29 Ways to Quickly Save Money

Sometimes you have to quickly create some breathing space in your budget. Maybe you lose a job, take a pay cut, or have an emergency that eats up your available cash. Things like getting another/better job, starting a vegetable garden, or moving can help, but they take time. When you need to find extra money fast, what can you do (besides hit the payday loan places, which is a really bad idea)? Here are twenty-nine ideas that can be implemented quickly.

Sell stuff

Have a yard sale or put your goods on Craigslist. Consignment sales or selling to websites or stores that buy used merchandise are also good avenues. Sell your old gold or other jewelry.

Return things

If you have any purchases that


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13 Responses to 29 Ways to Quickly Save Money

  1. 20 and Engaged says:

    I’ve been thinking about downgrading my Netflix subscription, and have been looking more into couponing. I’m hoping it gives me a few extra dollars in the budget.

  2. Ofelia Conejo says:

    I was raised by depression-era parents and already practice most of the tips you have listed. I have not lost a job, nor am I in need of more money, I have plenty. The ideas proposed here are just common sense and should be practiced by everyone. I never buy a Starbucks, but purchase Starbucks coffee at Costco and grind it myself. I never throw out coffee, but rewarm it and therefore can always have the best coffee. Lights go out when I leave a room. I never pay for services that I can do myself. You have made some very good suggestions on how to save money. However, all of us should be doing these things on a daily basis.

  3. Lisa says:

    A site I followed had a guest article about “Surviving a Layoff.” It was the family’s first experience with a layoff. Many family and friends read the article and the outpouring of offered assistance was helpful and overwhelming to them. Friend/family offered items from their stockpiles of food, personal care and cleaning products. Another family was moving soon and overed items from their freezer. Others offered comfort and kind advice from when they faced the same thing.

  4. Princess Kessie says:

    “get rid of pets”? That’s like asking a parent to get rid of their kids.

    Now *there’s* an idea – good for the environment, too…

    (Seriously – both suggestions are just wrong.)

  5. MD says:

    Some great tips here. When people are in dire straights, a lot of times there are a lot of things they could do without to help out. I’m always looking for new ways to trim a little off of my expenses. I get coupons from thecouponclippers.com for cheap, I shop what is on sale, I check my cellphone plans regularly to see if they change them around to something cheaper (and have in the past). I’ve even gotten lower interest rates just by calling up my credit cards, but I imagine that’s a lot harder to do these days.

  6. Sunny Florida says:

    I bought 2 solar yard lights for $3 each at the local discount store. I have a grandchild who is afraid of the dark. My husband popped one of the lights off the stick and put it on the bedside table for him when he spent the night. It was still glowing bright the following morning and we put it outside for recharging. Can’t get any cheaper than that.

  7. Monster saver says:

    Some of this is ok, but some of it is extreme. Why not suggest to people to sit down and make a list of what income comes in and whats going out. Getting rid of pets, removing kids from schools/activities are not things that I would consider. Those things are scarring. Cut back on adult things. Seriously, I think with the economy this way people are already cutting back.

  8. Melanie says:

    Bummer, I was hoping for some “other” ways to cut corners! haha

    As it turns out, your article was ‘spot-on’ in my opinion! I have already done every single one of these (that apply). I guess that means that we are on the right track! Still having trouble making ends meet, but doing the best we can.
    I’ve even started “selling coupons” that I don’t personally need… so that’s helping me bring in a small income even though I am a stay-at-home mom.

  9. Melanie says:

    And for those who really don’t want their children in public school… try homeschooling! You can do that on a dime and your kids could very possibly excel! (That’s what we do!)

  10. Wendy says:

    Hey, Monster Saver, you know what’s really “scarring” for kids? Losing their homes because their parents can’t pay the mortgage. I think it goes without saying that “adult things” would go first. Lots of kids would be happy (though still upset) to be able to do something to contribute if the circumstances were really dire.

  11. Cynthia says:

    Great suggestions! I agree with others that we should be doing most of these things to be good stewards. Thanks for pointing out that the couponing does not have to be extreme. A few hours a week can realistically enable someone to save 40-50% on household products and food.

  12. Cynthia says:

    Melanie, sorry you are still having trouble making ends meet! It sounds like you are trying really hard. Please do not “sell” coupons, though. It is illegal and could get you into trouble. They have really started cracking down on things since TLC began airing that show. Always coupon ethically! You will make it:)

  13. Kristin says:

    Thank you for your brutal honesty! When you need money for food and a roof, everything else becomes fluff. Children will not be permanently damaged. If you keep a positive attitude, your kids will too. We just got rid of our tv’s, home Internet, Netflix, and cell phones and we haven’t realty missed them. And keep in mind that one of the best things you can give your kids is your financial independence in your senior years. Trust me on this, because I’m dealing with parents who haven’t saved or made secure plans for their retirement. That’s a burden.

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