Monthly Archives: August 2011

Deal With Your Money Now, Spare Yourself Stress Later

A lot of people put off thinking and worrying about their financial picture. They figure they’ll think about it when they get their next raise, get a tax refund, have kids, want a house, have more time, or need to … Continue reading

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11 Actions That Have Benefitted My Finances the Most

I’ve reached one of those milestone birthdays where you stop and take stock of your life. I’ve been looking at where I’ve been and where I’m going professionally, personally, and financially. In looking at my finances, I’ve realized that there … Continue reading

Posted in Budgeting, Education, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 1 Comment

Get Someone Else to Pay For Your Ventures: Strange Ways to Make and Save Money

If you have aspirations to be an entrepreneur or inventor, you know that one of the hardest things to do is to get enough capital to make your invention or business a reality. The traditional path has been to get … Continue reading

Posted in Making Money, Personal Finance, Saving Money, Work | Tagged , , , , , , , , , , , | 4 Comments

How to Save Money on Fall Fashion Trends

When people find out that I’m an image consultant and personal shopper, they are always eager to hear what the latest hot trends are. While I can surely list them, I also forewarn people that just because something is “in” … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , , , | 1 Comment

What to Do If You’re Invited to a Sales Party and You Don’t Want to Buy

Several ladies in my neighborhood have recently gotten involved with direct selling organizations like Pampered Chef, Tupperware, and Usborne Books. As a result, my mailbox overflows with invitations to all of their “parties.” While I’m happy that they’ve found something … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 9 Comments

Just Because You Can, Doesn’t Mean You Should

I had a roommate in college whose mantra in life was, “Just because you can, doesn’t mean you should.” She applied this to everything from dating (Just because you can date that drunk frat guy doesn’t mean that you should) … Continue reading

Posted in Budgeting, Debt, Education, Frugal, Personal Finance | Tagged , , , , | 5 Comments

Baggage Fees: Why You Should Love Them

When I’m at a restaurant with a group of people, often times there is a discussion on the best way to split the bill. It always seems that the person who had the most expensive meal suggests that we simply … Continue reading

Posted in Frugal, Personal Finance, Travel | Tagged , , , , , , , | 4 Comments

Pretend You Have a Different Life: Strange Ways to Save Money

At various times in my life I’ve lived in apartments with few appliances, dormitories with no amenities at all, and homes with HOA’s that restricted what I could do on my own property. I’ve also worked in offices that had … Continue reading

Posted in Cars, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 2 Comments

Free Events for Kids at Chain Retailers

In these waning days of summer you may be desperately searching for something to entertain the kids. They may be tired of the pool, the family vacation was a month ago, they’ve exhausted all their toys and games (and those … Continue reading

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Does Every Purchase Have to Mean Something?

Someone asked me the other day whether every purchase and financial transaction has to have deep meaning. “To hear you talk sometimes,” this person said, “no one should ever buy anything unless they’ve carefully researched it, dissected it, and tallied … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 3 Comments

Sell Your Own Designs: Strange Ways To Make Money

Do you have a funny saying that you’re known for? Are you an artist? Or maybe you can draw some funny little character that people seem to love. If you’ve got an artistic bent and you want to see your … Continue reading

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Does Identity Theft Increase If You Sign Petitions?

I was recently in San Diego for a conference when I heard a commercial on the radio discouraging people for signing petitions to try and place measures on upcoming ballots because doing so would leave signers open to identity theft. … Continue reading

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Good Bonus Plan or Bad Bonus Plan? Would You Be Upset?

A friend of mine (who has been unemployed for over a year) was recently offered a job in her field with a good company. She didn’t take it. I was floored that someone who has been out of work for … Continue reading

Posted in Making Money, Personal Finance, Retirement, Work | Tagged , , , , , | 17 Comments

Check and Keep Your Receipt: Strange Ways to Save Money

When a cashier hands you your receipt, you probably just think of it as one more annoying piece of paper. Many people toss their receipts in the nearest garbage can on their way out of the store. It’s particularly tempting … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 2 Comments

Sometimes It’s So Simple

My neighbor’s refrigerator died a couple of weeks ago. It was running, but hardly putting out any cold air. Since it was in the middle of a heat wave, she felt that she had little choice but to just go … Continue reading

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The Vanishing Deductible Catch

You may have seen commercials on TV advertising a “vanishing deductible” (also commonly called a disappearing deductible) and thought it was a great idea. The concept is pretty straight forward and seems easy to understand: If you are accident and … Continue reading

Posted in Budgeting, Cars, Frugal, Insurance, Personal Finance, Saving Money | Tagged , , , , , | 4 Comments

If It’s Online, It Can Cost You a Job

It’s widely known that many employers Google prospective employees in addition to the standard criminal background and credit checks. Most usually check out your social networking pages and any obvious name-mentions in the press. But what may not be as … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 4 Comments