How to Evaluate a Membership

Most people get many offers for various memberships. Health clubs, warehouse clubs, hobby groups, country clubs, alumni groups, auto clubs, and professional organizations all want us to be members. Unfortunately, very few clubs are free to join. Many come with hefty dues. While you’ll probably get some benefits from joining the organization, the main question you need to ask is, “Are the benefits enough to offset the cost of membership?”

Warehouse clubs, for example, offer better pricing for buying large quantities. Additionally, they may offer deals on travel, pharmacy, insurance, or electronics. Do your homework before you join and determine whether or not you can save en


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