Monthly Archives: September 2009

The Joy of Doing Things Manually

Over the years of simplifying my life and spending I’ve rediscovered the joy of doing things manually. Years ago I was hooked on every electronic gadget and power tool. If it plugged in and was convenient, I used it. But … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 6 Comments

A Life Without Debt: The Debt Free House

The only debt we’ve ever incurred was to buy our house. At the time we bought, we just didn’t have a spare $150K lying around so we had to get a mortgage. We knew going in that we didn’t want … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , , | 19 Comments

Getting Over The Need For Completion

I have a bad habit of having to complete things. Normally you’d think of this as a virtue. The willingness to see something through to the end is usually considered a good thing. But I’ve learned that my obsession with … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

Save Money Vacationing with a Child

As I write this, the final days of summer are winding down in the Northern Hemisphere. Autumn is upon us and most of us are looking forward to cooler weather, football and Halloween. It will be December before we know … Continue reading

Posted in Entertainment, Holidays, Personal Finance, Saving Money, Travel | Tagged , , , , | 14 Comments

Skills Needed to Make Money Blogging

When people find out that I’m a professional blogger, they either ask me what the hell that means or how is it possible to make enough money to live on by blogging. Many people seem to think that there must … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , , , , | 24 Comments

The Financial Benefits of Yearly Passes

Today I rode Atlantis another seven times. That brings my total up to twenty-two rides in the past three weeks. Atlantis, for those of you who are not familiar with SeaWorld Orlando, is a flume ride that my son and … Continue reading

Posted in Budgeting, Entertainment, Holidays, Personal Finance, Saving Money | Tagged , , , , , , , | 9 Comments

Low Cost Self Improvement

When we think in terms of improving ourselves, we tend to think of big things like going back to school, investing in expensive clothes, joining a gym, using expensive cosmetics, or indulging in expensive spa treatments or hair styles. But … Continue reading

Posted in Frugal, Health, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , | 12 Comments

A Life Without Debt: Charitable Giving and The Debt Free Life

The other day a friend asked me if I gave to any charities, or did I just save all my money in order to keep myself debt free. The questioner seemed to think that a debt free life automatically equates … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance | Tagged , , , , , , , | 8 Comments

How I Practically Stole a Wii

I know, I know. I said I’d never buy a Wii. Funny how never comes around sooner than you think. A few weeks ago I stayed with some family members who have a Wii and I realized just how much … Continue reading

Posted in Credit Cards, Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 12 Comments

Flu Shots Will Save Money in the Longrun

There is nothing good about influenza. People who have experienced a bout with the flu know that it is a miserable experience that brings fever, chills and muscle pain, among other symptoms. You will know when you have a bad … Continue reading

Posted in Health, Medical, Personal Finance | Tagged , , , , , , | 12 Comments

Why I Don’t Save Money

By Rebecka O. Six years, 3 months and 13 days ago my mother died and changed the way that I look at money. She had always been frugal and a constant saver. When she passed away, she had an estate … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , | 21 Comments

Is the Computer the New TV?

If you are reading this, I am fairly certain that I know at least two things about you. First, you are likely sitting at a computer terminal that has Internet access. Second, you are neither of my parents nor my … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , , , , , | 17 Comments

Is College Really Necessary?

It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to … Continue reading

Posted in Debt, Education, Personal Finance, Work | Tagged , , , , , , | 19 Comments

A Life Without Debt: Getting Past Being Appalled

One of the things I’ve learned living a debt free life is never to dismiss anything out of hand. Whenever I see a money saving tip, investment strategy, or other money management idea I don’t automatically pooh-pooh it as something … Continue reading

Posted in Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 9 Comments

19 Fall Tune Ups and Checks to Save You Money Throughout the Winter

We just had our first cool snap of the year. While it will be hot again by the end of the week, the cool weather reminded me of the things I need to do to get my home and family … Continue reading

Posted in Frugal, Health, Holidays, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , , , | 7 Comments

Convenience Food Grocery Shopping

I was perusing the Saving Advice forums the other day and I noticed that Marla was aghast at having discovered pre-made peanut butter and jelly sandwiches in her grocery stores freezer section. Marla commented “Have we really become a nation … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 14 Comments

Is Anything That You Own Worth Living Paycheck to Paycheck to Pay for?

By Linda W This is a simple question that I ask myself that helps me stay debt free. It may sound infantile or even stupid to some, but if you take the question seriously each time you ask it as … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 9 Comments

Why I Want to Trash my TV

There are certain luxuries that seem to have become necessities in the USA. Forty years ago, my mother would hang the laundry out to dry on a clothes line — even during the winter. Today, just about everyone has access … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , , , , , | 35 Comments

What Happens If I Can’t Retire?

In financial circles the big push is to get people to save enough money so that they can retire in comfort. That’s a noble goal, but the fact is that more and more people aren’t going to be able to … Continue reading

Posted in Budgeting, Health, Personal Finance, Retirement, Saving Money, Work | Tagged , , , , , , , , , , | 9 Comments

A Life Without Debt: Setting The Example

If you’re debt free, chances are that you are one of the few in your family or circle of friends who is. In the circle of people I know well, only my parents and two close friends are debt free. … Continue reading

Posted in Debt, Education, Personal Finance, Relationships | Tagged , , , , , , , | 7 Comments