Monthly Archives: January 2010

Grammar and Your Finances

I had an interesting exchange with my two sons yesterday (separately). I am trying to motivate my elder son to speak more articulately and with a greater awareness of proper grammar. He retorted that I do not know how to … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , | 17 Comments

14 Uses for an Empty Glass Jar

A while back I wrote about twelve things you could do with an old shower curtain liner. In the same spirit of saving money and cutting down on waste, I now offer you fourteen things you can do with an … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 8 Comments

A Life Without Debt: Surviving the Pay Cut Made Easier

A couple of weeks ago we got the news that the company my husband works for is cutting pay by twenty percent for all employees, for an indefinite period of time. Once I got past the anger and frustration, I … Continue reading

Posted in Budgeting, Debt, Frugal, Insurance, Personal Finance, Saving Money | Tagged , , , , , | 7 Comments

Low Cost Flea Control

Despite the fact that it’s the middle of winter here, my dog has fleas. I got this great news at the vet’s office when she went in for her checkup. He said that the weather conditions here have been perfect … Continue reading

Posted in Frugal, Housing, Personal Finance, Saving Money | Tagged , , , , , , , , , | 6 Comments

Safeway Nearby? How Anyone Can Get $45 of Food for $3.50

I’m terrible with coupons, but this week I managed to get get $45.48 worth of food for $3.50 — if you have a Safeway (or Safeway affiliated) grocery store near you, I will show you exactly how to do it. … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 7 Comments

The Wii as a Low Cost Gym

When a foot injury (and bitterly cold weather) recently sidelined me from my regular running routine, the doctor suggested that I find some low impact exercise to see me through my recovery time. Biking was out, at least for a … Continue reading

Posted in Entertainment, Frugal, Health, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | 6 Comments

Little-Known Auto Insurance Discounts

These days you have to be really wise, especially when it comes to your finances. Spending on your car and its insurance coverage is no exception to this. Wouldn’t it be great if you can get the cheapest auto insurance … Continue reading

Posted in Cars, Insurance, Saving Money | Tagged , , , , , , | 4 Comments

Quotes To Motivate Your Finances

At the beginning of this year, I started posting a “thought for the day” on my Facebook page. I do this in part because I do not want my page to become stale, and in part because I enjoy the … Continue reading

Posted in Personal Finance | Tagged , , , , , | 6 Comments

A Life Without Debt: Managing Once a Year Expenses

Those large expenses that don’t occur monthly are a big reason why some people end up in debt. Even people who are well intentioned and good at avoiding debt in other circumstances are often caught by surprise by these big … Continue reading

Posted in Budgeting, Debt, Personal Finance | Tagged , , , , , , , , , , , , , | 5 Comments

Super Couponers: Don’t Get Discouraged by Them

I know quite a few people who have tried to use coupons but ended up quitting because they got discouraged. They felt like they weren’t saving enough, or that somehow they weren’t doing it “right.” One woman put it simply … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 14 Comments

Women Hate Shopping, Too

There are a lot of myths when it comes to shopping, and one of the biggest is that women love to shop while men hate shopping. The truth, according to Lee Eisenberg, author of Shoptimism, is that men and women … Continue reading

Posted in Financial Videos, Personal Finance, Relationships, Shopping | Tagged , , , , , , , | 9 Comments

Is Food Our Biggest Savings Enemy?

Aaron Patzer, the founder of Mint.com, thinks that for 20 and 30 year olds, the major savings problem is the cost of socially going out — dinners at restaurants, drinks with friends and the daily coffee at the local coffee … Continue reading

Posted in Debt, Financial Videos, Food / Groceries, Personal Finance, Shopping | Tagged , , , , , , | 12 Comments

The Mandatory Waiting Period

One of the best ways to control your spending is to force yourself to use a mandatory waiting period before making any unnecessary purchases. Tell yourself that you will buy nothing until that waiting period is up. A waiting period … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 3 Comments

A Life Without Debt: Tips for Buying Used

In order to avoid debt, it is crucial that we get the best price and value for our money on almost everything we buy. Over the years we’ve found that buying many items used makes this much easier than if … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 2 Comments

Go Shopping In Your Own Home

When we get bored or stressed, some of us tend to head for the stores to look for something to do. Maybe we want a new book, a new CD, or a new movie. Maybe we want new clothes so … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 5 Comments

New Year’s Resolutions That You Have No Realistic Intention Of Keeping

It’s January. If you live anywhere in the USA, you are probably cold right now, at least at the moment of this writing. That means that you are probably inside and have plenty of time to think about things. Stop! … Continue reading

Posted in Holidays, Personal Finance, Saving Money | Tagged , , , , | 9 Comments

When Should You Use Automatic Bill Pay

I’m a fan of automatic online bill payments. Having a payment automatically deducted from my account every month is convenient and environmentally friendly. No paper statements to wade through, no need to remember a due date, and no checks to … Continue reading

Posted in Budgeting, Debt, Personal Finance | Tagged , , , , , , | 9 Comments

Knowing What To Keep and What To Throw Away

I spent Christmas visiting my parents. When I am at my parents’ home, I am always amazed that nothing is ever out of place. I can walk into the house and know exactly what I will see and where it … Continue reading

Posted in Frugal, Housing, Personal Finance | Tagged , , , , , , , | 5 Comments

A Life Without Debt: Think Before Marrying Debt

I married a man just like me. He had no debt going into our marriage and no desire to incur any. This has made it very easy for us to create a financial life together that we both agree on … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance, Relationships | Tagged , , , , , , , , , | 11 Comments

Avoid Being Taken Advantage of at the Office

One of the things that I hated when I worked in an office was the constant drain on my finances. There were collections for birthdays, coffee supplies, and solicitations for every charity and school fund raiser. It got so bad … Continue reading

Posted in Personal Finance, Relationships, Work | Tagged , , , , | 11 Comments