By Leslie R.
One of the most difficult things for me to do was build up my emergency fund. It seemed that I lived every two weeks paycheck to paycheck and there was no buffer when emergencies did happen. No matter how hard I tried, I couldn’t seem to build up an emergency fund.
Another problem that I was facing at the time was a too small apartment cluttered with things I no longer used. I was tired of not having enough space and I finally decided that it was time to get rid of a lot of stuff.
I knew that my junk wasn’t worth a lot of money, but I decided that I would try to sell it instead of throwing it out or giving it away. I also made the decision that any money that I mad...