10 Clues You Are Trying To Keep Up With The Joneses

keeping up with the Joneses

It’s far easier to fall into the “keeping up with the Joneses” trap than most people believe. You look at your friends and all of the cool stuff that they have. You like what you see, so you begin to buy all that cool stuff as well. Before you realize it, you’re surrounded by the latest and greatest model of everything and working 3 jobs to pay for it all. The easiest way to stop the madness is to recognize the signs and break the cycle before it gets too far. Let’s look at a few of the possible signs that you might be trying to keep up with the Joneses, and the steps that you can take to avoid falling into this trap.

You drive a Cadillac, but can’t make

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8 Responses to 10 Clues You Are Trying To Keep Up With The Joneses

  1. Tiff says:

    I’m good! :) I know people who probably do all of those things. Silly isn’t it?

  2. Denise says:

    Yes it it silly. Even after what this small recession people still can’t see that they need to live within their means.

  3. Pingback: The Simple Dollar Weekly Roundup: Overfocus Edition | The Simple Dollar

  4. Mika says:

    Live within ones means? What the heck does that mean? Lol its like trying to explain that big purchases should always be saved for and paid with cash. This will make you think twice when you see the actual money you’re about to drop on an item and the items worth. But after explaining that you’ll probably get, pay with cash? why I have a credit card…

  5. ThiNg says:

    If you want to save yourself a lot of these issues, cancel your TV/Cable/Satellite subscription and throw out the advertising flyers you get in the mail. Name me another service that charges your family money to bombard you with advertisements or to convince you that your life is less without a specific object.

    We cut cable a year ago. Best thing we ever did. Get out from under their thumbs people. YOU decide what makes you happy…

  6. Marie says:

    Well, my monthly credit card bill is larger than my mortgage – but I’ve paid it off every month for the last 22 years. I like the rewards it offers and so put every bill I can on it: groceries, household necessities, medicine, copays, my most recent home repair, even once a down payment on a car.

    The first five years I had the card, I recorded every purchase in an extra check register with a running total to make sure I could afford to pay it off.

  7. Gail says:

    Marie, that is a very intelligent way to use your credit card only too many don’t do that. When I was married to Mr. Big Bucks (as my youngest called him) our mortgae was less than our credit card bills AND I could only pay the minimum every month.. Decided this was absolute nonsense and that he would never change his spending habits and divorced him. Sold the shouse, paid the credit cards off with the proceeds and began lively sanely again. New hubby and I have our problems financially due to my not being able to work, but we both do what we can to bring in the needed funds to survive. I have no desire to keep up with the Jones. Just make sure I have a supply of chocolate and something to read and I can survived life.

    We have rabbit ears on our TV and get 7 channels which is more than I grew up with (3 being different PBS stations) and that is plenty for us even though some nights we have to adjust the antennae on the TV to get a show in especially when the weather is bad. We sit and scoff at the ads. One of the latest that I laugh at is for those that have front loading High Energy washers that get an odor and this handy dandy chemical to throw in your washer and run a cycle or two (empty). Much easier and cheaper than that. Always have you last wash load of the day be in your hottest water and then when the clothes are done, take them out and leave the washer door open so the inside dries out! If you need more than that, wash a load with hot water and bleach or hot water and baking soda. Too many people asking what can I buy to solve this problem instead of what will solve the problem. Two really big differences in ways of thinking.

  8. Kevin says:

    Marie, I do much the same thing, except I don’t use my CC to purchase “everything”, I use it for occasional on line purchases pay pal isn’t available for, and at “pay before you fuel gas stations”. Instead of running a second register, I deduct directly from my checking register the amount of the purchase, just as I would if I had written a check. Recording the company and overview of items, and a notation the CC was used, and check them off when the check for the CC clears and is checked. On top of that, I pay my insurances annually and save money by doing so(life,auto & home), I keep a reserve for each one of them at the front of my check register, I add to them 1/12th the annual total every month, when I pay the bills, deducting it out of my check register. When they come due, write the check and record like normal, with a note the, amount is subtracted from their reserve, and note in the reserve the check #, date, next to the amount subtracted.

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