Personal Finance Advice

Being frugal does not mean that you want something for nothing, unless nothing is the best price that you can possibly get for a product or a service. By that, I mean that none of us wants to take things for free when payment should be made. The reverse side of that coin, however, is [...]

If you ever find yourself in a position where you need therapy to deal with the stresses and strains of life, your wallet is likely to experience sticker shock. Hour-long sessions usually start around $100 and go up from there. Therapy is sometimes covered by insurance, but many plans exclude it, pay only a small [...]

For nearly two years, I have been offering my thoughts on saving money. Sometimes, readers have liked my ideas. Other times, the response has been less enthusiastic. In either case, rest assured that a lot of thought went into the creation of each article. Despite all that thought, there are still a lot of purchases [...]

When it comes time to pay down debt, there are two schools of thought. The first argues that you should pay it all down as quickly as possible. This may mean taking on extra jobs and sacrificing all of your fun and frivolous spending for as long as it takes to get the job done. [...]

I am a bit surprised to find myself with a lot of work to do. I am surprised both because my business is young and because the week before the Fourth of July is usually quite quiet in my profession. That said, I have enough work to do in the next week that I have [...]

A vacation can be a lot of fun. It can also be very expensive, although it does not have to be. There are many ways to cut costs on a vacation, but even the most conscientious cost cutters are sometimes guilty of throwing away money needlessly. It’s easy to waste money on vacation. You get [...]

The mercury has reached about 96 degrees each of the past two days. With the beginning of July on us, we move deeper into hurricane season and that will have a very clear effect on my household buying patterns for the next few months. Peak hurricane season is July and August, but the season, which [...]