Monthly Archives: February 2011

Why Targeted Marketing Often Backfires — and How You Can Win the Game

You’ve probably seen targeted marketing in action. When you receive a coupon in your email because you subscribe to a company’s newsletter, or when you get a discount code from your favorite resort, you’re seeing targeted marketing. Targeted marketing extends … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Life Insurance Alternatives

Life insurance is one of those things that many of us know we should have, but often don’t get. You need life insurance if you have people who depend on your income. It’s designed to provide money in the event … Continue reading

Posted in Insurance, Personal Finance | Tagged , , , , , , , , | 3 Comments

Renting Textbooks

If you’re a student, you know that textbooks are expensive. Some are so expensive you think they must have gold plating somewhere within the pages. For years the only way to save on textbooks was to buy used books, either … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money | Tagged , , , , | 2 Comments

Five Important Questions

This year I’m making more of an effort to make my actions meaningful. This comes after a couple of years where I’ve found myself wondering, “Where did the time go?” I find myself getting distracted by the Internet or some … Continue reading

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Pay Cash, Save Money

Financial gurus often tout the money saving aspect of paying cash. With cash, if you don’t have it you don’t spend it, unlike with credit cards. But there is a lesser known aspect of paying cash that will save you … Continue reading

Posted in Credit Cards, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 2 Comments

Why I Don’t Go to Many Live Events

I love the theater and music. I love sporting events. I love to watch live performances. Video is good, but there’s nothing like being in an arena watching your team or favorite artist perform. For all that I love live … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 3 Comments

Inexpensive Ways to Deal With the End of a Relationship

It happens to all of us. A valued relationship ends. It may be a friendship, a marriage, or a boyfriend/girlfriend relationship. Maybe the relationship ends through death, or divorce, or a messy break-up. Maybe it ends more gradually and one … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Relationships | Tagged , , , , , , , | 1 Comment

Examine Your Trash: Strange Ways to Save Money

One of the most frequent pieces of advice given to those wanting to save money is to write down all of your spending. Doing this exposes all the wasteful spending that often slips by unnoticed. I have a corollary piece … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 7 Comments

How to Prevent Food Poisoning

Two weeks ago I got food poisoning. I got it from a deli sandwich that either had bad mayo or meat on it. This wasn’t a little, twenty-four hour case of food poisoning, either. This was a full-blown-week-long-have-to-go-to-the-doctor-because-I’m-dangerously-dehydrated kind of … Continue reading

Posted in Food / Groceries, Frugal, Health, Personal Finance, Saving Money | Tagged , , , , , , , | 3 Comments

Frugality Buys You Time

We all know that time is our most finite resource. We all have a set number of days on this planet and we’re not getting any more. We can’t make or buy more time. Since we can’t make more time, … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 2 Comments

Make Art (or Other Useful Stuff) from Junk: Strange Ways to Make Money

I have a friend who works at a tire shop. When possible, he takes some of the old tires and uses them to create art. His latest creation is a big, whimsical bug sitting in a lawn chair. There is … Continue reading

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You’ve Earned It

I received a call from my TV provider the other day. After giving me a pep talk about what a great customer I am, the representative explained that I was about to receive, “A very special offer. Something that we’re … Continue reading

Posted in Credit Cards, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , | 1 Comment

Frugal $200 Pair of Sunglasses

I just purchased a $200 pair of sunglasses. While many people would consider this an unnecessary splurge, I consider it to be a frugal purchase. Some of you are undoubtedly assuming that I have lost my senses, but I’m able … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 6 Comments