Avoid Being A Victim of Theft

Each of us has a personal reason for saving money. I very much doubt that any of us does so just to be able to brag about having died with the most money in the bank. Whether you are frugal because you need to be frugal in order to make ends meet, or you pursue economical purchases because getting a good deal is a challenge, we all try to spend wisely so that we will have more money when we need it or when we want it.

In the spectrum of ways that we can decrease the money that we do have, nothing is worse than having your money or things of value stolen. If you make a bad purchase, you still have whatever you bought. If you give your money to charity, you have the good feeling of having

...

[Continue Reading at SavingAdvice.com]

This entry was posted in Personal Finance and tagged , , , , , . Bookmark the permalink.

8 Responses to Avoid Being A Victim of Theft

  1. Ann says:

    Good advice!

    The whole reason I have a Citibank credit card is ’cause they offer a thing called a virtual card number when you’re shopping on line. You can set a $ limit on this virtual card, it’s not your normal card number (the only place it’s tied to your card number is on their computers), you can set an expiration date, you can cancel the virtual card easily on-line and the virtual number is only good at the site you use it on, so that, even if someone “grabs” the number on say Amazon, they can’t use it on Neiman Marcus or Land’s End. I do a lot of my purchasing on-line, so I appreciate these safety features… particularly considering that someone did steal my card number when I called in a catalog purchase one time! Now, even if I call in a purchase, I “get” a virtual number and use it on the phone.

    I also check my credit cards on-line about once a week to make sure unauthorized purchases aren’t showing up.

    When I drop my car off for servicing, I have a thingie on my keyring to easily remove my housekeys. Long ago there was a scam going on where people were copying house keys and getting your address from service records and… well, you can guess the rest!

    Being single, for my on-line business I have a separate phone number and a p.o. box. I in no way want people to have my home address, particularly as I’m a sculptor/carver and may occasionally be posting shows that I’m attending on my site — talk about an open invitation to dishonest people! I also have an arrangement with my neighbors, whenever I do happen to leave town for a day or two.

    I enjoy traveling by myself. As an added safety measure, I have an arrangement with a friend (who’s also my attorney and holds my medical power of attorney) that I tell him when I’ll be gone, the route I’m taking and when I’m due back. As soon as I return, I email or call him. If he doesn’t hear from me, his instructions are to start the search! If it’s a particularly long, driving trip, we also set specific days when I check in with him along the way. There’s a part of me that hates this, but there’s also a part of me that figures it’s better to be safe than sorry.

    Guess that’s about it for what I can think of right now. :-)

  2. I travel out of the country a lot and often with lots of gadgets and a small child in tow. I’ve found the best purse to travel with is a backpack with a zippered pocket that faces towards your back. This leaves your hands free to hold onto little ones and pickpockets can’t get your passport/money, etc. Here’s the “computer bag” that I’ve used for the past 3 years: http://www.ebags.com/moonsus/signature_15_4_computer_backpack/product_detail/index.cfm?modelid=124293&productid=1322351. Stylish, practical and theft-proof. And yes, David, I have “Travel Jewelry” bought for $10 at Claire’s Accessories.

  3. Monkey Mama says:

    It is best to never carry anything in a laptop bag, etc. Use a backpack or something. (So many people get backs stolen, or held up at gun point – for their BOOKS).

    I grew up in the big city, so all this is second nature. But we moved to a smaller city a few years ago. IT continues to amaze me the e-mails and friends we get from neighbors about how you shouldn’t leave your purse unattended in the front seat of your car for 5 minutes. OR all day. (Duh??)

    We don’t leave garage door openers in our cars parked in the driveway, either.

    A lot of women have been getting their purses snatched from their shopping carts and such. Keep your purse close! & definitely only carry what you NEED – just in case!

  4. persephone says:

    My husband left a stack of change in his truck a few years ago and forgot to lock his doors. The next morning, the change was gone.

    He did not learn his lesson. Two weeks later he did the same thing except instead of stack of change, he lost his wallet which had $180 in it! Now he is trained not to be so forgetful!

  5. spicoli says:

    If I am going to be out later than about 10pm, I only carry the cash that I think I will need for the night and one ID. I never spend a lot so if I do lose the money, I never lose enough to worry about it.

  6. Richard Lee says:

    If registering you bike, regardless of which service you use, it is a good idea to TAG it in MULTIPLE spots. IF it gets stolen, the bad guys may find and strip off some of the tags, but the one that he misses will be his undoing….

  7. Amy says:

    The stuff you don’t carry with you when you’re out can still be stolen from your house while you’re not home. There’s really no way to be 100% secure.

  8. Walter Borde says:

    Better yet, register your bike w/ BikeRegistry. A FREE, proactive bike registry service.

Leave a Reply

Your email address will not be published. Required fields are marked *

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>