I have not been hit by a tornado, been in a flood, had a fire destroy my home or a tsunami completely obliterate my entire community. I have endured the Recession of the 80′s and the Recession in this century. I have sold more of my earthly belongings just to pay for my mortgage. I am grateful I had things I could sell that had some value. I am grateful I have a mortgage. I have made budget cuts in ways not used since the Great Depression. I am a better person for having done so. While the impact of the recession has been devastating on millions of families including my own, I am grateful for what I do have that others have not from the above mentioned disasters.

I am not totally sold on insurance as a priority to address such disasters, but do not deny that they are a good thing to have in place if you can afford them. Our grandparents didn’t have insurances for all the varying catastrophes, because they did not exist. They had family, neighbors, friends, church families, good Samaritans that have hearts of gold. I can barley afford insurance but I do. I have awesome family , neighbors, friends, church family and I try to be a good Samaritan to those less fortunate than myself.

Be grateful with what you have been blessed. Protect your most important assets with humility for tomorrow they can all be gone. Embrace the living because they are the insurance you can afford through reciprocation and sharing your love.