Monthly Archives: March 2010

Why Did I Buy That?

The next time you’re in a store shopping for groceries, clothes, household items or anything else, stop and take a long look at your purchases. Then ask yourself this question: Why do I buy this particular brand or product? Knowing … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 1 Comment

A Life Without Debt: It’s Not the Same for Everyone

I’m often asked two things: First, how can someone become debt free and second, how does one really live debt free? The people who ask these questions are usually seeking a blueprint; a set of fail safe steps that will … Continue reading

Posted in Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 5 Comments

Keeping Up With The Joneses Kills Your Individuality

I’ve always had many reasons for refusing to keep up with my peers, but the other day one of the main reasons came into clear focus for me. (Quite literally because it involved buying glasses. That’s my attempt at humor … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 7 Comments

How To Save On Museum Admissions

I enjoy going to museums. Art, history, science — if it is in a museum, I am going to enjoy it. Of course, if I were to buy a ticket to every museum that I encountered, I could run up … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 3 Comments

How To Make Sure Tax Professionals Prepare Your Return Correctly

If you’re someone who doesn’t have the time or sufficient knowledge of the tax code to prepare your own tax returns, you might be wondering how to find a quality professional to do your taxes. After all, just because someone … Continue reading

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Dave Ramsey Financial Peace University Review: Week 6

This week’s lesson was about the power of marketing on our buying decisions. This was my favorite lesson so far. Being a finance/consumer nerd, this kind of stuff really interests me. Dave starts out by telling us that we live … Continue reading

Posted in Debt, Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 14 Comments

The Want List

A couple of weeks ago I wrote about how helpful a shopping list can be when you want to save time and money. I’m a firm believer in lists. I compile pro and con lists when I have to make … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 3 Comments

A Life Without Debt: Valuing the Old

I’m constantly amazed by how little value we place on the older things in our society these days (and our older people, but that’s a whole other issue). I can remember looking around my grandmother’s house and seeing the piano … Continue reading

Posted in Frugal, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 10 Comments

Legislating My Money Saving Efforts

In the last week I’ve gotten pretty peeved at the controls that my state and local governments have put in place to keep me from saving money. The first came when I called my homeowner’s insurance company to increase my … Continue reading

Posted in Insurance, Personal Finance, Saving Money, Utilities | Tagged , , , , | 5 Comments

Is All Job Creation Good?

As the USA seeks to recover from its recession and to add jobs to a contracting economy, many political and civic leaders have invested energy and resources in an effort to develop jobs. Cities offer incentives to businesses to hire … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 7 Comments

What Do You Want?

What do you want? I don’t mean what fantastic things do you wish you owned or could do or could be. What reasonable things do you want in life that you do not currently have? Do you want to be … Continue reading

Posted in Health, Personal Finance | Tagged , , , , , , | 4 Comments

Dave Ramsey Financial Peace University: Week 5

This week’s lecture was about credit reports, credit reporting bureaus, identity theft, and collection agencies. Quite a scattering of topics. The first part of the class was on credit scores and credit bureaus. Dave makes the point that a FICO … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , , , , , , | 7 Comments

One Upmanship, Frugal Style

Last week some long lost relatives came to visit (well, not long lost but definitely not close relatives). Frankly, I wish they’d stayed lost. We let ourselves get talked into hosting these people by another relative who, knowing that these … Continue reading

Posted in Frugal, Personal Finance, Relationships | Tagged , , , | 20 Comments

A Life Without Debt: Finding Satisfaction in Being Fiscally Responsible

I frequently hear people bemoan the choices they have made when it comes time to “man up” and be financially responsible. They grieve over the vacation they have to cancel due to a layoff. They cry over the kitchen renovation … Continue reading

Posted in Credit Cards, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , | 5 Comments

Does Frugality Equal Detachment?

The more I embrace frugality, the more I wonder if a frugal life equals a life detached from society. And then I ask myself: Is that a bad thing? I find myself less and less interested in “mainstream” society as … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , | 12 Comments

Things I Wish I Had Kept

I live in Florida. Until recently, I would have said that I live in “sunny” Florida to distinguish my state from the cold places to the north. This year, however, cold weather came south for the winter along with all … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , | 14 Comments

Dave Ramsey Financial Peace University Review: Week 4

This is a series of posts about what you will find in Dave Ramsey’s Financial Peace University course. This is week four (week one — week two and week three) This week’s lesson focused on getting out of debt. We’re … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | 22 Comments

Keeping Control of Your Money

Have you ever thought about how much control over your financial life you give to companies when you sign up for things like cable, cell phone contracts, Internet access, loans, or credit cards? When you engage in most financial transactions, … Continue reading

Posted in Personal Finance | Tagged , , , | 5 Comments

A Life Without Debt: Take Care of Your Stuff

One of the ways we’ve managed to avoid debt is very simple: We take care of all of our possessions so that they will last. Making things last longer means we don’t have to replace them as often, saving us … Continue reading

Posted in Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 6 Comments

The Shopping List: A Simple Way to Save Money and Time

A shopping list sounds like such a simple thing to do, but how many times have you arrived at the store with no list and no idea what you really need? It leads to frustration and overspending, doesn’t it? I … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , | 8 Comments