Monthly Archives: July 2009

Cheers Theme Song and Financial Realities

Television has given us a lot of relationships with characters who we can never meet. I remember characters from a lot of TV shows better than I am able to recall certain childhood friends and classmates and I am pretty … Continue reading

Posted in Entertainment, Personal Finance, Relationships, Work | Tagged , , , , , , , , , | 9 Comments

Is Crafting a Good Way To Make Money?

Whenever I see an article on ways to make additional money, crafting and selling the items on Etsy.com or at local craft fairs is always included. But is crafting really a good way to make money? I became interested in … Continue reading

Posted in Making Money, Personal Finance | Tagged , , , , , , , | 14 Comments

New Work Realities

Although our economy seems to be turning a corner — home sales have continued to improve for a full three months and, as I write this, the DJIA remains over 9,000 for the second day — unemployment remains very high … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , , , , , , , | 7 Comments

A Life Without Debt: Insurance Helps

Many people cut corners on insurance in an effort to save money. They don’t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way … Continue reading

Posted in Insurance, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , | 9 Comments

13 Gifts For Forgotten Occasions

We’ve all done it. Your best friend’s birthday is today and you completely forgot. Your anniversary is today and you haven’t done anything. You forgot to buy a Christmas present for Aunt Imogene and she’s at the door. You don’t … Continue reading

Posted in Holidays, Personal Finance, Relationships, Shopping | Tagged , , , , , , , , , , , , , , , | 4 Comments

I Found My Emergency Fund in My Closet

By Leslie R. One of the most difficult things for me to do was build up my emergency fund. It seemed that I lived every two weeks paycheck to paycheck and there was no buffer when emergencies did happen. No … Continue reading

Posted in Making Money, Personal Finance, Saving Money | Tagged , , , , , , , | 14 Comments

Cutting School Book Costs

I’ve mentioned that my son attends a parochial high school. That means that right about this time every summer, we receive a list of his classes and directions to visit the school’s on-line book store. I love books, but it … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 10 Comments

Little House on the Prairie Financial Lessons

I grew up watching Little House on the Prairie in the 70’s. It was a fun and entertaining show plus each episode had a moral to it. However, it wasn’t until I staged a marathon viewing session courtesy of Netflix … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Frugal, Personal Finance, Relationships, Saving Money, Work | Tagged , , , , , | 8 Comments

Who Should Pay When Eating Out?

I just enjoyed a delightful lunch with an old friend. I drove to her office and we walked to a nearby seafood restaurant where we were able to relax and catch up. It was quite a pleasure and I had … Continue reading

Posted in Entertainment, Food / Groceries, Personal Finance, Relationships | Tagged , , , , , , | 17 Comments

A Life Without Debt: Where Did It Come From?

People often ask me some version of the following question: “Where did you get this idea that you should live a debt free life? How did you, in a world where credit cards are ubiquitous and debt is the norm, … Continue reading

Posted in Debt, Personal Finance, Relationships | Tagged , , , , , | 8 Comments

Dealing With Coupon Huffers

If you use coupons with any regularity, I’m sure you’ve had run-ins with the people I call “coupon huffers.” These are the people who get behind you in the checkout lane and then huff, tap their feet, and practically climb … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , | 21 Comments

Save to Win: How A Lottery Bank Account Taught Me to Save Money

By Dean L. When you read those statistics about Americans not saving money and going into credit card debt, you could place me as the poster child of the movement. Not only do I have a huge amount of credit … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , | 14 Comments

Job Hunting Lessons from Panic in the Year Zero

Yesterday I went to the gym. That, in and of itself, is almost apocalyptic in significance, as I never go to the gym. Nevertheless, I am forcing myself to go, at least for the remainder of my period of unemployment, … Continue reading

Posted in Entertainment, Personal Finance, Work | Tagged , , , , , , , | 9 Comments

Be Careful When Hiding Your Fortune

I used to think it was pretty rare for someone to “lose” a fortune by accident. But lately a few incidents, both public and personal, made me realize that this is a bigger problem than I thought. You may have … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 9 Comments

Things I Bought That I Regret

The older I get, the more I realize that cost is usually inversely proportional to the pleasure derived from the cost. Perhaps I just a boring fellow, or a “lazy, middle class intellectual” as the band Bad Religion might accuse. … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , , , , | 22 Comments

A Life Without Debt: Avoiding Obligation

The dictionary defines obligation as, “To bind or compel someone.” It just sounds unpleasant, doesn’t it? Who wants to be bound and compelled to do things? Isn’t it much nicer to be free to choose your own path? I’ve always … Continue reading

Posted in Debt, Personal Finance | Tagged , , , , | 12 Comments

Back to School Shopping on a Budget

Now that the Fourth of July has passed, the next big item on the calendar is back to school shopping. This year is likely to be financially tighter than previous years for many people. Not only are families facing tighter … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 7 Comments

Home Office Equipment That Will Save Money

Yesterday I received an education in the importance of office equipment, even for the home. My day began rather quietly. I had accepted that new employment listings would be quiet due to the Independence Day Weekend, so I sat down … Continue reading

Posted in Personal Finance, Saving Money, Work | Tagged , , , , , , , , , , , | 8 Comments

Want A Good Tip?

The other day I took one of my sons to a team party at a local sports bar. We all arrived separately and I did not even sit with the rest of the group because I had a book that … Continue reading

Posted in Food / Groceries, Personal Finance | Tagged , , , , | 22 Comments

When You Want to Quit Your Job, But Can’t

Lately I’ve been speaking to a friend who doesn’t know what to do about her job. She hates it. She hates the work, the boss, and her coworkers. The environment is toxic, with a lot of sexual harassment and verbal … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , , | 13 Comments