Turning Awful Events to Your Advantage

No one (at least not anyone sane) wishes for awful things to happen in life. Death, illness, fire, floods and disasters are things no one likes to think about. We dread the day when we get that phone call telling us someone we love has died, or that our house is on fire. As bad as these moments are, however, they do have at least one useful purpose and that is to blast us out of our ruts and our complacency and force us to take a good long look at our lives and where we’re headed, financially and otherwise. (Granted, it often takes quite a while to get to the point where you can recognize this. You certainly don’t say, on the day of the funeral, “Oh, I’m so happy that


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