Monthly Archives: September 2009

Cutting the Cost of Lessons and Coaching

When money gets tight, lessons and coaching for the kids often end up on the chopping block. Whether it’s sports, music, or dance, these extracurricular activities are often costly and expendable in hard times. If your child is already in … Continue reading

Posted in Budgeting, Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , , , | 6 Comments

YMCA Membership Benefits

I have successfully completed a month of visiting the gym. More specifically, I have religiously gone to the gym twenty-six times in the past twenty-nine days. I am certainly not remotely close to winning any body building prizes, but I … Continue reading

Posted in Health, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , | 7 Comments

Cashier Mistakes

I’ve known Ben since 1969. In fact, I have it on the best authority that he attended my third birthday party that year. Ben has always been consistent. I could always rely on him to be loyal, genuine and completely … Continue reading

Posted in Food / Groceries, Personal Finance, Shopping | Tagged , , , , , , | 14 Comments

When Does Frugality Turn Into Theft?

Most of us who like to save money will, at some point, find ourselves faced with a chance to save money that is ethically questionable. Especially in a down economy when people are trying to save on everything, it is … Continue reading

Posted in Entertainment, Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , | 32 Comments

A Life Without Debt: Saying Screw The Budget

A friend of mine who, like me, has always lived a debt free life recently ran into a perfect storm of disasters. He was diagnosed with an illness and, despite having good medical coverage, ended up with bills that threatened … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , , | 8 Comments