned pregnancy
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Planning for Old Age: You Need to Do More Than Save Money
You’d think that all anyone has to do these days to secure an enjoyable and comfortable retirement is save money. The media, financial gurus, and your employer harp on money as the end-all, be-all of retirement. Just get there with … Continue reading
Posted in Health, Personal Finance, Relationships, Retirement
Tagged bad habits, eat healthy, exercise, future planning, healthy retirement, long life, lose weight, old age, Retirement, Saving Money
5 Comments
The Little-Known Disadvantage of a Metal Roof
Where I live, we have commercials on TV every fifteen minutes touting the two major local metal roof sellers. Metal roofing is gaining popularity in parts of the country. Often touted as the more frugal alternative to traditional roofing, a … Continue reading