See ID? Should I Sign My Credit Card?

The question of whether to write “See ID” on your credit cards instead of signing them comes up a lot in financial circles. The idea is that, by writing, “See ID” on your card instead of signing it, you are encouraging retailers to check your ID to make sure your card isn’t being used fraudulently. It sounds like a good idea in theory, but there are several problems with this approach.

First, according to the card issuer agreement that most card companies use, your credit card must be signed in order to be valid. That’s why it says, “Not valid unless signed” on the back of your card. Technically, if an unsigned card is used fraudulently the car

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3 Responses to See ID? Should I Sign My Credit Card?

  1. DENNIS says:

    HAVING A CREDIT CARD WITH A PHOTO ID WILL NOT INSURE THAT YOU WILL BE PROTECTED FROM IDENTITY THIEFT. BACK IN THE 1980’S ON THE SHOW 20/20 – THEY DID A SEGMENT ON JUST THAT. THEY GAVE AN ASIAN FIELD PRODUCER A CARD WITH A PHOTO ID OF A HASIDIC JEW (COMPLETE WITH A BEARD – WHO LOOK NOTHING LIKE THE FIELD PRODCUCER). ONLY ONE OUT OF FOUR CLERKS CHALLENGED THE CARD HOLDER.

  2. Teresa says:

    If you do write see ID on the back of your card do not be annoyed when you are actually asked for your ID. I worked in retail and people that wrote that on their card would get annoyed when you asked them for an ID.

  3. Chris says:

    Always keep close tabs on where you cards are. If they are lost or stolen, report immediately and the card issuer will cover any fraudulent charges. I know that I get annoyed when I am asked to show my ID…

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