Monthly Archives: December 2009

12 Things to Do With an Old Shower Curtain Liner

One of the best ways to save money and be frugal is to find ways to reuse things that can no longer be used for their intended purpose. I’ve gotten pretty good at this over the years, finding uses for … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , | 15 Comments

Savings Lessons At No Cost

Last week, Florida had its first real cold spell of the season. When I went outside to let our dog stretch his legs after a night indoors, I could see my breath and I very much regretted leaving the house … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , | 5 Comments

A Life Without Debt: I’ve Always Been Old

I’ll let you in on a secret: I’m really about fifty-eight years old. Mentally, at least. In actuality I’m in my upper thirties. But if you look at my lifestyle, my spending choices, and my account balances, I’m much closer … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 11 Comments

Is an eReader a Wise Purchase?

Since I love to read, I have to admit that I’ve been drooling a bit over the Kindle and now the Nook eReaders. I love the idea of being able to carry a ton of books with me when I … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 9 Comments

The Financial Benefits of Being a Late Adopter

I tend to be way behind the technology curve. Heck, I finally got a Wii two months ago, three years after the system came out. It’s not that I don’t like technology; I do and I’m always reading up on … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 7 Comments

A Life Without Debt: Engineering a Debt Free Life

Many people want to be out of debt. They talk about it and they may even take steps toward the goal. They may make up their minds that they will never have debt (again) and that may become their mantra. … Continue reading

Posted in Budgeting, Credit Cards, Debt, Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

The Positive Financial Effects of New Year’s Resolutions

We’re heading toward the time of year when thoughts turn to New Year’s resolutions. Maybe you’re making some specific financial resolutions: To get out of debt, save for a home, increase your retirement savings, or cut your grocery spending. Those … Continue reading

Posted in Frugal, Health, Holidays, Personal Finance, Saving Money | Tagged , , , , , , , | 3 Comments

How Stores Trick You Into Spending More

What a lot of people don’t realize is that there is a lot of research and planning to get you to spend more when you walk into a store. Lee Eisenberg,the author of “Shoptimism” says that the retail outlets are … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , , , , | 7 Comments

What Do You Really Remember About Christmas?

I had to go out the other day to run some errands and I got caught in the Christmas shopping rush. At Target, people were pushing carts heaped with toys through the aisles and there was a beat down going … Continue reading

Posted in Holidays, Personal Finance, Relationships | Tagged , , , , , , , , , , , , , | 9 Comments

Owning a Small Business: The Office

My business definitely qualifies as a small business. I hope that it will someday grow into a bigger business but, for now, it is just me doing what I do. That is fine because my clients know that they will … Continue reading

Posted in Personal Finance, Saving Money, Work | Tagged , , , | 9 Comments

A Life Without Debt: It’s Not a Poor Life

I’ve noticed that some respondents to my previous articles seem to think that I’m living a life of deprivation because I choose to save money aggressively and live debt free. I want to set the record straight: A debt free … Continue reading

Posted in Debt, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 11 Comments

22 Ways to Print for Less

A recent article in Woman’s Day magazine stated that the average household goes through a ream of printer paper every three to four days and spends about $60 every three months for printer cartridges and paper. That’s $240 per year … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 7 Comments

When It Makes Sense To Buy Lifetime Warranty Parts

If you know that you are going to have your car for a long time, buying parts with a lifetime warranty can make a lot of sense, even if those parts are more expensive than others that are available. That … Continue reading

Posted in Cars, Financial Videos, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Get More Money Without a Second Job

When thoughts turn to getting more cash every month, many people assume that they’ll have to take a second job. That may be true. If your financial situation is dire or if you have your heart set on some big … Continue reading

Posted in Budgeting, Debt, Food / Groceries, Frugal, Housing, Insurance, Making Money, Personal Finance, Saving Money, Taxes, Utilities | Tagged , , , , , , , , , , , , , , | 8 Comments

Too Old for Gifts, But Not for Christmas

Christmas is less than three weeks away. In past years, I would have completed my shopping by now. Indeed, in past years my shopping has always been done by about the middle of October. This year presents new challenges and … Continue reading

Posted in Holidays, Personal Finance, Relationships, Shopping | Tagged , , , , , , | 10 Comments

A Life Without Debt: I’ll Never Be Debt Free

Many times I hear people say, “It’s great that you’re debt free, but I’ll never be able to do that. I’ll always have a some kind of debt,” and then they elaborate on why they can never be without a … Continue reading

Posted in Debt, Personal Finance, Saving Money | Tagged , , , , , , , | 16 Comments

Ten Purchases to Help With Frugality

When I discuss frugality and money saving strategies with those who are just starting down the frugal road, one of the things they always want to know is, “What can I buy that will help me become more frugal?” I … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , | 10 Comments

Fast Food Hamburger Ad vs Reality

Have you ever wondered why the look of fast food is always so much different in the ads than it is in reality? It’s because they hire professional food make-up artists to make the food look better than it ever … Continue reading

Posted in Financial Videos, Food / Groceries, Personal Finance | Tagged , , , , , , , | 3 Comments

The Gifts I Appreciate Most

My friend is an aging veteran of WWII, having served in Europe and returned home with all of the horrific memories that combat service indelibly writes on the minds of those who experience it. After the war, he married a … Continue reading

Posted in Personal Finance, Relationships, Shopping | Tagged , , , , , , | 10 Comments

Lost Cellphone: What Do You Do?

It was bound to happen someday. I lost my cell phone the other day. I had it in the side pocket of my car door. At some point while running errands it must have fallen out and I didn’t notice … Continue reading

Posted in Personal Finance, Utilities | Tagged , , , , , , , | 5 Comments