Focus Saving on Recurring Costs

If you need to make a onetime purchase and you find a way to save a few dollars, it is a good thing. At the same time, if you are going to put a lot of effort into finding ways to save money, it is almost always going to be more beneficial to focus your energy on ways to save on recurrent costs.

Saving $10 per month on a purchase is going to be more valuable over the course of a year than saving $100 on a single purchase. It is also going to be more satisfying and more informative to develop ways to cut back on your recurrent spending because most recurrent costs are necessary costs. Fortunately, finding ways to save is not all that difficult. Here are several suggestions to get you start

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3 Responses to Focus Saving on Recurring Costs

  1. Ann says:

    I have to admit that I got lazy about my personal phone bill — landline, unlimited long distance, DSL. When I finally took half a day and checked things out, I ended up saving 50% !!

    Last year I decided that I wanted to get a little more up to date on what’s happening in the science world (I originally started out in chemical physics) and decided to subscribe to some science mags. The credit card I use builds what I tend to think of as funny money, so I checked there first. I was able to get subscriptions to four science magazines for less than $40, overall a 75% plus savings.

  2. A Fan says:

    I really $ave money on books by ordering them here:

    http://www.paperbackswap.com

    Check it out ~ you’ll like it!

  3. Gail says:

    Things like having your IRA all on line can save the yearly fees, year after year. Having things like your Medicare supplement premiums deducted monthly from your checking account can give you savings month after month and plus the savings of no postage. Paying bills on line saves postage year after year. I love finding things that give automatic savings once you are signed up for them, you never have to think of them again (for items that there is no other option). Using store reward cards can save a bundle!

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