Monthly Archives: April 2012

Journaling For A Frugal, More Productive Life

Keeping a journal both inspires me and helps to keep me organized and moving forward in my life. Something about writing things down makes them much clearer to me. I used to think that journaling had to be a record … Continue reading

Posted in Frugal, Making Money, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , | 4 Comments

Ten Mistakes People Make Trying to Invest in Art

By entrepreneur-turned-art-dealer and gallery owner, Bill Clark of Clark Art Gallery, in Cheshire and London At a time where bank deposits, property and most conventional investments are producing poor returns there is a temptation to try less familiar investment commodities … Continue reading

Posted in Investing, Making Money, Personal Finance, Shopping | Tagged , , , , , , , , , | 6 Comments

Choose Your Financial Advisors Carefully

There are a lot of people out there who want to give or sell you financial advice. Everyone from your brother to the guy on the infomercial has some system, stock pick, or trick that they want to turn you … Continue reading

Posted in Investing, Personal Finance | Tagged , , , , , | 1 Comment

Things It Doesn’t Pay To Buy Generic

One of the common ways to save money which people often suggest is to buy generic. In many cases, this is good advice. Many generic products these days can hold their own against their name brand counterparts, but this isn’t … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , | 5 Comments

10 Frugal Ant Control Methods

It’s time for our annual invasion of the ants. Every spring the tiny black ants make their way into our home. It doesn’t seem to matter that we won the war last year, they come back to try again. They … Continue reading

Posted in Frugal, Housing, Personal Finance | Tagged , , , , , , , , , , , , | 7 Comments

10 Ways To Save Money On Childcare

Whether you’re a single parent or one of two that work to make ends meet, child care can take a big bite out of your paycheck. Study results vary widely, but in the US, it’s not unusual for wage earners … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 1 Comment

When An Over-Spender Ruins Someone You Love

In the interest of protecting the innocent (and the guilty) in this piece, I’m calling the couple in this story Jake and Joan. They are people I know in real life, but I’m not going to say whether they’re friends, … Continue reading

Posted in Budgeting, Debt, Personal Finance, Relationships, Shopping | Tagged , , , , , , , , | 11 Comments

10 Purchases You Should Always Make With A Credit Card

There are a lot of people who hate credit cards because of the debt that they have helped get people into through their use. On the other hand, there are others that love them due to the advantages credit cards … Continue reading

Posted in Cars, Credit Cards, Frugal, Holidays, Personal Finance, Saving Money, Shopping, Travel | Tagged , , , , , , | 2 Comments

Is There Such A Thing As An Emergency?

Financial writers (myself included) often talk about the “emergency fund.” This is money you set aside so that you can pay for things like medical expenses, car repairs, home repairs, or some other sudden, necessary expense. Having extra money set … Continue reading

Posted in Budgeting, Debt, Personal Finance | Tagged , , , , , , , | 6 Comments

10 Car Gadgets That Can Save Money

When it comes to saving money on your car, there are things that you can do besides trying to find the lowest gas prices in town to reduce the amount that you spend. Many people don’t realize that there are … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , | 2 Comments

Saving Money On Children’s Birthday Parties

Nothing is quite as exciting to a child as a birthday party. We may lose the desire to celebrate as we get older, but to a child, a birthday is a magical thing. As parents, we want to make those … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 3 Comments

Finding Another Way To Live The Dream

When I was a kid, I wanted to be one of two things. An astronaut or a competitive figure skater. In the end it didn’t come down to a choice of love or money. My problems with math sidelined the … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , , , | 4 Comments

Inexpensive Ways to Monitor Your Health at Home

While you should always schedule regular checkups and screenings with a real doctor, there are many ways you can keep an eye on your health in between checkups. This is important because many conditions are fully treatable if caught early. … Continue reading

Posted in Food / Groceries, Frugal, Health, Personal Finance, Saving Money | Tagged , , , , , | 1 Comment

15 Ways to Invest in Gold

In the high-risk business of investing and trading, it’s well known that gold is a solid investment in many ways. As the most sought-after of the precious metals, it’s a good hedge investment against economic disasters. Gold value is always … Continue reading

Posted in Investing, Making Money, Personal Finance | Tagged , , , , , , , , , , , , , , , | 2 Comments

How Credit Cards Can Improve Your Financial Life

Credit cards get a bad rap in frugal circles. The high interest rates and the ability to quickly get deeply into debt make credit cards seem opposed to any sort of money saving lifestyle. This is true if they are … Continue reading

Posted in Credit Cards, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 4 Comments

Things Most People Regret Buying

As you go through life, you’re going to make a lot of purchases. Some of these purchases you’ll be proud of, while others you’ll regret and wonder what ever possessed you to make them. The key to not regretting the … Continue reading

Posted in Debt, Personal Finance, Shopping, Timeshares | Tagged , , , , , , , | 15 Comments

Financial Hardship: Some Positives

When times are tough financially, it’s tempting to look only at the negatives. It’s easy to focus on what you can’t have and what you can’t do. But there are positives to financial hardship, if you choose to look for … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance | Tagged , , , , , , , | 2 Comments

21 Wrapping Paper Alternatives

I admit to being one of the few people who likes wrapping gifts. I’m good at it and I enjoy presenting an attractively wrapped present to someone. Unfortunately, wrapping paper and gift bags are expensive, plus they generate a lot … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 4 Comments

10 Things to Never Buy at a Dollar Store

Dollar stores have become quite popular and there are definitely deals that can be found at your local dollar store. While you may want to visit your local dollar store to see if you can score some of these deals, … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 22 Comments

Why It’s Important to Know How to Manage Your Money

In today’s electronically-oriented society, a surprising number of people never learn to create a budget, balance a checkbook or handle other everyday tasks to keep track of finances. Many of us are simply too busy with our fast-paced lives and … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , | 2 Comments