Monthly Archives: July 2010

Focus Saving on Recurring Costs

If you need to make a onetime purchase and you find a way to save a few dollars, it is a good thing. At the same time, if you are going to put a lot of effort into finding ways … Continue reading

Posted in Frugal, Health, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 3 Comments

Dealing With Your Medical Insurer

If you ever face a medical crisis, you’ll be amazed at how quickly the bills mount up, even with great insurance. You could argue about whether insurers are inherently evil, coldhearted, or callous, but the bottom line is that insurers … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | Leave a comment

You Get What You Pay For

It’s been said that you get what you pay for. While there may be exceptions to that rule, it does often prove to be the case. Where quality matters, paying more for an item of higher quality can offer a … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , | 1 Comment

Sell Stock Images: Strange Ways to Make Money

If you’ve ever read a blog, magazine, or website, you’ve probably seen a stock image. These are photographs that someone has taken and sold on a royalty-free basis to the writer, publisher or designer. The photographer owns the rights to … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 2 Comments

The Myth That Making Your Own Lunch Saves Hundreds Of Dollars

An insurance company has recently been running a television commercial in which it notes that saving money is now a very popular topic of conversation. One incidental character in the commercial tells a friend that since he stopped buying lunch … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , | 15 Comments

Over-Saving: Walking the Line Between Saving and Living

We just bought some new living room furniture. Our old furniture was just that: Old. While it was still serviceable, it was no longer that comfortable. Yes, we could still sit on the couch, but the couch had lost a … Continue reading

Posted in Budgeting, Frugal, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 7 Comments

Five Ways Employees Should Act

I just returned from a trip to my local grocery store. The store manager, who has been with the company for thirty years, was at the front of the store greeting customers. The employees who have been working there for … Continue reading

Posted in Personal Finance, Relationships, Shopping, Work | Tagged , , , , , , , , , , , , , , | 10 Comments

Save Money When Buying Souvenirs for Classmates, Friends and Co-Workers

A lot of times when you go shopping on vacation, it isn’t only those on the trip with you that you’re shopping for. You’ll probably want to get something for your friends, classmates, and family members who are back home. … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships, Shopping, Travel | Tagged , , , , , , , | 7 Comments

Conversations to Have with Your Parents

My parents are getting older. Dad will be 83 in a few months. Mom will be 72. Dad suffered a fall a couple of months ago and, although he has recovered, a full recovery was in doubt for quite a … Continue reading

Posted in Health, Housing, Personal Finance, Relationships | Tagged , , , , , , , , , , , , , | 3 Comments

Stop Buying Bags: Strange Ways to Save

Plastic bags of all descriptions make up more of our budgets than we would like. Sandwich bags, storage bags, trash bags, and yard waste bags all contribute to our monthly spending. However, I have a friend who claims to have … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , , , | 8 Comments

Saving Money With “Would You Mind Doing Me A Favor?”

There are a lot of different levels of friendship. There is the guy in the cubicle next to you at work who you don’t really like all that much, but who you still introduce to your significant other as your … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 14 Comments

Becoming Ad-Averse

One thing that has saved me a ton of money over the years is the fact that I am very ad-averse. Not only do I try to keep as much advertising as possible out of my life, when I do … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 7 Comments

Yard Sale Should Be The Sale of Last Resort

I very much enjoyed a recent Saving Advice column that considered the etiquette of having a yard sale. The writer made several excellent points about how a seller should approach a yard sale and what can and should be sold … Continue reading

Posted in Frugal, Making Money, Personal Finance | Tagged , , , , , , , , | 8 Comments

Saving Money on Vacation Souvenirs for Kids

If you travel with kids, you’re likely to have a bout of the “gimmies” at some point during your vacation. Your kids are likely to want everything they see and you’ll be trying to stick to your budget. How can … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money, Shopping, Travel | Tagged , , , , , , , , , | 4 Comments

How Employers and Employees Should Act

It was not that long ago that a young person could find a job and expect to keep that job until he retired. Experience was rewarded. Seniority was respected. Pensions were offered. And at the end of a long career, … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , , , , , , | 3 Comments

Get Rid of Your Lawn – Strange Ways to Save Money

Last year was the year the I finally decided I’d had enough of my lawn. The grass only grew in certain places, no matter how much we watered or which grass breeds we tried. We tried everything to get a … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , , , , , , | 8 Comments

Questions To Ask before Purchasing Living Things

Over the course of a lifetime, you will have many occasions to purchase living things. If you own a home, there will be landscaping that might require plants. Wherever you live, you might want houseplants. Perhaps you want a pet, … Continue reading

Posted in Budgeting, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , | 6 Comments

Wants that Morph Into Needs

Last year I finally caved in to my baser urges and bought a Wii. I also bought the Wii Fit and balance board to go with it so I could get a little fun exercise on bad weather days. I’ve … Continue reading

Posted in Entertainment, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 11 Comments

Things I Am Unwilling To Give Up

I write a lot about things that I can eliminate in order to save money, but I am actually to the point where I really have nothing else that I particularly want to eliminate from my life or my household. … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , | 20 Comments

Learn to Be Alone Without Shopping

Many of my friends and family members are single. Some by choice, some because they haven’t yet met the right person, and others are divorced or widowed. With very few exceptions, they turn to shopping to fill a void in … Continue reading

Posted in Personal Finance, Relationships, Shopping | Tagged , , , , , | 5 Comments