Panhandle: Strange Ways to Make Money


When you think of panhandling, you probably think of the homeless and the desperate. It would never be something that a white collar professional would engage in. Would it? If you think the answer is, “No,” here’s a story for you. There is a man who panhandles near my office and I walk past him nearly everyday. He stands on his corner with his dog and asks for money. His sign simply says, “Need money. Please give.” He’s not a scary looking guy and is always polite to passerby. He’s been there for almost a year. I have to admit that I’ve been really curious about this guy. He seems like a smart, decent guy — not at all what you think of when you think of a panhandler. So one day my curiosity got the better of me and I gave him five dollars and asked if he would talk to me for a minute. He agreed. I have no idea what his name is (don’t ask, don’t tell), so I’ll call him Joe for this piece.

I asked him what he’d done before he started panhandling. To my surprise, he used to be an engineer. He got laid off a couple of years ago and quickly got fed up with job hunting and filing for unemployment. He tried to start his own business, but it didn’t take off as quickly as he’d hoped. During this time of un/underemployment, he realized that he really hated the 9 to 5 grind. He looked into some other lines of work, but couldn’t really find anything. A friend dared him to panhandle for one day and boom, he found his calling.

“I loved being outside and meeting people. I loved setting my own hours and working when I wanted to. I didn’t have a nasty boss hanging over my shoulder telling me what to do. The freedom was wonderful.”

“But you don’t make much money, do you? How can you live on this money?” I asked.

“In a good year, I clear around $55,000 in cash, tax free. Since everything is paid in cash, I don’t pay taxes. This is probably close to the equivalent of an $80,000 per year job. I live in [here he named a neighborhood in town that's not super wealthy, but it known for it's well off residents]. It’s not a bad life. I just have to buy my own health insurance.”

Wow. I had no idea that panhandling could be so lucrative. Setting aside the ethics of not paying taxes, I moved on.

“What do your neighbors think?” I asked.

“They don’t know. I tell people that I’m self employed and most simply assume it’s in my former profession,” Joe said.

“Do you have a family?”

“A wife and two kids. They’re okay with this. The kids think it’s an adventure, and it sort of is. My wife is just happy that the money comes in.”

“Will you ever go back to a real job?” I asked.

“Probably someday. This is fun for now, but I can’t imagine doing it forever. When the economy improves, I may try to start my business again.”

“Why the dog?” I asked. It’s a cute dog, some sort of mutt. He’s very friendly and loving, too.

“The dog puts people at ease. He’s friendly and sweet. People like to pet him and talk to him. People end up giving me money after they’ve petted the dog. It’s like they’re paying to play with the dog.”

(Personally, I think there’s a sympathy thing going on where people think he can’t feed the dog so they give money, but Joe didn’t admit to this and I wasn’t there to push him into confession.)

Joe said that, like any successful venture, successful panhandling seems to depend on having a lure. Offer something that other panhandlers don’t. Joe has his dog. Then there’s the traditional window washer. I saw a man on the news who tells you a joke when you give him money. Someone else I’ve seen will recite you a Bible verse. Joe told me about a former counselor who would offer advice. If you can give people something for their money, you’ll fare better than the ones who just ask for money and give nothing in return.

I asked Joe what was the strangest thing he’d ever been given. Since not everyone gives money, I was curious.

“I’ve gotten food, gift cards, dog food for the dog, handmade crafts, and bags of toiletries. But the strangest ting was the tools. A guy gets out of his car, pulls this old toolbox out of his trunk and hands it over. He said he’d been cleaning out his dad’s garage and found it. He didn’t need it, so he gave it away. ‘Learn a trade, man,’ he said and drove off. I thought it was funny, but those tools have come in handy.”

If you want to take up panhandling, here are some more tips from Joe.

Don’t lie: Don’t put up a sign saying you’re homeless if you’re not. Don’t say you have six kids if you don’t. It’s fine to ask for money; after all people can simply say no. But don’t trick people into giving you money.

Don’t be hostile or rude: If someone doesn’t want to give, or only gives you pennies, don’t make sarcastic comments, flip them the bird, or tell them off. Just say, “Thank you,” or “Have a nice day,” and move on.

Obey local laws: In most areas it’s not totally illegal to panhandle. However, there are likely restrictions on where and when you can do it You may also have to register with the municipality and become a licensed beggar. Learn the rules and follow them, unless you want a night in jail.

Dress well, but not too well: You don’t want to look scary or freakish because that scares people away. However, if you look too nice people will assume you have no need of money and ignore you. Jeans and t-shirts are good choices, according to Joe.

Don’t be aggressive or threatening: Don’t chase people, don’t get in their faces, and don’t make threats to coerce them out of their money. Politely ask if they will give and leave it at that.

Accept whatever is given: If you get gift cards you can’t use, you can trade them for ones you will use online or with other people. If you get liquor (it happens), you can give it away at Christmas. If someone wants to buy you lunch, let them. Cash is great, but other things have value so turn nothing away.

Never panhandle when drunk or high: Not only is it illegal in many places to be publicly under the influence, it scares people off and may make you say or do something that can get you in real trouble.

Panhandling isn’t for everyone and there are some questionable ethics involved in pursuing this when other options as available to you. (Not to mention the tax thing.) You can argue that someone who can work and is educated shouldn’t be panhandling. However, I could also argue that a lot of educated people shouldn’t be in their chosen professions, either. In a free market economy, if someone like Joe can make a living by panhandling, he has that right, as long as he isn’t forcing people to give him money. People pay for a lot of stupid things, so if they want to give him their money, they can and he can accept it.

I don’t know if Joe is right to be panhandling or not. On one hand, I think he should get a job. But on the other, I find myself thinking that if he can make money doing this, he enjoys it, and isn’t hurting anyone or doing anything illegal, then there’s nothing wrong with it. It’s kind of like starting any other business. You do what people will pay for and people pay him. I never would have thought that panhandling could or would be a career choice, but apparently it can be.


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What a depressing, defeatist article! NO, panhandling is not like “starting any other business”: you’re not providing any particular product that people would want to purchase. Panhandlers do, conversely, prey on peoples’ kindness to satisfy their wants (not needs). They’re also using MY tax dollars for their benefit with no cost. If Joe is really a “businessman”, than he should be paying the city “rent” for his particular corner, shouldn’t he? Let’s also not kid ourselves that Joe’s not being deceitful: he’s not exactly carrying around a sign reading “want money…not responsibilities”, is he?
Finally, it is probably not a good idea to advise people to explore a “career” that comes coupled with a criminal delict (tax evasion).

This is another reason why charity should be given to legitimate non-profit organizations. As much as people gripe about the overhead in groups like Goodwill and Red Cross, at least they are employing people in real jobs and helping people facing true disasters. Spare Change Charity is so often bunk that it just never makes sense.

hi i live in salen oregon and i see people out pandhandling on a lot of street corners well one dady i was walking by safeway and two pandhandlers were fighting about who could be on that corner i thought that was pretty crazy panhandling is not my bag but your right i have heard that you can make a lot of money doing it

Are you just pretending to have interviewed someone so that you could have something to say in a blog? Joe gave you all these tips, including preachy ones to not lie and obey the law? Joe told you about his supportive wife and kids? Is this a paid blog, anyhow? If so, I think you can add to the list of strange ways to make money: Make up stories and blog them as if they were true. I don’t know; this entry feels like grasping at straws to have something to say.

@ Joan: FWIW, I didn’t make this up. I did edit some of his comments for clarity and simplicity, but the meaning of what he said remains intact. Joe was less a panhandler than a typical suburban guy. He could have been anyone in my neighborhood. That was why I chose to write about him — he was different and his story was different. He isn’t a panhandler in the typical sense. I think he really did view this as sort of a business opportunity. That’s why he offered up the tips, including the “preachy” tips. He doesn’t want to take advantage of people or encourage others to do so. He just shared what he has found works for him and keeps him out of trouble and allows him to make a sizable sum of money. I guess the preachy tips keep him out of trouble with his conscience, too, although the whole tax evasion thing made me wonder.

Now, he could have made up his family and what not, I don’t know. I asked a question and he answered. Maybe he has a family and maybe not. Likely he does, though, given where he said he lived. Whether they’re really supportive, I couldn’t say. I know I’d have a hard time being supportive of this, but maybe the wife is different.

I hope this clarifies this post a little bit for you.

My old man always told me that all honest work is honorable. Is panhandling honest? Not sure. Maybe a time will come when I have no other choice but to ask for handouts…at least if that time ever comes I’ll know to bring a dog. BUT, then you gotta cover the cost of dog food, shots, grooming…so there’s some overhead right there. Shoot…O.K., then what about sunscreen to keep the skin cancer away, because obviously paying for your own health insurance is a little bit pricy…they will jack the rates up on you for sure if you get skin cancer…so copious amounts of sunscreen, dog food, grooming for the dog, treats and shots…dang. Makes me wish it was all tax deductible. Oh wait I’m not paying any taxes. So, hey, it’s a slow week over at PFA headquarters and they got the NFL season kickoff to contend with so they figured nobody would be reading this anyway. In conclusion, don’t panhandle unless it’s your last resort.

Is this for real? Begging?!! Thanks, but no thanks. I don’t care for the 9-to-5 grind myself but I really get off on eating and having a place to stay. How is this guy different from a welfare queen? He’s able-bodied but he chooses to beg for money because applying for jobs was just too much trouble. Geesh…….

I have to do a project with my group but how do they avoid the police? (Our project is trying to stop panhandling, we’re HG, and young teens.)

By the way, you dont need so stop people from panhandling.There are some ”honest” panhandlers out there. Some of them truly are honestly down and out and cannot find any work. Day in and day out have looked non stop for work but fail to find something. Dont try to stop panhandling. Its by far the last step for the homeless when they truly are down and out and hungry. Leave them alone. They aren’t bothering you. If you dont want to give them money just say no and goodluck. Better yet, go down to your local mission and see what the homeless life truly is about. Maybe your eyes would be opened to start helping theese people instead of condemning them. In my eyes, your way worse than a drug addict needle pushing bum ass no good lazy :panhandler:. Find something else to complain about like our government.god day.

dude were homeless we are trying to make a living god at least were not ignorant like the rich shoot were trying to make a living all the stupid mexicans are taking out jobs get off your higgh horses and step into our shoes you high class stuck up ignorant ools from hell

There are a lot of very aggressive and negative comments here.

I have been and am about to be homeless. The first time I was homeless for about 2 months. In that time to avoid stealing to eat I panhandled. My story was legitimate (my father kicked me out, need food), I used the money for exactly what I said I would, and I never, ever harassed people. I didn’t make great money but that’s largely because I stopped as soon as I made the money I needed (usually $10). Halfway through I realized I could offer portraits and tarot readings in exchange for money. Most people didn’t the time for it so they would just give me money. I think being clean, articulate, and polite helped my venture immensely.

Panhandling was a huge hit to my pride and ego. It was embarrassing and extremely difficult with my social anxiety disorder. But I did it, because I had to. When my father accepted me back into his house I immediately stopped panhandling.

Yes, panhandling is not the most honorable job but to look down on it so harshly is a bit close minded I think. There are those that panhandle to buy drugs (the whole ‘money for beer’ spiel is silly. You give money for beer, they buy crack.) but there are those who are legitimately down on their luck, as I was and am. Life is not so black and white.

I am about to leave Ohio for Oregon, returning in June to attend school on my brand-spanking new financial aid (so excited!). I will panhandle, fly signs at rest stops, and perform in cities. What is so wrong with helping a girl on her journey? If you don’t want to donate to a panhandler, don’t, but do not judge without acumen. The reasons for their pleas, their honesty, their future, are all as varied as those who hold ‘real’ jobs. We are just as much people as you, there is no black and white for either us or you. Keep an open mind and open heart, see what you can find.

My teen niece in Texas (she is 17 now) is a very high IO girl whose father committed suicide when she was 4. She opted to quit high school and become a homeless person in Austin, Tx near downtown…panhandling for money and hopping trains (she says) and ended up in California where she was under age without a guardian and picked up by the police. Her mother had to fly out and pick her up, then returned her to a bus stop. The girl was said to be perfectly OK when taken to a psychologist after her father died. However, from age 12 onward she slipped into the Goth scene and look, then dying her hair weird colors and wearing gun shell necklaces, then smoking a little marijuana in her bedroom. This is an attractive, highly intelligent person…who hates all establishment and authority…with a conservative, heart broken mother who works hard and is beside herself. The school was of no help and would not let her attend a special school because her grades were too high…which set the tone for the girl to want to just move out on her own…living in shelters or who knows where…..she even boasts about panhandling….is this a trend???