A Life Without Debt: Work Doesn’t Have To Be A Drag

My last “real job” where I worked full-time for someone else was a mess. There was sexual harassment, bullying, unfair hours and demands, and all sorts of other foolishness going on. I was young and hadn’t yet saved up a large emergency fund, so leaving wasn’t possible unless I had another job lined up. Not so easy in the recession of the early 90’s (much like today). To leave would have meant living on credit cards and, since job prospects were very low at the time, probably racking up debt that I’d still be paying for today. As miserable as I was, I wasn’t willing to do that, so I saved money like crazy and took a part time job so I could save up


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12 Responses to A Life Without Debt: Work Doesn’t Have To Be A Drag

  1. Roman says:

    Glad to see that you are debt free :)
    I totally agree that monetary freedom is what allows us to do what we want in life – if you have enough money you don’t have to let someone to yell at you just for the paycheck!

  2. I’m sorry you felt taken advantage of Sadie. I wouldn’t let one or several bad experiences get you down.

    Many folks don’t find work to be a drag and enjoy their health insurance and steady paychecks. I know I do!

    I think the best is to work at something you like, but do on the side what you really really love and do it full-time once you have enough funds.

  3. sup says:

    Isn’t that everybodys dream, to work for themselves only?

    I’m glad that you were able to realize that dream for you. :)

  4. I love that you can choose what job you want to do that makes you happy. Having savings and not buying a home or cars probably helps that feeling a lot.

    A few years ago I took a good full-time job in technology and left the career of my dreams in the arts. While I miss my short-lived arts career, I still feel like I made the best choice. The adventure of new-job/new-town every 3-6 months would have quickly worn off, and the compensation definitely didn’t make up for the trade-off of having no life, real friends, home, or family.

    Overall I’m happier now than I would have been, but every once in a while I miss my old job…

  5. Alexis says:

    To Comment #1 – I love this comment! This is exactly what I’m finding out might be my plan. It helps to have it articulated. Thank you.

  6. Alexis says:

    Whoops, meant comment #2 – financial samurai’s comment. My mistake.

  7. Thanks Alexis. Feel free to stop by my site one day!

  8. Indeed, debtfree = freedom

  9. It’s a great benefit, not just money. Debt free=Me free.

  10. Joseph says:

    Have to say sorry that you felt that way! and Congratulations that you moved on to be the driver!
    This is the very special gift that each human being has… the ability to make decisions that ultimately determine your destiny. It is easy for some people and hard for others based on their cirmustances but as far as career goes.. the secret is doing what you love to do even thought you were not being paid to do it.
    Debt factor complicate this choice, if we can teach our children about debt, we might have a heck happy generation that love what they do….

  11. Gail says:

    Hate your job usually equals spending more money for ‘treats’ and ‘gifts’ to compensate, miring you even deeper in the muck. Although I enjoyed many of the jobs I had, I always resented the time clock, the working holidays (I think I worked 11 Christmas Day’s in a row during my nursing career), the having to haul yourself into work sick because their was no one to take your place. With age though I have learned that every job I left, the company kept on surviving without me. None of us are indespensible, so when you get debtfree and can do it if you want, tell them to shove thier job. I walked out of my job in March of 02 due to being sick and have never been back as I am now disabled. I do wish I had had longer to complete my financial plan (I could see the disablity on the horizon) but the poor health hit much quicker than anticipated so I didn’t have all the things paid off like I would have liked.

    So glad you don’t let work define your life.

  12. michele says:

    I agree that you should pay down your debt as quickly as possible to buy yourself some freedom- to take another job but some people (esp. single people) need the job for the health benefits.

    Paying healthcare out of pocket isn’t cheap :(

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