Cheap Therapy – Strange Ways to Save Money

If you ever find yourself in a position where you need therapy to deal with the stresses and strains of life, your wallet is likely to experience sticker shock. Hour-long sessions usually start around $100 and go up from there. Therapy is sometimes covered by insurance, but many plans exclude it, pay only a small portion, or limit you to just a few sessions. (Personally, I think this is terrible. Mental illness is just as debilitating as physical illness and should be treated accordingly.) If you don’t have insurance, it’s harder to find a charitable therapist than it is to find a doctor who will work with you.

So what do you do if you need therapy but you just can’t afford

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7 Responses to Cheap Therapy – Strange Ways to Save Money

  1. kyrie says:

    A good pastor is an excellent place to start with therapy. Many have been trained for some pretty specific problems: divorce, sexual addictions, and all kinds of relationship problems. Often, they can be of more help than any ‘freud’ or ‘Jung’ based psychiatrist!

  2. tommy says:

    Wow, be crazy and save money at the same time…

  3. Gail says:

    Another thing to try, or ask a pharmacist do it for you, is check to see if what you are going through could be medication related. In relation to another medical problem I had last year I was put on Reglan, within weeks I was crying almost nonstop the depression was so horrible. When we found that the Reglan could be the cause, we stopped it and with prayers and help also of the pastor I was able to pull out of it and be able to smile and laugh again. I never want to be in a pit like that again where you are essentially helpless. So if you are experiencing NEW symptoms check out any new medications you may be on and talk to your MD about it.

  4. Chris says:

    Of the choice that you have outlined above, I think that getting help thorough your church is the best advice. There are usually many pastor in a church, many of which are trained in counseling.

  5. CindyM says:

    Church, hands down. Make it a habit to show up and be around people of all ages from all walks of life and both sexes who share your beliefs, get involved, CARE about other people, slow down your life if possible, forget yourself for awhile. I personally think this is the best medicine. “Psychology” focuses on ME whereas a bible-based faith will be on the welfare of others, HUGE difference. You’ll rethink all those things you thought were important in life.

  6. hamchan says:

    “Therapy is sometimes covered by insurance, but many plans exclude it, pay only a small portion, or limit you to just a few sessions.”

    Since the mental health parity act was passed around 7 or 8 years ago this is no longer allowed, though it used to be pretty common.

    These are all very good suggestions though. The hotlines in particular are very helpful in a crisis. I can also add that any hospital psychiatric unit will have nurses on staff 24/7, and you can always call and talk to a nurse if you need to. They are very well trained. Hotline staff/volunteers are also generally trained very well, but often do not have a medical background.

    Personally I have gotten religious based counseling in the past as well, and I did not find it to be at all helpful. Your mileage may vary.

  7. hamchan says:

    Way to be ignorant, offensive, and obnoxious.

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