Your Over-Scheduled Life is Your Fault

One of the most common complaints I hear from people who are trying to get their finances (or any other aspect of their life) in order is that they don’t have enough time. The thing is, in most cases this is just an excuse. Most people have plenty of time. What many people mean when they say “I have no time” is “This isn’t as important to me as something else I want to do.”

People often talk about how, between work and household duties, there’s no free time left to deal with things like getting quotes for insurance, clipping coupons, or learning how to invest. To some extent, I understand and even sympathize. Our employers demand more and more of our


[Continue Reading at]

This entry was posted in Personal Finance, Saving Money and tagged , , , , , , , , . Bookmark the permalink.

7 Responses to Your Over-Scheduled Life is Your Fault

  1. Jeannine says:


  2. Monkey Mama says:


    Kind of my pet peeve with people.

  3. Treat your time commitments like your expenses, regularly go through them, see what expenditures are not contributing to your goals or happiness, and cut them.

  4. Tracy says:

    Exactly! I’ve found this true about writing. I used to say I’d do it when I have time, now I do it daily. Works for finances too…really anything that’s truly important enough to make a change for.

  5. Gail says:

    Nothing like a chronic illness to knock the ‘busyness’ out of life! Other than rounds of doctor appointments, it is easy to say no to things as it is hard to commit to things when your health will interfer. I’ve found I like to take on fun activities (even chariable activities) that I can do at my own pace and on my own timeline.

  6. giax says:

    I read some years ago an advice for time and life planning: set up some time weekly and set your priorities, then set time for each for that week. Simple, and I think it works.
    Work and commute are things that usually can’t be rescheduled, but then there is everything else. If the family is important, set time together (and to specifically fortify the important roles in it, e.g. romance, parenting etc) and then see what and how those roles work. E.g. doing all the shopping with my spouse is not wasting the time of both of us, as it’s quality time spent with him.
    It all comes back to priorities. Is hobby A more important than hobby B or C? Is it more important to do hobbies ABCDE than spend time with the important people in your life? How much time do YOU need to sleep to function properly during the week?

    For time off and holidays I plan even less. Well, travel time and a few meetings aside, when I’m with family or friends it’s quite an open plan: we can all figure what we want to do, and set in any urging or priority matters for those days.
    And when I travel to the other side of the world and spend a lot of money to visit my mum, it kind of annoys me that she prefers to watch soap on TV instead of actually enjoy my and my husband’s company. Sigh…

  7. Jacqueline says:

    Could’nt have said it any better!

Leave a Reply

Your email address will not be published. Required fields are marked *