Monthly Archives: June 2010

Permanent Makeup: Strange Ways to Save Money

Women know how expensive cosmetics can be. Even the basic drugstore brands can cost anywhere from $3.00 on up per item. If you buy department store brands, you can easily drop twenty dollars or more on just one item. Given … Continue reading

Posted in Frugal, Health, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 11 Comments

Everyday Common Sense & Patience Will Save Money

Sometimes, common sense escapes even the most intelligent of people. We all make fundamental assumptions. Drawers should slide open and slide closed. Doors should behave in a similar fashion. When they do not, something very primitive and entirely irrational possesses … Continue reading

Posted in Frugal, Housing, Personal Finance, Saving Money | Tagged , , , , , , , | 7 Comments

Sell Your Stuff, Not Your Trash: Yard Sale Etiquette

I went to a yard sale this weekend that was disappointing, to say the least. Everything on sale was either broken, damaged, dirty, or trash (one half-used crayon, a moldy mattress, a shirt so faded and tattered that it would … Continue reading

Posted in Frugal, Making Money, Personal Finance | Tagged , , , , , , | 9 Comments

Degrees Of Loyalty

What’s in a name? Sometimes a lot. And sometimes not a lot. It all depends on what name is at issue and what associations you have with that name. If someone calls you by your name, you will recognize it. … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

The Homemaker’s Resume

In this economy a lot of people are returning to the workforce after having stayed at home for several years. Maybe you stayed home to care for children or elderly parents, or simply because you had enough income or savings … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , , | 5 Comments

Extravagances I Can’t Understand

I am a Boston Celtics fan and I have been since I was a youth during the rather wonderful season that was 1981. I had the joy of going to see the Celtics play regularly in the Boston Garden back … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Shopping | Tagged , , , , , , | 16 Comments

Getting Household Items Without Touching Your Cash: Strange Spending

Like most people, I used to factor groceries, toiletries, and household items into my regular budget. The cost of those items had to be deducted from my cash flow. That was before I discovered how to pay for most of … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , | 15 Comments

Lessons From Father’s Day

Father’s Day has come and gone. My family dutifully celebrated my status as “Dad” by going out for breakfast and, later in the day, ice cream. In deference to the day, no one complained when I ordered only coffee for … Continue reading

Posted in Holidays, Personal Finance, Relationships | Tagged , , , , , | 4 Comments

Whose Assets to Tap First?

A friend came to me for advice the other day regarding a big problem brewing in his house. His in-laws are getting up in years and have very little saved to cover their health care and long term needs. Health … Continue reading

Posted in Health, Medical, Personal Finance, Relationships | Tagged , , , , , , | 13 Comments

The Importance of Your Wardrobe

When I was younger, I hated to go back to school shopping. Every year, as the calendar pages turned and Labor Day approached, I dreaded my mother’s announcement that we would be headed to the store to buy clothes for … Continue reading

Posted in Frugal, Personal Finance, Shopping | Tagged , , , , , | 6 Comments

Pride vs. Shame in Financial Matters

I read an article on MSNBC.com this week about how people are not paying on their homes and voluntarily entering foreclosure so that they can save money. The gist of the piece is that these people have simply decided to … Continue reading

Posted in Debt, Housing, Personal Finance, Saving Money | Tagged , , , , , , , , | 13 Comments

Staying Hydrated Without Spending A Fortune

Summer is coming to the Northern hemisphere so, for most of us, we are going to be feeling the heat very soon. If you live in a climate that is already hot, as I do, the heat will be even … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 8 Comments

In-House Water Heater Control: Strange Ways to Save Money

Your water heater is one of the biggest contributors to your electric bill. It’s usually on all the time, heating water even when no one is home. I learned just how much it contributes to the power bill one summer … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Utilities | Tagged , , , | 12 Comments

Financial Ramifications Of Body Art

You are only young once, and that is a good thing — not only for parents and children, but for everyone else, too. Last year, one of my sons went to Boston for the summer to study creative writing. The … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 19 Comments

How Does Your Spending Stack Up Against Your Neighbors?

I lost a good couple of hours of my life this week to a website that a friend directed me to called Bundle.com. This site lets you look at the aggregated monthly spending habits of people in any city, county, … Continue reading

Posted in Budgeting, Credit Cards, Personal Finance, Relationships, Shopping | Tagged , , , , | 5 Comments

Why You Should Read Store Advertisements

As I sit at my desk typing this column, it is Sunday afternoon. My newspaper, now read and enjoyed over several cups of tea and a few cups of coffee, lies scattered at my feet. When I have the energy … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

When Frugality Angers the Neighbors

Last fall we had new neighbors move in next door. They seemed nice enough until spring came and I started hanging my laundry out on the line again. One day the lady of the house came over and said, “Can … Continue reading

Posted in Frugal, Housing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 14 Comments

Your Education and Work History Only Gets You in the Door

I was scheduled to have coffee with someone tomorrow but he had to reschedule because he has a telephone interview. I am always happy to reschedule a meeting because another person has an interview or an opportunity to meet with … Continue reading

Posted in Personal Finance, Relationships, Work | Tagged , , , , , | 6 Comments

The Completely Tax Free Roth IRA: Strange Ways to Save

SavingAdvice is starting a new column that’s going to look at strange, offbeat ways to save and make money. Anything that’s a little odd, uncommon, or contrarian is fair game – as long as it’s legal. You probably already know … Continue reading

Posted in Investing, Making Money, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , | 10 Comments

Art and Money

I have been fortunate to have known a lot of creative people over the years. I count writers and musicians and many other “creatives” among my friends. In years gone by, I was a partner in a record label and … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 4 Comments