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	<title>Comments on: A Life Without Debt: The Debt Free Hobbyist</title>
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	<link>http://www.pfadvice.com/2010/02/16/a-life-without-debt-the-debt-free-hobbyist/</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Craig</title>
		<link>http://www.pfadvice.com/2010/02/16/a-life-without-debt-the-debt-free-hobbyist/comment-page-1/#comment-674686</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Sat, 20 Feb 2010 12:45:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5720#comment-674686</guid>
		<description><![CDATA[Not buying on credit and living a frugal life has allowed me the luxury of spending more money on my hobby -flying remote control planes which enhances the quality of my life and feeds my soul.
An example how I&#039;ve cut down, I&#039;ve just cancelled my cell phone contract and got a prepaid &#039;straight talk&#039;package from Walmart for $30 per month for 1000 any time/anywhere minutes &amp; 1000 text messages.
You could also save $1200 over a period of two years if you cancel your cell contract and get the $45 a month prepaid &#039;straight talk&#039; package from Walmart for ulimited calls and unlimited text. You save despite paying the cancellation fee of the contract.
Spending money on something that enriches your life and is like a form of meditation is money well spent don&#039;t you think?]]></description>
		<content:encoded><![CDATA[<p>Not buying on credit and living a frugal life has allowed me the luxury of spending more money on my hobby -flying remote control planes which enhances the quality of my life and feeds my soul.<br />
An example how I&#8217;ve cut down, I&#8217;ve just cancelled my cell phone contract and got a prepaid &#8216;straight talk&#8217;package from Walmart for $30 per month for 1000 any time/anywhere minutes &amp; 1000 text messages.<br />
You could also save $1200 over a period of two years if you cancel your cell contract and get the $45 a month prepaid &#8216;straight talk&#8217; package from Walmart for ulimited calls and unlimited text. You save despite paying the cancellation fee of the contract.<br />
Spending money on something that enriches your life and is like a form of meditation is money well spent don&#8217;t you think?</p>
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		<title>By: Lillie</title>
		<link>http://www.pfadvice.com/2010/02/16/a-life-without-debt-the-debt-free-hobbyist/comment-page-1/#comment-674214</link>
		<dc:creator>Lillie</dc:creator>
		<pubDate>Wed, 17 Feb 2010 16:28:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5720#comment-674214</guid>
		<description><![CDATA[As a photography buff myself, I had forgotten about the great joy that I received when I devoted a great deal of time to the hobby and often as a part of my job. Somehow, with working and juggling job duties, it got buried in the &quot;lost dream file.&quot; This makes my determination to work toward life without debt even more urgent.]]></description>
		<content:encoded><![CDATA[<p>As a photography buff myself, I had forgotten about the great joy that I received when I devoted a great deal of time to the hobby and often as a part of my job. Somehow, with working and juggling job duties, it got buried in the &#8220;lost dream file.&#8221; This makes my determination to work toward life without debt even more urgent.</p>
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		<title>By: Forest</title>
		<link>http://www.pfadvice.com/2010/02/16/a-life-without-debt-the-debt-free-hobbyist/comment-page-1/#comment-674192</link>
		<dc:creator>Forest</dc:creator>
		<pubDate>Wed, 17 Feb 2010 15:08:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5720#comment-674192</guid>
		<description><![CDATA[Thanks :).... I love my frugal life in general... Things that make me sad are not being able to go and see my best friend in New Zealand after he just broke up with his long term partner... But Skype is a wonderful (and frugal) invention :)]]></description>
		<content:encoded><![CDATA[<p>Thanks <img src='http://www.pfadvice.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> &#8230;. I love my frugal life in general&#8230; Things that make me sad are not being able to go and see my best friend in New Zealand after he just broke up with his long term partner&#8230; But Skype is a wonderful (and frugal) invention <img src='http://www.pfadvice.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Isabelle</title>
		<link>http://www.pfadvice.com/2010/02/16/a-life-without-debt-the-debt-free-hobbyist/comment-page-1/#comment-674185</link>
		<dc:creator>Isabelle</dc:creator>
		<pubDate>Wed, 17 Feb 2010 14:15:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5720#comment-674185</guid>
		<description><![CDATA[Spot on!  It is very rare (never) that you don&#039;t say something that resonates with my life.

It makes me laugh when people say that debt free and often frugal living is somehow cheating oneself of something - usually &#039;fun&#039;.  They never see the irony of living any other way than within ones means - debt is spending future earnings - doh!  If you spend future earnings on holidays, clothes, shoes, fancy dancy this that and the other - there will be a day in the future that it catches up.

It caught up with the banks, what makes the spenders on credit think they are any different?

Jessica and Forest, I wish you the best of luck.  When you are debt free you will feel so free in yourselves.]]></description>
		<content:encoded><![CDATA[<p>Spot on!  It is very rare (never) that you don&#8217;t say something that resonates with my life.</p>
<p>It makes me laugh when people say that debt free and often frugal living is somehow cheating oneself of something &#8211; usually &#8216;fun&#8217;.  They never see the irony of living any other way than within ones means &#8211; debt is spending future earnings &#8211; doh!  If you spend future earnings on holidays, clothes, shoes, fancy dancy this that and the other &#8211; there will be a day in the future that it catches up.</p>
<p>It caught up with the banks, what makes the spenders on credit think they are any different?</p>
<p>Jessica and Forest, I wish you the best of luck.  When you are debt free you will feel so free in yourselves.</p>
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		<title>By: Forest</title>
		<link>http://www.pfadvice.com/2010/02/16/a-life-without-debt-the-debt-free-hobbyist/comment-page-1/#comment-674145</link>
		<dc:creator>Forest</dc:creator>
		<pubDate>Wed, 17 Feb 2010 10:11:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5720#comment-674145</guid>
		<description><![CDATA[When I am debt free (sooner rather than later) I will be pursuing my photography a lot more and maybe trying to make a little side cash from it. I have managed to sell a few prints for very low money in the past and that was always fun.]]></description>
		<content:encoded><![CDATA[<p>When I am debt free (sooner rather than later) I will be pursuing my photography a lot more and maybe trying to make a little side cash from it. I have managed to sell a few prints for very low money in the past and that was always fun.</p>
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		<title>By: Jessica</title>
		<link>http://www.pfadvice.com/2010/02/16/a-life-without-debt-the-debt-free-hobbyist/comment-page-1/#comment-674006</link>
		<dc:creator>Jessica</dc:creator>
		<pubDate>Tue, 16 Feb 2010 17:51:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5720#comment-674006</guid>
		<description><![CDATA[Life without debt would be woonnderful. I&#039;m working towards my life without debt now. Some days I get frustrated because it seems like I am not making any progress. For this I adapted Davy Ramsey&#039;s pay the smallest debt first.]]></description>
		<content:encoded><![CDATA[<p>Life without debt would be woonnderful. I&#8217;m working towards my life without debt now. Some days I get frustrated because it seems like I am not making any progress. For this I adapted Davy Ramsey&#8217;s pay the smallest debt first.</p>
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