This is a guest post by Ashley at Money Talks
The road to wealth may not be a smooth ride, but the fact remains you are either moving towards wealth, or you are moving towards poverty. Everyone moves along this road in one direction or the other. The path to wealth isn’t overly difficult or complicated, but it does take consistency.
Every single thing that’s ever been said or written about personal finance can be summed up in 5 words. “Spend less than you earn.” All of personal finance either deals with the spending, the earning, or what to do with the leftovers. It’s the leftovers that make you rich.
If you earn $5,000 per month and spend $6,000 per month then...