Monthly Archives: July 2012

Get to Know Your Neighbors to Save Money

Many of us tend to go about our daily business without stopping to say hi to our neighbors. Even if we do give them a polite nod in acknowledgement, we rarely get to know them. Getting to know your neighbors … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 2 Comments

The Simple Question That Saves Money

When it comes to personal finance, the one question that can save you a lot of money, time, and heartache is, “Why?” Too often, though, it’s the question people don’t ask. I learned a long time ago to ask why … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 3 Comments

EcoButton: Computer Gadgets That Save Money

We all know that we should do it, but most of us don’t because it’s either too much of a hassle or we simply forget. Every time we leave our computer and it remains running, we are wasting energy. While … Continue reading

Posted in Frugal, Money Saving Gadgets, Personal Finance, Saving Money, Shopping, Utilities | Tagged , , , , , , | 1 Comment

Increase Productivity: Break Your Day Into Periods

A couple of weeks ago I wrote about the benefits of a timer for increasing productivity. When you use a timer, you can break tough or dreaded tasks down into small increments of time. Doing this can keep you from … Continue reading

Posted in Personal Finance | Tagged , , , , | 1 Comment

10 Great Financial Gifts For Kids

Whether it is for a birthday, Christmas or any other gift giving event, there are a lot of great money management and personal finance educational gifts that you can purchase. Everyone knows that kids love money, but often they don’t … Continue reading

Posted in Education, Entertainment, Holidays, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 3 Comments

Don’t Overlook the Tiny Things

Once all of the big items in a budget are under control (things like lowering debt payments, cutting out unnecessary expenses, negotiating better deals on services, eating at home more, buying store brands, etc.), people often find themselves wondering where … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | 4 Comments

Reasons Not To Buy The Cheapest Airline Ticket

I have a lot of friends that go online and buy the cheapest ticket that they can find. This would seem to be a good way to save money, but the reality is that buying the least expensive ticket isn’t … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Travel | Tagged , , , , , , | 5 Comments

Financial Excuses: Can’t vs Won’t

I see many people ask for financial advice, both on the Internet and in real life. When the advice is given, the person will often say, “But I can’t do that,” in response. This happens particularly when it’s advice they … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

Aging is Expensive Even When You Aren’t Old

We all know that we’ll likely face increased costs as we age. Most of those will come from healthcare costs as we fight diseases ranging from cancer to arthritis to dementia. While we’re aware of those increasing expenses, we assume … Continue reading

Posted in Food / Groceries, Health, Personal Finance, Shopping | Tagged , , , , , , , , | 7 Comments

How Frugality Helped Me Negotiate With A Car Salesman

On my last trip to a used car lot, I was able to get exactly what I wanted out of the transaction. The salesman, of course, tried to talk me into getting more car than I needed, and more importantly, … Continue reading

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10 Steps to Better Finances in Ten Minutes

One of the things that keeps a lot of people from beginning to get their finances in order is the fear that it’s going to take a lot of time and effort to do so. While it’s certainly true that … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , | 4 Comments

25 Uses For Old Cans

Chances are that you encounter some form of can almost every day. Maybe it’s the small can from the dog/cat food. Maybe it held vegetables or another canned good. There are also bigger coffee cans and paint cans. And don’t … Continue reading

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Inexpensive Summer Snacks for the Neighborhood

It’s summertime and that means that the kids are out of school. And they’re hungry. If you live in a neighborhood where the kids play together all day long, you’ve probably found yourself facing a horde of hungry kids. Even … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 3 Comments

Do What You Want With Your Money, But Have a Reason

Personal finance is just that. Personal. My choices and actions with money are not going to be the same as your choices and actions. Maybe I dream of travel and you dream of a Lamborghini. Maybe you want to pay … Continue reading

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10 Free Ways to Make Someone’s Day

Would you be willing to make someone’s day if it didn’t take a lot of time or cost much money?It’s important to never underestimate how big of an impact a small gesture can make. It really is amazing what an … Continue reading

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Graduating College Without Debt

My neighbor’s child, Lisa, just graduated from college. She could have gone to some prestigious private schools or out-of-state colleges, but she chose to go to a smaller in-state college to save big bucks on tuition. She also considered a … Continue reading

Posted in Budgeting, Debt, Education, Frugal, Personal Finance, Saving Money, Work | Tagged , , , , , , , | 3 Comments

Saving Money with Safe Sex

There are many compelling reasons to practice safe sex which are often discussed in sex education classes such as the potential of sexually transmitted diseases and getting pregnant. When discussing safe sex a couple of reasons which are often not … Continue reading

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Planning for Old Age: You Need to Do More Than Save Money

You’d think that all anyone has to do these days to secure an enjoyable and comfortable retirement is save money. The media, financial gurus, and your employer harp on money as the end-all, be-all of retirement. Just get there with … Continue reading

Posted in Health, Personal Finance, Relationships, Retirement | Tagged , , , , , , , , , | 5 Comments

The Little-Known Disadvantage of a Metal Roof

Where I live, we have commercials on TV every fifteen minutes touting the two major local metal roof sellers. Metal roofing is gaining popularity in parts of the country. Often touted as the more frugal alternative to traditional roofing, a … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , , , , , | 11 Comments

10 Holiday Celebration Spending Mistakes

No matter how well we budget for the coming year, holidays always seem to sneak up on us. Think about how many special occasions require extra spending in just one year: birthdays, Valentine’s Day, Thanksgiving, the winter holidays including New … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 3 Comments