Pain Free Cost Cutting

Over the years, I have called the cable company to reduce the amount of money my mom pays for her cable TV on a fairly regular basis. I just did it again this week and saved her $170 over a 6 month period. No matter how many times I tell my mom that she needs to do this when her cable rates increase when the promotional rate expires, she never seems to do it. There seems to be a lot of people that aren’t willing to do this. I’m not sure why since this is pain free savings.

One of the things I realised early on when getting my finances in order was that all types of cost cutting is not created equally when it comes to the pain it causes. This doesn’t seem to be intuitive to


[Continue Reading at]

This entry was posted in Budgeting, Credit Cards, Debt, Frugal, Personal Finance, Saving Money, Shopping, Utilities and tagged , , , , , , , , , . Bookmark the permalink.

6 Responses to Pain Free Cost Cutting

  1. 20 and Engaged says:

    It’s definitely a combination of laziness and intimidation. We’re working on cost cutting, which is definitely difficult if both parties aren’t on the same page, but it works out so much better in the end.

  2. PatientSaver says:

    I discovered recently that electrical suppliers do the same thing as the cable companies. I switched to one that offered a great price, but they only kept that price for 3 months, and then went higher. They’re counting on people not paying attention and/or being lazy.

  3. Monkey Mama says:

    Unfortunately, the trade-off with those cable breaks is they usually prolong your contract (or put in place a new contract). Just a heads up for anyone who doesn’t want to be locked into a contract. I have found cable companies 0% willing to negotiate if you don’t sign a contract. (Dealing with several over the years – and my dh can negotiate anything. But not that!)

  4. Brass Buttons says:

    Such a valid point about “pain-free” cost cutting being the easiest to maintain (and most likely to last). The tricky part is re-programming ourselves to not be lazy/intimidated or procrastinate. And while it doesn’t always work asking, you’ve got nothing to loose doing so. Another thing that saved me heaps with little effort was switching to a prepaid cellphone plan. Same as with cable…I get exactly the same service(actually more because I went for an unlimited option) but pay less. I know my cost is capped at $50, and never have to go back to quibble over extras on my bill. It is totally “pain-free” as it automatically recharges monthly, same benefits (and net10 runs off Verizons network, so there isn’t even a drop in quality) and for less money. For me this is the perfect example of streamlining my costs with minimal long term effort. We all have something in our budget that can be refined, and it’s refreshing to see people being proactive in changing their status quo.

  5. Daddy Paul says:

    “One of the things I realised early on when getting my finances in order was that all types of cost cutting is not created equally when it comes to the pain it causes. This doesn

  6. Gail says:

    Some things are not only pain free, they are easy and make life better. when I became eligible for Medicare I choose a supplement that if you sign up for auto withdrawals from your bank account they take $2 off your bill each month plus you save the price of the stamp each month, so currently I’m saving close to $30 a year. Doesn’t sound like much but at this point I’ve save closed to $150. Anything that you can put on automatic that gives you a savings is worth it. Our IRA are set to send us our statements electronically. Savings of $25 each per year, year after year. So not only can you save money you can save time, stamps, and not run the chance of late fees or worse having your insurance cancelled.

    We went for years without TV as the cable just wasn’t in the budget at all and that was ok with as us we are readers and always have hobbies or things to work on. Son gave us his old rabbit ears and one of those converter boxes (free) and now we get local channels for free. No need for a bill. What little we do watch makes me realize how much I wouldn’t want to be PAYING for the dubious privilege of watching TV!

    I love pain freesavings and look for them wherever I can.

Leave a Reply

Your email address will not be published. Required fields are marked *