Dave Ramsey Financial Peace University Review: The Final Analysis

After thirteen weeks, Financial Peace University has come to an end. So, was it worth it? Was it something that I would recommend to someone in financial trouble? The answer isn’t a simple yes or no. There were many things about the class that I enjoyed, but there were many things that left me shaking my head, too. The easiest conclusion is that Dave is great for some people, but others would be better off following a different program. While I went over the specifics of each lesson in earlier posts, I wanted to take this last opportunity to discuss the overall value and worth of the class.

First, let me address the price of the program. You don’t have to pay the $100 for the cla

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10 Responses to Dave Ramsey Financial Peace University Review: The Final Analysis

  1. True biblical HOLY tithes were always only food from inside God

  2. Rick says:

    Thank You for summarizing the course.
    It has been very interesting.

  3. rob62521 says:

    I have enjoyed reading your weekly updates on the class. Thank you for doing this.

  4. christy says:

    I’ve taken the class, gone to his seminar, and listen to him all the time on the radio. It is an excellent class. Two of my friends who are not Christians attended with my husband and I and later help facilitate his class at a church. Dave doesn’t shove tithing down your throat. He teaches that you should build wealth so you can give, which he encourages people to do because it will blessing the giver as well as the receiver. His personal belief is that he should tithe, but he has said on the radio if that is not what you believe, you can still benefit from giving of your time and resources to others. This class was very beneficial for my husband and I, as well as our friends. We have improved our communication skills relating to money and have developed common goals for our financial future.

  5. HelpMeFriend says:

    Since you have posted your findings in each class, there is no reason for me to spend the money at all!
    BTW, it always confused me that Dave wants us to quit paying “stupid tax” to others, but giving him $100 is okay. I know you must make your money somehow, but encouraging people to learn how to not be parted with their money so easily should not be accepting money from someone you know is vulnerable to spend, spend, spend.

  6. Jessica says:

    Thank you for your articles, I really enjoyed them. You confirmed what I suspected, that his material is a bit simplistic for some, but drastically needed for others. Thank you!

  7. DavidBibby says:

    My wife and I are going an upcoming 13 week FPU class even though we already know Dave Ramsey’s concepts very well. In fact.. we’re already debt free except for our mortgage.

    So why would we go to the class? Why would we pay the $100 to go? Because 1) it will re-inforce what we’ve already learned from reading his books… 2) we will meet like-minded people in our area…3) because we want to GIVE back above and beyond our tithes to the church…4) we know we can contribute to the discussions they will have, as we have our OWN story to tell.

    If I could meet the man in person.. I would gladly shake his hand.

  8. Judy says:

    Thanks for posting your summaries week after week! My husband and I saw that our church will be having this program in the winter and since then I have been researching whether it would be worth our time/money. Due to your recaps, we’ve already gotten a head start by creating a budget and have a plan in place to actively put at least $700 a month into an emergency fund!

    One thing we were unsure of is whether to put that $700 into an emergency fund first or use it to pay down debt. Our only debt is student loan debt, no credit card debt or anything. So in the end, we decided to use the money to save up an 8 month emergency fund (which is what Suze Orman suggests) and then start paying off the loans since they are low interest anyway. I couldn’t figure out if this is what Dave would have recommended, but we’ll keep doing this for now until we hear that we should be doing otherwise during the winter FPU program.

    Thanks for all the effort you put into these articles! Much appreciated.

  9. Steve says:

    First thanks for writing the series, and a very well written series at that! I think if I ever attended the series (I don’t plan to), my perception would be very similar to yours.

    I enjoy Dave’s radio show, and I think his niche is that he can be a good motivational speaker covering basic financial topics. I’ve also always been curious what his organization’s sales pitch is to churches that almost exclusively host the class, “Host X number of classes a week and you’ll see the church coffers grow by Y (due to the increased tithing).” ? Maybe not that blatant, but I imagine is implied.

    Thanks again for the series!

  10. Good try Russell says:

    Good try, Russell. Obviously you don’t tithe, and the Holy Spirit is convicting you, otherwise you wouldn’t be fighting it so much.

    The more you give, the more you bless God and the more you are blessed, so the more you have to give away, so the more you bless God and the more you are blessed, so you have even more to give . . .

    Once again Christianity is contrary to the ways of the world – if you want to increase what you have, give it away.

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