Comments on: Save for Christmas Now http://www.pfadvice.com/2010/09/17/save-for-christmas-now/ Bridging the gap between saving money and investing Sun, 19 May 2013 13:55:29 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: Gail http://www.pfadvice.com/2010/09/17/save-for-christmas-now/comment-page-1/#comment-777945 Gail Wed, 29 Sep 2010 17:35:21 +0000 http://www.pfadvice.com/?p=6507#comment-777945 I still have an aold fashioned Christmas Club at our bank where $10 a month gets automatically deposited. When an unexpected large amount came into our lives in the spring, I figured where money needed to go for the rest of the year and budgeted part of it towards Christmas and deposited it into the Christmas Club. In October I will get the check and can spend as desired. I also cash in all credit card reward points in October and use those towards Christmas too (one Christmas that was all I had for Christmas was gift cards from the cc). My son and his gf are saving towards a wedding and have agreed that what I would spend on Christmas for them will go into their wedding account. In the meantime I have been sewing small projects for stocking stuffers, etc.

I can never understand how people can hit December and be surprised that Christmas is here. When doesn’t it land on Dec. 25? If you don’t have money available for Christmas, don’t go into debt to pretend that you do. Make do or do without. We never spend more than a couple hundred usually and that is what my family is used to so that helps.

]]> By: Sandy http://www.pfadvice.com/2010/09/17/save-for-christmas-now/comment-page-1/#comment-767474 Sandy Tue, 21 Sep 2010 07:11:38 +0000 http://www.pfadvice.com/?p=6507#comment-767474 Start shopping for Christmas and don’t forget to shop through cash back portals like Ebates, Bing and FatWallet.

]]> By: Aleta http://www.pfadvice.com/2010/09/17/save-for-christmas-now/comment-page-1/#comment-765879 Aleta Sun, 19 Sep 2010 18:07:01 +0000 http://www.pfadvice.com/?p=6507#comment-765879 We save from Jan to June for Xmas. Since we already have the money saved in a money market, we can charge it and pay it at the end of the month with our credit card. Saving ahead is the only way to keep your head above water.

]]> By: Jan http://www.pfadvice.com/2010/09/17/save-for-christmas-now/comment-page-1/#comment-764805 Jan Sat, 18 Sep 2010 22:39:45 +0000 http://www.pfadvice.com/?p=6507#comment-764805 I save for Christmas and birthdays- together- all year long. It is part of the budget. I would rather pay it ahead than end up paying it off in credit cards. Since we travel to see our children- that part of the budget is rather large.

]]> By: Matt http://www.pfadvice.com/2010/09/17/save-for-christmas-now/comment-page-1/#comment-764420 Matt Sat, 18 Sep 2010 08:28:43 +0000 http://www.pfadvice.com/?p=6507#comment-764420 My wife and I have a “Christmas Gifts” envelope that we start stuffing around mid-january. Go team.

]]> By: trent http://www.pfadvice.com/2010/09/17/save-for-christmas-now/comment-page-1/#comment-764170 trent Sat, 18 Sep 2010 01:01:31 +0000 http://www.pfadvice.com/?p=6507#comment-764170 My observation has been that there is often a gap in some people

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