Monthly Archives: November 2009

The Hardest Conversation

We don’t like to think about our parents getting older, facing illness, and their eventual deaths. We also don’t like to think about having to care for them and make financial decisions for them. It seems unnatural somehow. Parents care … Continue reading

Posted in Health, Personal Finance, Relationships | Tagged , , , , , , , | 4 Comments

You Have Too Much Cash and It’s Costing You Money

Dan Ariely, a professor of Behavioral Economics at Duke University, says that studies show that when people pay off loans, they pay off the small loans first rather than the loans with the highest interest rate. Studies also show that … Continue reading

Posted in Credit Cards, Debt, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 7 Comments

A Nation of Shopaholics?

There is an image that the US has become an nation of shopaholics driven primarily by consumerism. Lee Eisenberg, the author of Shoptimism, believes that this is not truly the case. He sees that the average person still retains some … Continue reading

Posted in Financial Videos, Frugal, Personal Finance, Shopping | Tagged , , , , , | 7 Comments

An iPhone Money App That I Would Buy

I don’t have an iPhone (I don’t even have a cell phone, but that’s a whole other story), but if I did, I would definitely buy the Opportunity Cost of Money iPhone app. This iPhone app makes the cost of … Continue reading

Posted in Financial Videos, Personal Finance, Saving Money, Shopping | Tagged , , , , | 2 Comments

At The End of Your Life, You Aren’t Going To Want To Spend Money

One of the biggest excuses that I hear for spending money you don’t have is that you might die tomorrow. “What if I’m hit by a bus tomorrow and I didn’t go on that vacation, or have that car, or … Continue reading

Posted in Health, Personal Finance, Relationships | Tagged , , , , , , , , , , | 5 Comments

American Culture Is Why People Don’t Save Money

Here is an interesting question to ponder. Is the reason that Americans are such lousy savers due to the freedom that parents give to their kids as opposed to how children are raised in other countries? We aren’t told who … Continue reading

Posted in Education, Financial Videos, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , , | 10 Comments

A Debt Free Life: The Value of Debt Free Friends

In the process of making out my Christmas card list for the year, I was struck by how many of our close friends are also debt free. I’ve never given it much thought, but there it was. We didn’t plan … Continue reading

Posted in Budgeting, Debt, Entertainment, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 10 Comments

Not Everything Has To Be Measured In Money

I’m always a little surprised at how much everything in our society is measured in terms of money. We measure our worth by our salaries, not by how much we love our work. We measure our remodeling projects by how … Continue reading

Posted in Housing, Personal Finance, Saving Money, Shopping, Work | Tagged , , , , , , , | 7 Comments

How To Avoid Looking Cheap

I need to buy new sneakers today. I know this because when I took my dog for a walk this morning, the plastic heel guard in my right sneaker tore through the fabric cover and scratched my heel. More specifically, … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 10 Comments

The Perils of Pre-Paid Gift Cards

As we head into the holiday season and start looking for gifts to give to those hard to buy for people, gift cards stand out as easy gifts that everyone enjoys. But if you’re thinking of giving a pre-paid gift … Continue reading

Posted in Credit Cards, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , | 4 Comments

How to Cook Like in the Great Depression

Looking for inexpensive meals on a tight budget? Look no further than Great Depression Cooking with Clara where 94 year old Clara teaches the meals she made during the great depression (the videos were made from the time she was … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 10 Comments

A Life Without Debt: Work Doesn’t Have To Be A Drag

My last “real job” where I worked full-time for someone else was a mess. There was sexual harassment, bullying, unfair hours and demands, and all sorts of other foolishness going on. I was young and hadn’t yet saved up a … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Making Money, Personal Finance, Saving Money, Work | Tagged , , , , , , , , , , , | 12 Comments

Are You Making Your Life More Complicated (And Expensive) Than It Needs To Be?

Many of us find ourselves pressed for time and/or money, at least some of the time. And while it’s true that life can be harrying with it’s demands of cooking, cleaning, work, childcare, and maintenance chores, it’s also true that … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 9 Comments

Five Topics You Should Never Discuss With Clients

I am tired. I have been up for the past two nights until about 1 am trying to finish projects for clients and writing content for my website. I am also a bit under the weather, as I seem to … Continue reading

Posted in Personal Finance, Relationships, Work | Tagged , , , , , , , , | 10 Comments

Christmas In a Down Economy

Now that Halloween is over, the retailers have removed the gloves and stopped pretending like any other holiday matters. It’s now full speed ahead to Christmas. Usually I dread this time of year. I enjoy Christmas itself but I hate … Continue reading

Posted in Frugal, Holidays, Personal Finance, Shopping | Tagged , , , , , , , , | 8 Comments

Celebrate Veteran’s Day

On the eleventh hour of the eleventh day of the eleventh month of 1918, the War to End All Wars finally drew to a close when the combatant nations signed an armistice to end the First World War. That event … Continue reading

Posted in Holidays, Relationships | Tagged , , , , , , , , , , , , | 4 Comments

A Life Without Debt: “You Must Have a Huge Income!”

One of the most common responses I get when people find out that I’m debt free is, “Well, that’s nice for you, but you probably have a huge income.” I’m not alone. Many of my debt free friends say that … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 12 Comments

One Benefit To The Economic Mess: Less Pressure

While I’ve never been one to keep up with the Jones’, I’ve noticed a palpable sense of relief amongst many friends, acquaintances, and message board posters that the pressure to keep up, show off, and compete is off. At least … Continue reading

Posted in Debt, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , | 6 Comments

Why I Keep My SUV

I drive an SUV that I purchased new in 2002. It has relatively low mileage but, after nearly eight years of hauling sports equipment for my kids and mulch for my garden, and after assorted spills while my kids negotiated … Continue reading

Posted in Cars, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 20 Comments