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Monthly Archives: December 2011
Skip the New Year’s Resolutions
I don’t make New Year’s resolutions anymore. I found over time that the pressure to accomplish something ended up defeating any progress. Every time I’d backslide or screw up I’d think, “I’ve blown it.” It was like the very act … Continue reading
Money Lessons Learned From a Dysfunctional Phone System
One of my clients (where a friend of mine also works in IT) recently upgraded their office phone system. The phone system they had was perfectly functional but, like so many people and businesses, they wanted something with more bells … Continue reading
Two Resolutions in One: Weight Loss and Saving Money
If you’re like many people, you’ll be making a New Year’s resolution to lose weight, save more money, or both. If you’re trying to do both, the good news is that weight loss and saving money often go hand in … Continue reading
Skip the Finance Fads
It’s the time of year when many people resolve to get their finances in order. As with dieting, this is also the time of year when all the fads compete for your attention. You start to see ads for everything … Continue reading
Posted in Budgeting, Holidays, Miscellaneous, Saving Money
Tagged financial fads, money fads, money resolutions, New Year resolutions, save more, spend less
2 Comments
$1000 Slot Machine
I was in Las Vegas this past week and wandered into the Wynn Hotel and Casino I was just in time for them to open their new “high roller” slot machine section, apparently the week before Christmas is one of … Continue reading
How To Waste Smartly
I hate waste. I hate that sometimes I have to throw something away without having gotten maximum use out of it. I hate the waste of money and the waste of resources. Unfortunately, I’ve learned that there are instances where … Continue reading
Posted in Frugal, Personal Finance, Saving Money, Shopping
Tagged buy cheap, extend life, Frugal, repurpose, smallest size, tossing stuff, waste resources, waste stuff
8 Comments
Frugality and Facing Your Fears
When I first started on my frugal journey I had to get past quite a few fears and stereotypes that were holding me back, especially after I moved to a new area. You wouldn’t think that frugality would be a … Continue reading
Posted in Frugal, Making Money, Personal Finance, Saving Money, Shopping
Tagged bad parts of town, Frugal, frugal fears, frugality, metal recycler, thrift stores
3 Comments
Money Lessons Learned from the Christmas Craziness
We’re slam in the middle of the Christmas nuttiness. Spend, spend, spend is the current motto and I don’t know whether it’s the coming full moon or simply the Christmas insanity, but people are acting crazy. I’ve seen far more … Continue reading
Using Cash Means You’re A Terrorist?
I do have a credit card and I use it for a lot of my travel expenses because it provides me with a lot of advantages. I also use cash a lot just because I developed the habit when I … Continue reading
How a Black Magic Marker Saved My Outfit Plus Eight Fashion Tips That Will Save You Money
By Vicky Oliver I first realized that I was a frugalista a few years ago when I took a favorite black jacket back to the dry cleaners to complain that the garment had started to “pill.” The finely spun black … Continue reading
Money Lessons Learned from “The Firm”
If you’ve ever read the book by John Grisham or seen the movie, “The Firm,” then you are familiar with the tale of corporate and personal greed that leads one man to almost lose his life and all of the … Continue reading
10 Things The Army Taught Me About Finances
By Steve Repak, CFP® In basic training, a soldier goes through a process of mental and emotional retraining so that they can operate in an environment very different from the civilian world. I figured out I could take some of … Continue reading
Preparing to Be Laid Up
In the not too distant future I’m going to have to have surgery on my foot and ankle. This is going to mean six to eight weeks of essentially being off my feet except for limited excursions to the bathroom … Continue reading
Posted in Health, Medical, Personal Finance, Saving Money
Tagged boredom, get help, injuries, laid up, make meals, make preparations, medical insurance, miss work, recovery time, surgery
5 Comments
11 Ways to Get Into an Expensive Hobby Without Busting the Budget
In the last six months or so I’ve discovered a new hobby: Board games. I’m not talking about games like Trivial Pursuit, Monopoly, LIFE and the like that are available at the big box stores. I’ve discovered what are commonly … Continue reading
How To Say “No” and Help Your Finances in 2012
By Jim Camp Do you believe compromise is the best way to get what you want? There’s a better way, and it’s based on a word young children understand even better than adults: “No!” If you’d like to boost your … Continue reading
Posted in Making Money, Personal Finance, Relationships, Work
Tagged build a vision, get what you want, how to say no, Jim Camp, making assumptions, mutual benefit, negativity, neutral emotions, principles, start with no, stop saying yes, the camp negotiation institute, the power of no
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Security Lessons Learned From “Home Alone”
Home and personal security is a big part of personal finance. After all, you don’t want to work hard for what you have only to have it taken away by thieves. Neither do you want to be physically injured by … Continue reading
Posted in X Files
Tagged burglar, holiday theft, Home Alone, home break in, Leaving for holidays, Personal Finance, personal security, silver tuna, thief
1 Comment
One Cent Check
I walked out to get my mail yesterday to find an unexpected check in the mail. Of course, I am always thrilled when I get unexpected checks in the mail. Usually they are for rebates that I forgot about and … Continue reading
Why I Still Read The Tightwad Gazette
The Tightwad Gazette was a newsletter, published in the early 90′s, by Amy Dacyczyn. It was published in the days before email and the Internet. If you wanted to subscribe, you received your copies through the Postal Service. Eventually those … Continue reading
The Moral Dilemma of Found Cash
Two weeks ago I had to make an emergency trip to the home improvement store to buy a replacement part for my toilet. The home improvement store shares a strip mall with another big box store and several smaller stores. … Continue reading
City Mining for Gold: Strange Ways To Make Money
I’ve always kept my eyes open and to the ground when I walk and the result is that I usually find at least $100 dollars a year. There’s a lot of money at your feet if you are willing to … Continue reading