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	<title>Comments on: Is College Really Necessary?</title>
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	<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: ThiNg</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-642100</link>
		<dc:creator>ThiNg</dc:creator>
		<pubDate>Mon, 05 Oct 2009 21:57:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-642100</guid>
		<description>@Free Your Mind

I have to agree and second your post. 

I have an arts degree in sociology but work as a computer programmer. If I had invested my university (and wedding expenses - another waste of money!!), I could have bought my house for CASH.

Then I would have the same job I have now without any debt. I could then bank $2000-3000 a month and get my degree part-time. I would be the same age, with a degree (and wife), but without any debt or mortgage!!

That&#039;s wealthy!!</description>
		<content:encoded><![CDATA[<p>@Free Your Mind</p>
<p>I have to agree and second your post. </p>
<p>I have an arts degree in sociology but work as a computer programmer. If I had invested my university (and wedding expenses &#8211; another waste of money!!), I could have bought my house for CASH.</p>
<p>Then I would have the same job I have now without any debt. I could then bank $2000-3000 a month and get my degree part-time. I would be the same age, with a degree (and wife), but without any debt or mortgage!!</p>
<p>That&#8217;s wealthy!!</p>
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		<title>By: Free Your Mind</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-637465</link>
		<dc:creator>Free Your Mind</dc:creator>
		<pubDate>Thu, 17 Sep 2009 21:20:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-637465</guid>
		<description>This is a very relevant post.  I keep hearing people say, &quot;You NEED a degree to get that good job&quot;

But consider the following.

What is the purpose of getting this better job?  To make more money?  Build More wealth?

Wealth isn&#039;t what you make... it&#039;s what you keep!  I know PLENTY of doctors (for example) who make a lot more than most.. but at the same time are STRAPPED with Debt from &quot;education&quot; costs.

Consider that if that same amount of money was invested at age 18, a person could be a millionaire by the age of retirement.  THAT&#039;S WEALTH!

Also consider that the TRUE path to wealth is not in a good J.O.B., but entrepreneurship (which requires no degree at all)</description>
		<content:encoded><![CDATA[<p>This is a very relevant post.  I keep hearing people say, &#8220;You NEED a degree to get that good job&#8221;</p>
<p>But consider the following.</p>
<p>What is the purpose of getting this better job?  To make more money?  Build More wealth?</p>
<p>Wealth isn&#8217;t what you make&#8230; it&#8217;s what you keep!  I know PLENTY of doctors (for example) who make a lot more than most.. but at the same time are STRAPPED with Debt from &#8220;education&#8221; costs.</p>
<p>Consider that if that same amount of money was invested at age 18, a person could be a millionaire by the age of retirement.  THAT&#8217;S WEALTH!</p>
<p>Also consider that the TRUE path to wealth is not in a good J.O.B., but entrepreneurship (which requires no degree at all)</p>
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		<title>By: Robert</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-637364</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Thu, 17 Sep 2009 16:13:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-637364</guid>
		<description>I think college serves in the maturation of a young adult. As it has been noted in other comments, College Graduates rarely find employemnt in the field they majored in. Think about it, To figure out what you want to do for the rest of your life by age 22?  Our lives are works in progress. It&#039;s an adventure.</description>
		<content:encoded><![CDATA[<p>I think college serves in the maturation of a young adult. As it has been noted in other comments, College Graduates rarely find employemnt in the field they majored in. Think about it, To figure out what you want to do for the rest of your life by age 22?  Our lives are works in progress. It&#8217;s an adventure.</p>
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		<title>By: BigVic</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-637083</link>
		<dc:creator>BigVic</dc:creator>
		<pubDate>Wed, 16 Sep 2009 21:21:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-637083</guid>
		<description>I also believe that a college degree represents goal acheivement to most companies but that doesn&#039;t necessarily mean that it is absolutely needed to become successful.  I myself got my general education classes out of the way and went to work until I figured out what exactly it was that I wanted to do with the rest of my life.  I was fortuneate to get a job that had an excellent training program.  While here I have gained so many skills that I can bring to another workplace in the future.  Skills such as technical, customer service, quality, leadership, public speaking and communication, negotiating, retention, organization, and motivational skills.  These are all priceless to me and I don&#039;t think I would have the full affect from just sitting in a classroom.  But like I said, I do believe that a degree is a ticket to some interviews and I do plan to go back for that reason.</description>
		<content:encoded><![CDATA[<p>I also believe that a college degree represents goal acheivement to most companies but that doesn&#8217;t necessarily mean that it is absolutely needed to become successful.  I myself got my general education classes out of the way and went to work until I figured out what exactly it was that I wanted to do with the rest of my life.  I was fortuneate to get a job that had an excellent training program.  While here I have gained so many skills that I can bring to another workplace in the future.  Skills such as technical, customer service, quality, leadership, public speaking and communication, negotiating, retention, organization, and motivational skills.  These are all priceless to me and I don&#8217;t think I would have the full affect from just sitting in a classroom.  But like I said, I do believe that a degree is a ticket to some interviews and I do plan to go back for that reason.</p>
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		<title>By: Scanner</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-637079</link>
		<dc:creator>Scanner</dc:creator>
		<pubDate>Wed, 16 Sep 2009 21:00:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-637079</guid>
		<description>I beleive in the formula:

2/3rd Paretns
1/3rd Kids

share the cost.

Consider 1rst 2 years at community college.

College teaches you to critically think, to communicate intelligently (orally and in writing), it gives you elevated literacy, it develops an appreciation of the scientific method, the skil of how to research thoughtfully, and of course, the 3 B&#039;s - Beer, Botany, and Beowulf.

My 3 sons are expected to all get some form of higher education using the above formula.  If one or all of them choose a trade, they still must take &quot;development&quot; courses (such as financial management, business administration if they are going to be a mechanic let&#039;s say).</description>
		<content:encoded><![CDATA[<p>I beleive in the formula:</p>
<p>2/3rd Paretns<br />
1/3rd Kids</p>
<p>share the cost.</p>
<p>Consider 1rst 2 years at community college.</p>
<p>College teaches you to critically think, to communicate intelligently (orally and in writing), it gives you elevated literacy, it develops an appreciation of the scientific method, the skil of how to research thoughtfully, and of course, the 3 B&#8217;s &#8211; Beer, Botany, and Beowulf.</p>
<p>My 3 sons are expected to all get some form of higher education using the above formula.  If one or all of them choose a trade, they still must take &#8220;development&#8221; courses (such as financial management, business administration if they are going to be a mechanic let&#8217;s say).</p>
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		<title>By: whitestripe</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-637057</link>
		<dc:creator>whitestripe</dc:creator>
		<pubDate>Wed, 16 Sep 2009 19:47:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-637057</guid>
		<description>@ mewithoutdebt

don&#039;t know if the schools are different where i&#039;m from, but we were writing essays in our last year of high school that would only be looked at by the teacher if they were university standard. 
i really don&#039;t think i need to go to college to learn how to &#039;think&#039; :P

@bb: it depends what job, obviously.</description>
		<content:encoded><![CDATA[<p>@ mewithoutdebt</p>
<p>don&#8217;t know if the schools are different where i&#8217;m from, but we were writing essays in our last year of high school that would only be looked at by the teacher if they were university standard.<br />
i really don&#8217;t think i need to go to college to learn how to &#8216;think&#8217; <img src='http://www.pfadvice.com/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /> </p>
<p>@bb: it depends what job, obviously.</p>
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		<title>By: Monkey Mama</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-637043</link>
		<dc:creator>Monkey Mama</dc:creator>
		<pubDate>Wed, 16 Sep 2009 19:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-637043</guid>
		<description>Interesting discussion.  I was blessed to have a father who had a changed life due to education (first generation high school AND college) and a mother who never used her degree and had many successful relatives without degrees.  So education was always stressed as important, but not a &quot;must,&quot; to me.  My parents were also extremely practical about college - no need to go into debt over it.

The most important aspect of my education was juggling school, work, extra-curriculrs, etc.   That part shined on my resume, and was very practical &quot;real life&quot; experience.  Most of my high school friends who lived off their parents and got &quot;liberal arts&quot; degree still struggle a decade post-college.  Still going to school, living at home, working at Wal MArt, etc., etc.  A large number of them are broke from their undergrad degrees and are pursuing cheaper degrees in more practical fields.  IT seems kind of backwards - but the money is gone and the student loans are maxed before they even know what they really want to do.  

I&#039;d be careful assuming a big name school is the be-all, end-all.  In my region and field, this is not the case at all.  Various factors are at play - most people hiring went to the local state schools (which are abundant in the region, and have excellent business programs).  The private schools in the area tend to have no business programs, or weak ones.  My field rewards experience and practicality over education, in general, anyway.   Locally priavte-degreed and higher-degreed candidates are never very good.  There&#039;s a way to get your resume in a trash, and we are desparate for qualified employees.  But we don&#039;t even waste our time any more.</description>
		<content:encoded><![CDATA[<p>Interesting discussion.  I was blessed to have a father who had a changed life due to education (first generation high school AND college) and a mother who never used her degree and had many successful relatives without degrees.  So education was always stressed as important, but not a &#8220;must,&#8221; to me.  My parents were also extremely practical about college &#8211; no need to go into debt over it.</p>
<p>The most important aspect of my education was juggling school, work, extra-curriculrs, etc.   That part shined on my resume, and was very practical &#8220;real life&#8221; experience.  Most of my high school friends who lived off their parents and got &#8220;liberal arts&#8221; degree still struggle a decade post-college.  Still going to school, living at home, working at Wal MArt, etc., etc.  A large number of them are broke from their undergrad degrees and are pursuing cheaper degrees in more practical fields.  IT seems kind of backwards &#8211; but the money is gone and the student loans are maxed before they even know what they really want to do.  </p>
<p>I&#8217;d be careful assuming a big name school is the be-all, end-all.  In my region and field, this is not the case at all.  Various factors are at play &#8211; most people hiring went to the local state schools (which are abundant in the region, and have excellent business programs).  The private schools in the area tend to have no business programs, or weak ones.  My field rewards experience and practicality over education, in general, anyway.   Locally priavte-degreed and higher-degreed candidates are never very good.  There&#8217;s a way to get your resume in a trash, and we are desparate for qualified employees.  But we don&#8217;t even waste our time any more.</p>
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		<title>By: mewithoutdebt</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-637018</link>
		<dc:creator>mewithoutdebt</dc:creator>
		<pubDate>Wed, 16 Sep 2009 18:26:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-637018</guid>
		<description>YES. College is absolutely necessary.

College education teach how to think, research, write, report, present, etc. Most valuable benefit of college is somewhat non-educational -- the college experience.</description>
		<content:encoded><![CDATA[<p>YES. College is absolutely necessary.</p>
<p>College education teach how to think, research, write, report, present, etc. Most valuable benefit of college is somewhat non-educational &#8212; the college experience.</p>
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		<title>By: kenyantykoon</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-636996</link>
		<dc:creator>kenyantykoon</dc:creator>
		<pubDate>Wed, 16 Sep 2009 16:57:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-636996</guid>
		<description>i think the importance of college is overrated. if one has an entrepreneurial spirit the it makes no sense to spend thousands of dollars on a course that it totally unrelated to the kids interest. but sadly the parents want their kids to live their(parents) dreams and are not willing to bend their resolve that &quot;my kid will get the college education that i never had&quot; this is not right or wise. great post btw. i should also link to it ;)</description>
		<content:encoded><![CDATA[<p>i think the importance of college is overrated. if one has an entrepreneurial spirit the it makes no sense to spend thousands of dollars on a course that it totally unrelated to the kids interest. but sadly the parents want their kids to live their(parents) dreams and are not willing to bend their resolve that &#8220;my kid will get the college education that i never had&#8221; this is not right or wise. great post btw. i should also link to it <img src='http://www.pfadvice.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: eeinnj</title>
		<link>http://www.pfadvice.com/2009/09/16/is-college-really-necessary/comment-page-1/#comment-636970</link>
		<dc:creator>eeinnj</dc:creator>
		<pubDate>Wed, 16 Sep 2009 14:44:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5189#comment-636970</guid>
		<description>As the old saying goes, if you think education is expensive, try ignorance.

College is not real practical for learning a trade, true. But a degree is major advantage in technical professions. Those without a degree may get a lower level job, and they&#039;ll stay there while people with degrees get senior positions. Someone who thinks they can learn to program in their garage and make a life-long career out of it is ignorant- they don&#039;t know how much they don&#039;t know.
College, even liberal arts, teaches critical thinking, getting to know new and different people, exposure to new ideas, following through on school work when a parent is longer supervising. You may not &quot;use&quot; your degree in the strict sense, but the fact that you completed one at all is the price of admission to many jobs.
Finally, I learned from working for a major pharma co. that where you went to school matters, too. The people from state schools got staff jobs, people from Ivy league &amp; big name private schools got front office &amp; management jobs.</description>
		<content:encoded><![CDATA[<p>As the old saying goes, if you think education is expensive, try ignorance.</p>
<p>College is not real practical for learning a trade, true. But a degree is major advantage in technical professions. Those without a degree may get a lower level job, and they&#8217;ll stay there while people with degrees get senior positions. Someone who thinks they can learn to program in their garage and make a life-long career out of it is ignorant- they don&#8217;t know how much they don&#8217;t know.<br />
College, even liberal arts, teaches critical thinking, getting to know new and different people, exposure to new ideas, following through on school work when a parent is longer supervising. You may not &#8220;use&#8221; your degree in the strict sense, but the fact that you completed one at all is the price of admission to many jobs.<br />
Finally, I learned from working for a major pharma co. that where you went to school matters, too. The people from state schools got staff jobs, people from Ivy league &amp; big name private schools got front office &amp; management jobs.</p>
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