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	<title>Comments on: Don&#8217;t Make A Long-Term Commitment If You Don&#8217;t Have To</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Dollars and Pets Blog Carnival &#124; The Dog Ate My Wallet</title>
		<link>http://www.pfadvice.com/2011/11/29/dont-make-a-long-term-commitment-if-you-dont-have-to/comment-page-1/#comment-996687</link>
		<dc:creator>Dollars and Pets Blog Carnival &#124; The Dog Ate My Wallet</dc:creator>
		<pubDate>Sat, 28 Jan 2012 18:33:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8231#comment-996687</guid>
		<description><![CDATA[[...] Don’t Make a Long-Term Commitment If You Don’t Have To- At Saving Advice, Jennifer takes a look at all sorts of contracts to figure out if they are actually beneficial to us or not. This includes a monthly veterinary plan. [...]]]></description>
		<content:encoded><![CDATA[<p>[...] Don’t Make a Long-Term Commitment If You Don’t Have To- At Saving Advice, Jennifer takes a look at all sorts of contracts to figure out if they are actually beneficial to us or not. This includes a monthly veterinary plan. [...]</p>
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		<title>By: Totally Money Carnival &#8211; #51 - Passive Income to Retire</title>
		<link>http://www.pfadvice.com/2011/11/29/dont-make-a-long-term-commitment-if-you-dont-have-to/comment-page-1/#comment-995681</link>
		<dc:creator>Totally Money Carnival &#8211; #51 - Passive Income to Retire</dc:creator>
		<pubDate>Mon, 23 Jan 2012 10:07:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8231#comment-995681</guid>
		<description><![CDATA[[...] presents Don&#8217;t Make A Long-Term Commitment If You Don&#8217;t Have To posted at Saving Advice. While many places try to force you into a lengthy contract or make you [...]]]></description>
		<content:encoded><![CDATA[<p>[...] presents Don&#8217;t Make A Long-Term Commitment If You Don&#8217;t Have To posted at Saving Advice. While many places try to force you into a lengthy contract or make you [...]</p>
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		<title>By: Gail</title>
		<link>http://www.pfadvice.com/2011/11/29/dont-make-a-long-term-commitment-if-you-dont-have-to/comment-page-1/#comment-978065</link>
		<dc:creator>Gail</dc:creator>
		<pubDate>Sat, 03 Dec 2011 00:50:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8231#comment-978065</guid>
		<description><![CDATA[Absolutely! I can&#039;t believe how many people are locked into multiple plans then have those financial bumps in the road and can&#039;t afford it all. It costs the earth to get out of them. When I go too sick to work, I remember it cost us $170+ to get out of my cell phone plan but that was cheaper than keeping it until the plan finished. I was home with a land line and didn&#039;t need the cell--I had formerly been traveling extensively for work.]]></description>
		<content:encoded><![CDATA[<p>Absolutely! I can&#8217;t believe how many people are locked into multiple plans then have those financial bumps in the road and can&#8217;t afford it all. It costs the earth to get out of them. When I go too sick to work, I remember it cost us $170+ to get out of my cell phone plan but that was cheaper than keeping it until the plan finished. I was home with a land line and didn&#8217;t need the cell&#8211;I had formerly been traveling extensively for work.</p>
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		<title>By: Shum</title>
		<link>http://www.pfadvice.com/2011/11/29/dont-make-a-long-term-commitment-if-you-dont-have-to/comment-page-1/#comment-977394</link>
		<dc:creator>Shum</dc:creator>
		<pubDate>Wed, 30 Nov 2011 22:24:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8231#comment-977394</guid>
		<description><![CDATA[I do not have a contract with my cell phone company. When my cell broke, I will not call cell phone company for a new phone. I just go to internet, search for unlock phone (GSM phone), and buy one I like. Never have to sign a contract. There are plenty of unlock phone to choose, price ranges are vary..]]></description>
		<content:encoded><![CDATA[<p>I do not have a contract with my cell phone company. When my cell broke, I will not call cell phone company for a new phone. I just go to internet, search for unlock phone (GSM phone), and buy one I like. Never have to sign a contract. There are plenty of unlock phone to choose, price ranges are vary..</p>
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		<title>By: Monkey Mama</title>
		<link>http://www.pfadvice.com/2011/11/29/dont-make-a-long-term-commitment-if-you-dont-have-to/comment-page-1/#comment-977011</link>
		<dc:creator>Monkey Mama</dc:creator>
		<pubDate>Tue, 29 Nov 2011 18:41:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8231#comment-977011</guid>
		<description><![CDATA[I&#039;d also add debt payment to the mix.  I strongly believe in not signing up for any financial commitments that I can&#039;t drop immediately.  (The exception is our mortgage - but we will always need someplace to live - as a renter I&#039;d choose month-to-month to keep it flexible).  The less debt and long-term financial contracts you have, the more financially flexible you can be.  I always say that it&#039;s not that I have a problem with luxuries.  I just prefer luxuries without commitments.  Our gym membership can be dropped at any time without penalty - same for any service we pay for.]]></description>
		<content:encoded><![CDATA[<p>I&#8217;d also add debt payment to the mix.  I strongly believe in not signing up for any financial commitments that I can&#8217;t drop immediately.  (The exception is our mortgage &#8211; but we will always need someplace to live &#8211; as a renter I&#8217;d choose month-to-month to keep it flexible).  The less debt and long-term financial contracts you have, the more financially flexible you can be.  I always say that it&#8217;s not that I have a problem with luxuries.  I just prefer luxuries without commitments.  Our gym membership can be dropped at any time without penalty &#8211; same for any service we pay for.</p>
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