Monthly Archives: June 2010

Why No One Saves for Retirement

If you follow financial news, you see the statistics all the time. The average 401(k) balance is $10,000. Or less, depending on the report. Seventy percent of Boomers haven’t saved nearly enough for retirement. Only fifteen percent of people eligible … Continue reading

Posted in Personal Finance, Retirement | Tagged , , , , , , , , , , , | 11 Comments

Waste of Money or Valuable Possession?

The other day a friend of mine came over to have dinner. While she was here, she commented on my DVD collection. “What a waste of money,” she said. “You can rent from Netflix for much less. Besides, DVD’s will … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , | 11 Comments

Entrepreneur Profile: Mark Nava of JNAVA Clothing

Creative genius and business skills are not always found in the same person. Creative minds want to create for the sake of art. Business minds want to promote business success. In order to succeed in creative businesses, owners must balance … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , , , , | 2 Comments

I Just Can’t Live Within My Means!

The other day I heard someone make the argument that most financial advice was of no use to them because it assumes that you have some extra money, you just need to “find it.” “I literally have no extra money,” … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance | Tagged , , , , , , , , | 14 Comments