Monthly Archives: February 2010

Good Reasons To Spend Money

There are a lot of reasons to spend money and each of us has his or her own. Our attitudes and perspectives are forged over lifetimes spent earning and spending and enjoying and regretting. I can look at any number … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 9 Comments

Dave Ramsey Financial Peace University: Week 2

This is a series of posts about what you will find in Dave Ramsey’s Financial Peace University course. This is week two (week one) This week’s lesson is about money and relationships. I was excited about this week because relationships … Continue reading

Posted in Budgeting, Debt, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 13 Comments

Why Pay to Feel Bad?

I’ve written before about how we’ve cut out cable TV, preferring instead to use Netflix and over the air channels for our entertainment needs. Recently, however, we allowed cable back into the house. I’m a huge Olympics and tennis junkie … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , , , | 9 Comments

A Life Without Debt: Complacency Is The Enemy

One of the biggest enemies of a debt free life is complacency. Not only is it an enemy, it’s a very sneaky enemy. When you become complacent (apathetic is another good word for this problem) you relax too much. You … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance | Tagged , , , , , , , | 5 Comments

How To Track Savings: Seeing Progress, No Matter How Small

One of the things that makes it hard when you’re trying to save money is the feeling that you’re not getting anywhere. You make some changes in your lifestyle or you stop spending on unnecessary things and you know you’re … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 9 Comments

Dave Ramsey Financial Peace University: Week One

When I heard that Dave Ramsey’s Financial Peace University was being taught at my church this year, I was intrigued. I’ve read Dave Ramsey’s books and heard his show on Fox Business channel, but I’ve always found myself wondering exactly … Continue reading

Posted in Budgeting, Debt, Personal Finance, Saving Money | Tagged , , , , , , , , | 21 Comments

The Homemade Laundry Room

Several years ago I started looking for alternatives to commercial laundry products. I had two main reasons for doing this. First, commercial products were becoming more and more expensive and I was having trouble finding ones that worked well, or … Continue reading

Posted in Frugal, Health, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 11 Comments

A Life Without Debt: The Debt Free Hobbyist

One of the great things about being debt free is the freedom it gives me to pursue the hobbies I love without compromising my participation because I’m tapped out. I recently got back into photography, something I’d done in high … Continue reading

Posted in Budgeting, Debt, Entertainment, Personal Finance | Tagged , , , , , , | 6 Comments

The Financial Road Less Traveled

I think I’m getting old. I’m starting to hit that phase of life where I’m looking at the choices I’ve made and ruminating over the roads less traveled. I find myself wondering about the career I chose, the jobs I’ve … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , | 4 Comments

Dental Tourism: Is It Right For You?

By Jeff Apton In today’s healthcare debate nobody seems to be talking much about the high cost of dentistry, or the lack of insurance coverage. Maybe you’re lucky and squeak by with a few cleanings and a filling here and … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Saving Money, Travel | Tagged , , , , , , , , , , , | 7 Comments

Business Will Not Find You

Last night I met up with a crowd of restaurant reviewers from the local Yelp community. Yelp, for those of you who are not familiar with it, is a community of on-line reviewers who contribute reviews of restaurants and other … Continue reading

Posted in Personal Finance, Relationships, Work | Tagged , , , , , , , , , | 2 Comments

The Frugal Saturday Night

When the talk turns to weekend plans, usually ideas that involve spending come to mind. Dinner out. A movie. A night out at the clubs. A sports event. These things are fun and fine to do in moderation. However, they … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 2 Comments

A Life Without Debt: Five Myths About Being Debt Free

Most people seem to have a lot of false beliefs about being debt free. They seem to think that those of us who are debt free never have to worry about money, or that we are somehow free from the … Continue reading

Posted in Budgeting, Debt, Personal Finance | Tagged , , , , , , , , , , , | 14 Comments

What’s Wrong With Staying Home?

This week we had a snowstorm. To many areas of the country this is no big deal. However, where I live we don’t “do” snow. We don’t have bi snow removal operations, most of us natives don’t know how or … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , , , | 6 Comments

The Importance of Identifying the Cause of the Problem

Regardless of whether you are looking to reduce spending for the purposes of debt reduction, or for saving, the first thing that must be done is to identify where you are spending money unwisely. If you are not ready to … Continue reading

Posted in Budgeting, Debt, Entertainment, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , | 5 Comments

Get Politically Active to Save Money

My state, like so many others, is awfully short on money these days. There have been budget cuts and tax increases in an effort to make up the shortfall. However, some of these cuts have threatened my bottom line more … Continue reading

Posted in Personal Finance, Saving Money, Taxes | Tagged , , , , , , , | 13 Comments

The Importance of Business Cards

The other day, I was headed to our local dog park with my wife and our puppy. We were already in the car and actually backing out of the driveway when I realized that I had forgotten my business cards. … Continue reading

Posted in Personal Finance, Relationships, Work | Tagged , , , , , | 9 Comments

A Life Without Debt: A Different Kind of Judgement

I’m a huge Star Wars nerd and many of my favorite quotes come from the Jedi Master, Yoda. My personal favorite is the following: “Size matters not. Look at me. Judge me by my size, do you? Hmm? Hmm. And … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , , , | 8 Comments

The Difference Between Living Below and Within Your Means

We all know (or should) that living above your means for the long term is a recipe for financial disaster. Living above your means is spending more than you earn on a consistent basis. When you do it occasionally, as … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 10 Comments