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	<title>Comments on: Dave Ramsey Financial Peace University Review: Week 8</title>
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	<link>http://www.pfadvice.com/2010/04/08/dave-ramsey-financial-peace-university-review-week-eight/</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Aryn</title>
		<link>http://www.pfadvice.com/2010/04/08/dave-ramsey-financial-peace-university-review-week-eight/comment-page-1/#comment-682715</link>
		<dc:creator>Aryn</dc:creator>
		<pubDate>Thu, 08 Apr 2010 16:39:58 +0000</pubDate>
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		<description><![CDATA[You can use the same tactic with home repair people who come in trying to make it seem like they&#039;re too important to take the job. I just quietly looked at the carpenter and let him talk himself into our small job. It was amusing to watch him go from &quot;Oh, this is a hard job. This could take hours. Is it worth $1000 to you?&quot; to &quot;Wait, no, this is easy. I can do this no problem. It won&#039;t be more than $600.&quot;]]></description>
		<content:encoded><![CDATA[<p>You can use the same tactic with home repair people who come in trying to make it seem like they&#8217;re too important to take the job. I just quietly looked at the carpenter and let him talk himself into our small job. It was amusing to watch him go from &#8220;Oh, this is a hard job. This could take hours. Is it worth $1000 to you?&#8221; to &#8220;Wait, no, this is easy. I can do this no problem. It won&#8217;t be more than $600.&#8221;</p>
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		<title>By: Annie Jones</title>
		<link>http://www.pfadvice.com/2010/04/08/dave-ramsey-financial-peace-university-review-week-eight/comment-page-1/#comment-682659</link>
		<dc:creator>Annie Jones</dc:creator>
		<pubDate>Thu, 08 Apr 2010 12:10:49 +0000</pubDate>
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		<description><![CDATA[Sounds like a fun discussion in class.  In some cases, you can successfully negotiate on small ticket items.  For example, my husband uses cheap cell phones.  He&#039;s in construction and dirt and grit will get into his phones and ruin them quickly, even if he keeps them in a case.  A retailer had inexpensive phones on sale for $12 one weekend, but only in black, and where out of those.  Red ones in the same style were marked at $30, but he was able to negotiate with the sales rep and the manager and get red one for $12 also.

Unfortunately, you may have defeated your own purpose regarding ad exposure.  You may be hyper-aware of it now simply because you&#039;re trying to avoid it, whereas before, it was going unnoticed.]]></description>
		<content:encoded><![CDATA[<p>Sounds like a fun discussion in class.  In some cases, you can successfully negotiate on small ticket items.  For example, my husband uses cheap cell phones.  He&#8217;s in construction and dirt and grit will get into his phones and ruin them quickly, even if he keeps them in a case.  A retailer had inexpensive phones on sale for $12 one weekend, but only in black, and where out of those.  Red ones in the same style were marked at $30, but he was able to negotiate with the sales rep and the manager and get red one for $12 also.</p>
<p>Unfortunately, you may have defeated your own purpose regarding ad exposure.  You may be hyper-aware of it now simply because you&#8217;re trying to avoid it, whereas before, it was going unnoticed.</p>
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